Compare Murfreesboro, TN Car Insurance Rates (2021)

Car insurance in Murfreesboro, TN averages $294 a month. Murfreesboro, Tennessee car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Murfreesboro car insurance rates, compare quotes from the top car insurance companies in Murfreesboro, TN.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest ZIP code in Murfreesboro is 37132
  • Average car insurance rates in Murfreesboro, TN after a DUI are $4,134/year
  • Average car insurance rates in Murfreesboro, TN are $3,533/year

If you need to buy Murfreesboro, Tennessee car insurance, the options can be confusing. Everything you need to know about car insurance in Murfreesboro, TN is right here.

You’ll find Murfreesboro car insurance rates, the cheapest Murfreesboro, TN car insurance companies, and information on Tennessee car insurance laws. You can also compare Murfreesboro, Tennessee car insurance rates to Chattanooga car insurance rates, Jackson car insurance rates, and Hendersonville car insurance rates.

Ready to find affordable Murfreesboro, TN car insurance today? Enter your ZIP code for fast, free Murfreesboro car insurance quotes.

Cheapest Murfreesboro, TN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Murfreesboro, TN car insurance rates? Every Murfreesboro, Tennessee car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Murfreesboro, Tennessee

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,572 $2,469 $2,322 $2,410 $9,728 $10,610 $2,734 $2,821
Farmers $1,715 $1,748 $1,543 $1,687 $6,732 $7,169 $2,315 $2,450
GEICO $1,993 $2,008 $1,832 $1,832 $6,191 $6,288 $2,033 $2,098
Liberty Mutual $3,336 $129 $2,740 $3,058 $14,097 $15,657 $3,579 $3,808
Nationwide $2,261 $2,277 $2,026 $2,056 $6,293 $8,108 $2,604 $2,823
Progressive $1,856 $1,750 $1,517 $1,581 $8,265 $9,297 $2,236 $2,429
State Farm $1,612 $1,612 $1,464 $1,464 $5,075 $6,333 $1,826 $2,130
Travelers $1,787 $1,883 $1,620 $1,726 $4,953 $6,142 $1,905 $2,005
USAA $1,528 $1,552 $1,381 $1,379 $5,485 $6,298 $1,998 $2,122

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Minimum Car Insurance in Murfreesboro, TN

Every driver must carry the minimum car insurance in Murfreesboro, TN. Take a look at the Tennessee car insurance requirements.

Minimum Required Car Insurance Coverage in Murfreesboro, Tennessee

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Murfreesboro, TN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Murfreesboro, TN. Compare credit history car insurance rates in Murfreesboro from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Murfreesboro, Tennessee

Insurance Company Poor Fair Good
Allstate $5,679 $4,361 $3,334
Farmers $3,777 $2,946 $2,786
GEICO $3,440 $2,949 $2,713
Liberty Mutual $8,295 $5,110 $3,997
Nationwide $4,260 $3,395 $3,014
Progressive $4,068 $3,506 $3,275
State Farm $3,906 $2,343 $1,819
Travelers $3,506 $2,746 $2,006
USAA $3,933 $2,312 $1,909

Cheapest Murfreesboro, TN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Murfreesboro, TN to rates for a clean record with top companies.

Annual Murfreesboro, Tennessee Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,734 $4,452 $5,376 $4,271
Farmers $2,712 $3,341 $3,410 $3,216
GEICO $2,215 $2,956 $4,751 $2,215
Liberty Mutual $4,696 $6,791 $6,310 $5,405
Nationwide $3,076 $3,076 $4,624 $3,449
Progressive $3,187 $4,133 $3,394 $3,751
State Farm $2,443 $2,937 $2,690 $2,690
Travelers $2,233 $2,865 $3,167 $2,744
USAA $1,975 $2,965 $3,480 $2,452

Cheapest Murfreesboro, TN Car Insurance for Teen Drivers

Teen car insurance in Murfreesboro, TN can be expensive. Take a look at rates from the top car insurance companies in Murfreesboro for teenagers.

