Compare Munising, MI Car Insurance Rates (2021)

Car insurance in Munising, MI averages $755 a month. Munising, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap Munising car insurance rates, compare quotes from the top car insurance companies in Munising, MI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Munising for teen drivers is USAA
  • The cheapest car insurance company in Munising is USAA
  • Average car insurance rates in Munising, MI are $9,062/year

If you need to buy Munising, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in Munising, MI is right here.

You’ll find Munising car insurance rates, the cheapest Munising, MI car insurance companies, and information on Michigan car insurance laws. You can also compare Munising, Michigan car insurance rates to Troy car insurance rates, Grand Rapids car insurance rates, and Ann Arbor car insurance rates.

Ready to find affordable Munising, MI car insurance today? Enter your ZIP code for fast, free Munising car insurance quotes.

Cheapest Munising, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Munising, MI car insurance rates? Every Munising, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Munising, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $14,412 $14,412 $13,431 $13,431 $34,530 $34,530 $15,163 $15,163
Farmers $3,852 $3,852 $3,600 $3,600 $8,401 $8,401 $4,315 $4,315
GEICO $3,500 $3,500 $3,539 $3,539 $9,818 $9,818 $3,353 $3,353
Liberty Mutual $12,802 $12,802 $12,673 $12,673 $30,473 $30,473 $12,802 $12,802
Nationwide $4,102 $4,102 $3,646 $3,646 $10,682 $10,682 $4,489 $4,489
Progressive $3,180 $2,989 $2,801 $3,097 $11,818 $12,732 $3,727 $3,520
State Farm $7,534 $7,534 $6,986 $6,986 $26,411 $26,411 $8,846 $8,846
Travelers $5,193 $5,193 $4,461 $4,461 $15,616 $15,616 $5,639 $5,639
USAA $2,587 $2,452 $2,431 $2,299 $6,217 $5,902 $3,146 $3,020

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Munising, MI

Every driver must carry the minimum car insurance in Munising, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in Munising, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Munising, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Munising, MI. Compare credit history car insurance rates in Munising from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Munising, Michigan

Insurance Company Poor Fair Good
Allstate $29,571 $16,285 $12,295
Farmers $6,656 $4,403 $4,068
GEICO $6,489 $4,777 $3,891
Liberty Mutual $27,174 $15,706 $8,682
Nationwide $7,176 $5,406 $4,606
Progressive $6,311 $5,322 $4,816
State Farm $20,198 $10,209 $6,926
Travelers $7,919 $7,680 $7,583
USAA $5,248 $2,994 $2,279

Cheapest Munising, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Munising, MI to rates for a clean record with top companies.

Annual Munising, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $9,561 $12,794 $41,923 $13,257
Farmers $4,249 $5,394 $5,327 $5,200
GEICO $1,820 $3,770 $11,304 $3,316
Liberty Mutual $12,187 $14,583 $26,480 $15,500
Nationwide $4,911 $6,523 $5,957 $5,528
Progressive $4,663 $6,097 $5,476 $5,696
State Farm $7,919 $9,493 $20,511 $11,854
Travelers $5,235 $7,468 $12,018 $6,188
USAA $2,825 $3,517 $4,608 $3,078

Cheapest Munising, MI Car Insurance for Teen Drivers

Teen car insurance in Munising, MI can be expensive. Take a look at rates from the top car insurance companies in Munising for teenagers.

Annual Car Insurance Rates for Teen Drivers in Munising, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $34,530 $34,530
Farmers $8,401 $8,401
GEICO $9,818 $9,818
Liberty Mutual $30,473 $30,473
Nationwide $10,682 $10,682
Progressive $11,818 $12,732
State Farm $26,411 $26,411
Travelers $15,616 $15,616
USAA $6,217 $5,902

Cheapest Munising, MI Car Insurance for Seniors

Take a look at Munising, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Munising, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $13,431 $13,431
Farmers $3,600 $3,600
GEICO $3,539 $3,539
Liberty Mutual $12,673 $12,673
Nationwide $3,646 $3,646
Progressive $2,801 $3,097
State Farm $6,986 $6,986
Travelers $4,461 $4,461
USAA $2,431 $2,299

Cheapest Munising, MI Car Insurance Rates After a DUI

A DUI in Munising, MI increases car insurance rates. Compare Munising, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Munising, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $41,923
Farmers $5,327
GEICO $11,304
Liberty Mutual $26,480
Nationwide $5,957
Progressive $5,476
State Farm $20,511
Travelers $12,018
USAA $4,608

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Munising, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Munising, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Munising, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $19,384 $19,384
Farmers $5,042 $5,042
GEICO $4,936 $5,170
Liberty Mutual $16,587 $17,788
Nationwide $5,730 $5,730
Progressive $5,483 $5,483
State Farm $12,107 $12,781
Travelers $7,683 $7,771
USAA $3,466 $3,547

The Best Cheap Car Insurance Companies in Munising, MI

Take a look at a side-by-side comparison of the top car insurance companies in Munising, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Munising, Michigan

Insurance Company Average Annual Rates
Allstate $19,384
Farmers $5,042
GEICO $5,053
Liberty Mutual $17,188
Nationwide $5,730
Progressive $5,483
State Farm $12,444
Travelers $7,727
USAA $3,507

Category Winners: Cheapest Car Insurance in Munising, Michigan

Find the cheapest car insurance companies in Munising, MI for each category right here.

Best Annual Car Insurance Rates by Company in Munising, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Munising, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Munising car insurance rates. Find the cheapest Munising, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Munising, Michigan

Insurance Company Low Medium High
Allstate $18,944 $19,423 $19,784
Farmers $4,915 $5,032 $5,180
GEICO $4,728 $5,009 $5,421
Liberty Mutual $16,785 $17,149 $17,629
Nationwide $6,003 $5,631 $5,555
Progressive $5,334 $5,489 $5,625
State Farm $11,818 $12,521 $12,993
Travelers $7,640 $7,737 $7,805
USAA $3,410 $3,515 $3,596

What affects car insurance rates in Munising, Michigan?

What factors can have an impact on Munising, MI car insurance? There are several reasons why Munising car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Munising, Michigan.

Car Theft in Munising

High levels of vehicle theft can make car insurance more expensive. Munising, MI car theft statistics from the FBI indicate 1 vehicle thefts a year.

Commute Time in Munising

The more time you spend in your car the higher the risk of an accident. The average commute length in Munising, MI is 19.0 minutes according to City-Data.

Compare Car Insurance Quotes in Munising, MI

Ready to find affordable Munising, Michigan car insurance today? Enter your ZIP code for fast, free Munising, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption