Compare Murray, IA Car Insurance Rates (2021)

Car insurance in Murray, IA averages $259 a month. Murray, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Murray car insurance rates, compare quotes from the top car insurance companies in Murray, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Murray is USAA
  • Average car insurance rates in Murray, IA after a DUI are $3,742/year
  • Average car insurance rates in Murray, IA are $3,104/year

If you need to buy Murray, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Murray, IA is right here.

You’ll find Murray car insurance rates, the cheapest Murray, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Murray, Iowa car insurance rates to Ames car insurance rates, Cedar Rapids car insurance rates, and Sioux City car insurance rates.

Ready to find affordable Murray, IA car insurance today? Enter your ZIP code for fast, free Murray car insurance quotes.

Cheapest Murray, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Murray, IA car insurance rates? Every Murray, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Murray, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,094 $2,011 $1,856 $1,890 $6,060 $6,823 $2,285 $2,354
American Family $2,109 $2,109 $1,882 $1,882 $5,561 $7,845 $2,109 $2,546
Farmers $1,506 $1,534 $1,351 $1,474 $4,505 $4,797 $2,033 $2,173
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,144 $2,331 $1,875 $2,277 $10,031 $11,292 $2,430 $2,686
Nationwide $1,886 $1,942 $1,676 $1,797 $4,255 $5,540 $2,125 $2,319
Progressive $1,898 $1,844 $1,564 $1,617 $4,378 $4,957 $2,286 $2,465
State Farm $1,628 $1,628 $1,416 $1,416 $4,213 $5,368 $1,825 $2,068
Travelers $2,678 $2,735 $2,591 $2,597 $11,618 $18,426 $2,782 $3,318
USAA $1,264 $1,289 $1,153 $1,189 $3,266 $3,496 $1,524 $1,691

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Minimum Car Insurance in Murray, IA

Every driver must carry the minimum car insurance in Murray, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Murray, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Murray, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Murray, IA. Compare credit history car insurance rates in Murray from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Murray, Iowa

Insurance Company Poor Fair Good
Allstate $3,795 $3,014 $2,706
American Family $4,155 $3,051 $2,560
Farmers $2,783 $2,302 $2,180
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,265 $3,851 $3,035
Nationwide $3,281 $2,555 $2,242
Progressive $3,125 $2,500 $2,254
State Farm $3,483 $2,154 $1,698
Travelers $6,583 $5,609 $5,338
USAA $2,454 $1,675 $1,447

Cheapest Murray, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Murray, IA to rates for a clean record with top companies.

Annual Murray, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,694 $3,269 $3,710 $3,013
American Family $2,351 $3,433 $4,471 $2,766
Farmers $2,061 $2,560 $2,601 $2,465
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,791 $4,675 $4,783 $4,285
Nationwide $1,935 $2,801 $3,838 $2,197
Progressive $2,119 $3,434 $2,296 $2,655
State Farm $2,276 $2,614 $2,445 $2,445
Travelers $4,264 $5,672 $7,593 $5,844
USAA $1,427 $1,901 $2,473 $1,635

Cheapest Murray, IA Car Insurance for Teen Drivers

Teen car insurance in Murray, IA can be expensive. Take a look at rates from the top car insurance companies in Murray for teenagers.

Annual Car Insurance Rates for Teen Drivers in Murray, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,060 $6,823
American Family $5,561 $7,845
Farmers $4,505 $4,797
GEICO $4,328 $4,022
Liberty Mutual $10,031 $11,292
Nationwide $4,255 $5,540
Progressive $4,378 $4,957
State Farm $4,213 $5,368
Travelers $11,618 $18,426
USAA $3,266 $3,496

Cheapest Murray, IA Car Insurance for Seniors

Take a look at Murray, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Murray, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,856 $1,890
American Family $1,882 $1,882
Farmers $1,351 $1,474
GEICO $1,710 $1,564
Liberty Mutual $1,875 $2,277
Nationwide $1,676 $1,797
Progressive $1,564 $1,617
State Farm $1,416 $1,416
Travelers $2,591 $2,597
USAA $1,153 $1,189

Cheapest Murray, IA Car Insurance Rates After a DUI

A DUI in Murray, IA increases car insurance rates. Compare Murray, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Murray, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,710
American Family $4,471
Farmers $2,601
GEICO $3,206
Liberty Mutual $4,783
Nationwide $3,838
Progressive $2,296
State Farm $2,445
Travelers $7,593
USAA $2,473

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Cheapest Murray, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Murray, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Murray, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,096 $3,247
American Family $3,217 $3,293
Farmers $2,422 $2,422
GEICO $2,294 $2,387
Liberty Mutual $4,383 $4,383
Nationwide $2,693 $2,693
Progressive $2,626 $2,626
State Farm $2,386 $2,504
Travelers $5,843 $5,843
USAA $1,791 $1,927

The Best Cheap Car Insurance Companies in Murray, IA

Take a look at a side-by-side comparison of the top car insurance companies in Murray, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Murray, Iowa

Insurance Company Average Annual Rates
Allstate $3,171
American Family $3,255
Farmers $2,422
GEICO $2,341
Liberty Mutual $4,383
Nationwide $2,693
Progressive $2,626
State Farm $2,445
Travelers $5,843
USAA $1,859

Category Winners: Cheapest Car Insurance in Murray, Iowa

Find the cheapest car insurance companies in Murray, IA for each category right here.

Best Annual Car Insurance Rates by Company in Murray, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Murray, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Murray car insurance rates. Find the cheapest Murray, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Murray, Iowa

Insurance Company Low Medium High
Allstate $3,041 $3,177 $3,297
American Family $3,283 $3,436 $3,048
Farmers $2,314 $2,429 $2,522
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,218 $4,376 $4,557
Nationwide $2,822 $2,674 $2,582
Progressive $2,487 $2,633 $2,759
State Farm $2,339 $2,457 $2,539
Travelers $5,531 $5,929 $6,069
USAA $1,768 $1,864 $1,944

What affects car insurance rates in Murray, Iowa?

What factors can have an impact on Murray, IA car insurance? There are several reasons why Murray car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Murray, Iowa.

Commute Time in Murray

The more time you spend in your car the higher the risk of an accident. The average commute length in Murray, IA is 23.0 minutes according to City-Data.

Compare Car Insurance Quotes in Murray, IA

Ready to find affordable Murray, Iowa car insurance today? Enter your ZIP code for fast, free Murray, IA car insurance quotes.

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