Compare Myrtle Beach, SC Car Insurance Rates (2021)

Car insurance in Myrtle Beach, SC averages $328 a month. Myrtle Beach, South Carolina car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Myrtle Beach car insurance rates, compare quotes from the top car insurance companies in Myrtle Beach, SC.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Myrtle Beach, SC are $3,941/year
  • Average car insurance rates in Myrtle Beach, SC after a DUI are $4,456/year
  • The cheapest ZIP code in Myrtle Beach is 29577

If you need to buy Myrtle Beach, South Carolina car insurance, the options can be confusing. Everything you need to know about car insurance in Myrtle Beach, SC is right here.

You’ll find Myrtle Beach car insurance rates, the cheapest Myrtle Beach, SC car insurance companies, and information on South Carolina car insurance laws. You can also compare Myrtle Beach, South Carolina car insurance rates to Columbia car insurance rates, Florence car insurance rates, and Summerville car insurance rates.

Ready to find affordable Myrtle Beach, SC car insurance today? Enter your ZIP code for fast, free Myrtle Beach car insurance quotes.

Cheapest Myrtle Beach, SC Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Myrtle Beach, SC car insurance rates? Every Myrtle Beach, South Carolina car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Myrtle Beach, South Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,603 $2,603 $2,489 $2,489 $6,675 $8,522 $2,886 $3,139
Farmers $3,714 $3,718 $3,585 $3,847 $10,272 $11,276 $4,080 $4,116
GEICO $2,083 $2,083 $1,902 $1,902 $5,299 $5,399 $2,446 $2,521
Nationwide $2,520 $2,548 $2,273 $2,353 $6,214 $7,975 $2,860 $3,108
Progressive $2,744 $2,516 $2,368 $2,489 $11,944 $13,194 $3,163 $3,295
State Farm $1,778 $1,778 $1,622 $1,622 $5,221 $6,549 $1,997 $2,246
USAA $1,763 $1,765 $1,626 $1,624 $7,215 $7,884 $2,327 $2,446

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Myrtle Beach, SC

Every driver must carry the minimum car insurance in Myrtle Beach, SC. Take a look at the South Carolina car insurance requirements.

Minimum Required Car Insurance Coverage in Myrtle Beach, South Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Myrtle Beach, SC Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Myrtle Beach, SC. Compare credit history car insurance rates in Myrtle Beach from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Myrtle Beach, South Carolina

Insurance Company Poor Fair Good
Allstate $4,941 $3,708 $3,128
Farmers $6,349 $5,418 $4,960
GEICO $4,506 $2,424 $1,933
Nationwide $4,427 $3,607 $3,160
Progressive $5,774 $5,097 $4,772
State Farm $4,086 $2,500 $1,969
USAA $5,169 $2,570 $2,255

Cheapest Myrtle Beach, SC Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Myrtle Beach, SC to rates for a clean record with top companies.

Annual Myrtle Beach, South Carolina Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,967 $4,688 $4,140 $3,909
Farmers $4,656 $6,444 $5,350 $5,854
GEICO $2,279 $2,915 $4,345 $2,279
Nationwide $2,982 $3,836 $4,830 $3,277
Progressive $4,252 $6,253 $5,221 $5,131
State Farm $2,581 $3,183 $2,821 $2,821
USAA $2,631 $3,258 $4,485 $2,951

Cheapest Myrtle Beach, SC Car Insurance for Teen Drivers

Teen car insurance in Myrtle Beach, SC can be expensive. Take a look at rates from the top car insurance companies in Myrtle Beach for teenagers.

Annual Car Insurance Rates for Teen Drivers in Myrtle Beach, South Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,675 $8,522
Farmers $10,272 $11,276
GEICO $5,299 $5,399
Nationwide $6,214 $7,975
Progressive $11,944 $13,194
State Farm $5,221 $6,549
USAA $7,215 $7,884

Cheapest Myrtle Beach, SC Car Insurance for Seniors

Take a look at Myrtle Beach, SC senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Myrtle Beach, South Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,489
Farmers $3,585 $3,847
GEICO $1,902 $1,902
Nationwide $2,273 $2,353
Progressive $2,368 $2,489
State Farm $1,622 $1,622
USAA $1,626 $1,624

Cheapest Myrtle Beach, SC Car Insurance Rates After a DUI

A DUI in Myrtle Beach, SC increases car insurance rates. Compare Myrtle Beach, South Carolina DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Myrtle Beach, South Carolina

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,140
Farmers $5,350
GEICO $4,345
Nationwide $4,830
Progressive $5,221
State Farm $2,821
USAA $4,485

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Myrtle Beach, SC Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Myrtle Beach, SC by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Myrtle Beach, South Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,843 $4,008
Farmers $5,576 $5,576
GEICO $2,935 $2,973
Nationwide $3,731 $3,731
Progressive $5,214 $5,214
State Farm $2,780 $2,923
USAA $3,297 $3,366

Cheapest Myrtle Beach, SC Car Insurance Rates by ZIP Code

Myrtle Beach car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in Myrtle Beach, SC.

Annual Car Insurance Rates by ZIP Code in Myrtle Beach, South Carolina

ZIP Code Average Annual Rates
29577 $3,686
29579 $3,691

The Best Cheap Car Insurance Companies in Myrtle Beach, SC

Take a look at a side-by-side comparison of the top car insurance companies in Myrtle Beach, SC to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Myrtle Beach, South Carolina

Insurance Company Average Annual Rates
Allstate $3,926
Farmers $5,576
GEICO $2,954
Nationwide $3,731
Progressive $5,214
State Farm $2,852
USAA $3,331

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in Myrtle Beach, South Carolina

Find the cheapest car insurance companies in Myrtle Beach, SC for each category right here.

Best Annual Car Insurance Rates by Company in Myrtle Beach, South Carolina

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

Cheapest Myrtle Beach, SC Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Myrtle Beach car insurance rates. Find the cheapest Myrtle Beach, SC car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Myrtle Beach, South Carolina

Insurance Company Low Medium High
Allstate $3,691 $3,907 $4,180
Farmers $4,973 $5,572 $6,182
GEICO $2,734 $2,923 $3,206
Nationwide $3,661 $3,738 $3,796
Progressive $4,783 $5,139 $5,720
State Farm $2,627 $2,850 $3,078
USAA $3,134 $3,327 $3,533

What affects car insurance rates in Myrtle Beach, South Carolina?

What factors can have an impact on Myrtle Beach, SC car insurance? There are several reasons why Myrtle Beach car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Myrtle Beach, South Carolina.

Commute Time in Myrtle Beach

The more time you spend in your car the higher the risk of an accident. The average commute length in Myrtle Beach, SC is 21.5 minutes according to City-Data.

Traffic in Myrtle Beach

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Myrtle Beach, SC traffic data from INRIX ranks Myrtle Beach as the 1008th-most congested in the world.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in Myrtle Beach, SC

Ready to find affordable Myrtle Beach, South Carolina car insurance today? Enter your ZIP code for fast, free Myrtle Beach, SC car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption