Compare Mystic, CT Car Insurance Rates (2021)

Car insurance in Mystic, CT averages $332 a month. Mystic, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Mystic car insurance rates, compare quotes from the top car insurance companies in Mystic, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Mystic is GEICO
  • Average car insurance rates in Mystic, CT are $3,986/year
  • Average car insurance rates in Mystic, CT after a DUI are $4,809/year

If you need to buy Mystic, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in Mystic, CT is right here.

You’ll find Mystic car insurance rates, the cheapest Mystic, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare Mystic, Connecticut car insurance rates to Waterbury car insurance rates, Bridgeport car insurance rates, and Stamford car insurance rates.

Ready to find affordable Mystic, CT car insurance today? Enter your ZIP code for fast, free Mystic car insurance quotes.

Cheapest Mystic, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Mystic, CT car insurance rates? Every Mystic, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Mystic, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,286 $3,038 $3,251 $10,031 $11,836 $3,479 $3,672
GEICO $1,816 $1,821 $1,686 $1,699 $4,206 $4,965 $1,751 $1,697
Liberty Mutual $3,112 $3,377 $2,398 $2,945 $15,476 $17,423 $3,159 $3,444
Nationwide $1,955 $1,978 $1,762 $1,847 $5,294 $6,705 $2,256 $2,422
Progressive $2,395 $2,235 $2,043 $2,124 $9,991 $11,081 $2,741 $3,082
State Farm $1,626 $1,626 $1,497 $1,497 $4,905 $6,166 $1,826 $2,091
Travelers $1,431 $1,451 $1,426 $1,421 $10,719 $17,231 $1,555 $1,750
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in Mystic, CT

Every driver must carry the minimum car insurance in Mystic, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in Mystic, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Mystic, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Mystic, CT. Compare credit history car insurance rates in Mystic from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Mystic, Connecticut

Insurance Company Poor Fair Good
Allstate $6,657 $5,046 $4,010
GEICO $3,567 $2,155 $1,643
Liberty Mutual $9,094 $5,682 $4,474
Nationwide $3,993 $2,696 $2,393
Progressive $4,855 $4,356 $4,173
State Farm $3,687 $2,367 $1,908
Travelers $5,246 $4,374 $4,248
USAA $3,987 $2,690 $2,369

Cheapest Mystic, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Mystic, CT to rates for a clean record with top companies.

Annual Mystic, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,468 $5,498 $6,516 $4,468
GEICO $1,557 $2,039 $4,314 $1,910
Liberty Mutual $5,624 $7,034 $6,964 $6,045
Nationwide $2,475 $3,210 $3,671 $2,753
Progressive $3,802 $5,528 $3,997 $4,519
State Farm $2,472 $2,715 $2,715 $2,715
Travelers $3,728 $4,035 $5,858 $4,870
USAA $2,343 $2,941 $4,435 $2,343

Cheapest Mystic, CT Car Insurance for Teen Drivers

Teen car insurance in Mystic, CT can be expensive. Take a look at rates from the top car insurance companies in Mystic for teenagers.

Annual Car Insurance Rates for Teen Drivers in Mystic, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,031 $11,836
GEICO $4,206 $4,965
Liberty Mutual $15,476 $17,423
Nationwide $5,294 $6,705
Progressive $9,991 $11,081
State Farm $4,905 $6,166
Travelers $10,719 $17,231
USAA $5,822 $6,120

Cheapest Mystic, CT Car Insurance for Seniors

Take a look at Mystic, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Mystic, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,038 $3,251
GEICO $1,686 $1,699
Liberty Mutual $2,398 $2,945
Nationwide $1,762 $1,847
Progressive $2,043 $2,124
State Farm $1,497 $1,497
Travelers $1,426 $1,421
USAA $1,727 $1,706

Cheapest Mystic, CT Car Insurance Rates After a DUI

A DUI in Mystic, CT increases car insurance rates. Compare Mystic, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Mystic, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,516
GEICO $4,314
Liberty Mutual $6,964
Nationwide $3,671
Progressive $3,997
State Farm $2,715
Travelers $5,858
USAA $4,435

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Cheapest Mystic, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Mystic, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Mystic, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,238 $5,238
GEICO $2,418 $2,493
Liberty Mutual $6,417 $6,417
Nationwide $3,027 $3,027
Progressive $4,462 $4,462
State Farm $2,589 $2,720
Travelers $4,623 $4,623
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in Mystic, CT

Take a look at a side-by-side comparison of the top car insurance companies in Mystic, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Mystic, Connecticut

Insurance Company Average Annual Rates
Allstate $5,238
GEICO $2,455
Liberty Mutual $6,417
Nationwide $3,027
Progressive $4,462
State Farm $2,654
Travelers $4,623
USAA $3,015

Category Winners: Cheapest Car Insurance in Mystic, Connecticut

Find the cheapest car insurance companies in Mystic, CT for each category right here.

Best Annual Car Insurance Rates by Company in Mystic, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Mystic, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Mystic car insurance rates. Find the cheapest Mystic, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Mystic, Connecticut

Insurance Company Low Medium High
Allstate $4,983 $5,232 $5,498
GEICO $2,275 $2,426 $2,665
Liberty Mutual $6,185 $6,374 $6,691
Nationwide $3,081 $3,048 $2,952
Progressive $4,169 $4,424 $4,791
State Farm $2,485 $2,659 $2,819
Travelers $4,296 $4,592 $4,980
USAA $2,826 $3,018 $3,202

What affects car insurance rates in Mystic, Connecticut?

What factors can have an impact on Mystic, CT car insurance? There are several reasons why Mystic car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Mystic, Connecticut.

Commute Time in Mystic

The more time you spend in your car the higher the risk of an accident. The average commute length in Mystic, CT is 22.1 minutes according to City-Data.

Compare Car Insurance Quotes in Mystic, CT

Ready to find affordable Mystic, Connecticut car insurance today? Enter your ZIP code for fast, free Mystic, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State