Compare Mutual, OK Car Insurance Rates (2021)

Car insurance in Mutual, OK averages $322 a month. Mutual, Oklahoma car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Mutual car insurance rates, compare quotes from the top car insurance companies in Mutual, OK.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Mutual, OK after a DUI are $4,378/year
  • The cheapest car insurance company in Mutual is State Farm
  • Average car insurance rates in Mutual, OK are $3,859/year

If you need to buy Mutual, Oklahoma car insurance, the options can be confusing. Everything you need to know about car insurance in Mutual, OK is right here.

You’ll find Mutual car insurance rates, the cheapest Mutual, OK car insurance companies, and information on Oklahoma car insurance laws. You can also compare Mutual, Oklahoma car insurance rates to Broken Arrow car insurance rates, Edmond car insurance rates, and Tulsa car insurance rates.

Ready to find affordable Mutual, OK car insurance today? Enter your ZIP code for fast, free Mutual car insurance quotes.

Cheapest Mutual, OK Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mutual, OK car insurance rates? Every Mutual, Oklahoma car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mutual, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,222 $2,241 $2,033 $2,137 $6,613 $7,716 $2,417 $2,557
Farmers $2,426 $2,419 $2,187 $2,295 $8,635 $8,873 $2,739 $2,884
GEICO $2,145 $2,322 $2,260 $2,500 $6,078 $6,489 $1,881 $1,913
Liberty Mutual $4,481 $4,734 $3,934 $4,280 $12,119 $13,297 $4,665 $4,839
Progressive $2,183 $2,084 $1,796 $1,896 $8,550 $9,594 $2,558 $2,686
State Farm $1,887 $1,887 $1,647 $1,647 $4,476 $5,675 $1,972 $2,202
USAA $1,863 $1,876 $1,775 $1,807 $5,951 $6,668 $2,410 $2,663

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Minimum Car Insurance in Mutual, OK

Every driver must carry the minimum car insurance in Mutual, OK. Take a look at the Oklahoma car insurance requirements.

Minimum Required Car Insurance Coverage in Mutual, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Mutual, OK Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mutual, OK. Compare credit history car insurance rates in Mutual from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mutual, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,318 $3,270 $2,888
Farmers $4,682 $3,836 $3,654
GEICO $3,852 $3,199 $2,545
Liberty Mutual $9,410 $5,726 $4,495
Progressive $4,458 $3,783 $3,513
State Farm $3,717 $2,384 $1,921
USAA $4,656 $2,632 $2,092

Cheapest Mutual, OK Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mutual, OK to rates for a clean record with top companies.

Annual Mutual, Oklahoma Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,021 $3,533 $4,035 $3,379
Farmers $3,441 $4,384 $4,278 $4,126
GEICO $2,351 $3,566 $3,899 $2,978
Liberty Mutual $4,419 $7,355 $8,327 $6,072
Progressive $3,056 $5,656 $3,372 $3,589
State Farm $2,503 $2,845 $2,674 $2,674
USAA $2,309 $3,301 $4,058 $2,839

Cheapest Mutual, OK Car Insurance for Teen Drivers

Teen car insurance in Mutual, OK can be expensive. Take a look at rates from the top car insurance companies in Mutual for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mutual, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,613 $7,716
Farmers $8,635 $8,873
GEICO $6,078 $6,489
Liberty Mutual $12,119 $13,297
Progressive $8,550 $9,594
State Farm $4,476 $5,675
USAA $5,951 $6,668

Cheapest Mutual, OK Car Insurance for Seniors

Take a look at Mutual, OK senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mutual, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,033 $2,137
Farmers $2,187 $2,295
GEICO $2,260 $2,500
Liberty Mutual $3,934 $4,280
Progressive $1,796 $1,896
State Farm $1,647 $1,647
USAA $1,775 $1,807

Cheapest Mutual, OK Car Insurance Rates After a DUI

A DUI in Mutual, OK increases car insurance rates. Compare Mutual, Oklahoma DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mutual, Oklahoma

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,035
Farmers $4,278
GEICO $3,899
Liberty Mutual $8,327
Progressive $3,372
State Farm $2,674
USAA $4,058

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Cheapest Mutual, OK Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mutual, OK by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mutual, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,492 $3,492
Farmers $4,057 $4,057
GEICO $3,136 $3,262
Liberty Mutual $6,544 $6,544
Progressive $3,918 $3,918
State Farm $2,628 $2,720
USAA $3,089 $3,164

The Best Cheap Car Insurance Companies in Mutual, OK

Take a look at a side-by-side comparison of the top car insurance companies in Mutual, OK to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mutual, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,492
Farmers $4,057
GEICO $3,199
Liberty Mutual $6,544
Progressive $3,918
State Farm $2,674
USAA $3,127

Category Winners: Cheapest Car Insurance in Mutual, Oklahoma

Find the cheapest car insurance companies in Mutual, OK for each category right here.

Best Annual Car Insurance Rates by Company in Mutual, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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Cheapest Mutual, OK Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mutual car insurance rates. Find the cheapest Mutual, OK car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mutual, Oklahoma

Insurance Company Low Medium High
Allstate $3,289 $3,479 $3,708
Farmers $3,907 $4,019 $4,246
GEICO $3,008 $3,199 $3,389
Liberty Mutual $6,224 $6,521 $6,886
Progressive $3,645 $3,894 $4,215
State Farm $2,525 $2,654 $2,843
USAA $3,023 $3,119 $3,238

What affects car insurance rates in Mutual, Oklahoma?

What factors can have an impact on Mutual, OK car insurance? There are several reasons why Mutual car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mutual, Oklahoma.

Commute Time in Mutual

The more time you spend in your car the higher the risk of an accident. The average commute length in Mutual, OK is 22.9 minutes according to City-Data.

Compare Car Insurance Quotes in Mutual, OK

Ready to find affordable Mutual, Oklahoma car insurance today? Enter your ZIP code for fast, free Mutual, OK car insurance quotes.

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