Annual Car Insurance Rates for Teen Drivers in Murfreesboro, Tennessee

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,728 $10,610
Farmers $6,732 $7,169
GEICO $6,191 $6,288
Liberty Mutual $14,097 $15,657
Nationwide $6,293 $8,108
Progressive $8,265 $9,297
State Farm $5,075 $6,333
Travelers $4,953 $6,142
USAA $5,485 $6,298

Cheapest Murfreesboro, TN Car Insurance for Seniors

Take a look at Murfreesboro, TN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Murfreesboro, Tennessee

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,322 $2,410
Farmers $1,543 $1,687
GEICO $1,832 $1,832
Liberty Mutual $2,740 $3,058
Nationwide $2,026 $2,056
Progressive $1,517 $1,581
State Farm $1,464 $1,464
Travelers $1,620 $1,726
USAA $1,381 $1,379

Cheapest Murfreesboro, TN Car Insurance Rates After a DUI

A DUI in Murfreesboro, TN increases car insurance rates. Compare Murfreesboro, Tennessee DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Murfreesboro, Tennessee

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,376
Farmers $3,410
GEICO $4,751
Liberty Mutual $6,310
Nationwide $4,624
Progressive $3,394
State Farm $2,690
Travelers $3,167
USAA $3,480

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Cheapest Murfreesboro, TN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Murfreesboro, TN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Murfreesboro, Tennessee

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,458 $4,458
Farmers $3,170 $3,170
GEICO $3,014 $3,055
Liberty Mutual $5,800 $5,800
Nationwide $3,556 $3,556
Progressive $3,616 $3,616
State Farm $2,625 $2,754
Travelers $2,644 $2,861
USAA $2,642 $2,794

Cheapest Murfreesboro, TN Car Insurance Rates by ZIP Code

Murfreesboro car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Murfreesboro, TN.

Annual Car Insurance Rates by ZIP Code in Murfreesboro, Tennessee

ZIP Code Average Annual Rates
37127 $3,584
37128 $3,609
37129 $3,580
37130 $3,584
37132 $3,578

The Best Cheap Car Insurance Companies in Murfreesboro, TN

Take a look at a side-by-side comparison of the top car insurance companies in Murfreesboro, TN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Murfreesboro, Tennessee

Insurance Company Average Annual Rates
Allstate $4,458
Farmers $3,170
GEICO $3,034
Liberty Mutual $5,800
Nationwide $3,556
Progressive $3,616
State Farm $2,690
Travelers $2,753
USAA $2,718

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Category Winners: Cheapest Car Insurance in Murfreesboro, Tennessee

Find the cheapest car insurance companies in Murfreesboro, TN for each category right here.

Best Annual Car Insurance Rates by Company in Murfreesboro, Tennessee

Category Insurance Company
Teenagers Travelers
Seniors USAA
Clean Record USAA
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Murfreesboro, TN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Murfreesboro car insurance rates. Find the cheapest Murfreesboro, TN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Murfreesboro, Tennessee

Insurance Company Low Medium High
Allstate $4,288 $4,447 $4,640
Farmers $3,000 $3,156 $3,353
GEICO $2,879 $3,030 $3,194
Liberty Mutual $5,559 $5,802 $6,040
Nationwide $3,576 $3,482 $3,610
Progressive $3,389 $3,620 $3,840
State Farm $2,530 $2,703 $2,836
Travelers $2,587 $2,751 $2,920
USAA $2,629 $2,708 $2,817

What affects car insurance rates in Murfreesboro, Tennessee?

What factors can have an impact on Murfreesboro, TN car insurance? There are several reasons why Murfreesboro car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Murfreesboro, Tennessee.

Commute Time in Murfreesboro

The more time you spend in your car the higher the risk of an accident. The average commute length in Murfreesboro, TN is 26.9 minutes according to City-Data.

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Compare Car Insurance Quotes in Murfreesboro, TN

Ready to find affordable Murfreesboro, Tennessee car insurance today? Enter your ZIP code for fast, free Murfreesboro, TN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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