Compare Naples, ME Car Insurance Rates (2021)

Car insurance in Naples, ME averages $220 a month. Naples, Maine car insurance requirements are 50/100/25, but you might need full coverage insurance if your car is financed. To find cheap Naples car insurance rates, compare quotes from the top car insurance companies in Naples, ME.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Naples, ME after a DUI are $3,105/year
  • The cheapest car insurance company in Naples is USAA
  • Average car insurance rates in Naples, ME are $2,645/year

If you need to buy Naples, Maine car insurance, the options can be confusing. Everything you need to know about car insurance in Naples, ME is right here.

You’ll find Naples car insurance rates, the cheapest Naples, ME car insurance companies, and information on Maine car insurance laws. You can also compare Naples, Maine car insurance rates to Auburn car insurance rates, Sanford car insurance rates, and Westbrook car insurance rates.

Ready to find affordable Naples, ME car insurance today? Enter your ZIP code for fast, free Naples car insurance quotes.

Cheapest Naples, ME Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Naples, ME car insurance rates? Every Naples, Maine car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Naples, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,805 $1,853 $1,627 $1,762 $4,578 $6,134 $1,956 $2,184
Farmers $1,797 $1,813 $1,685 $1,807 $5,763 $6,375 $2,116 $2,192
GEICO $1,035 $1,072 $1,035 $1,035 $2,564 $3,330 $1,130 $1,203
Liberty Mutual $2,877 $2,877 $2,741 $2,741 $6,086 $9,096 $2,877 $4,042
Progressive $2,078 $2,036 $2,078 $2,036 $8,723 $9,805 $2,421 $2,746
State Farm $1,304 $1,304 $1,233 $1,233 $4,197 $5,235 $1,458 $1,596
Travelers $1,093 $1,130 $989 $1,012 $4,399 $5,950 $1,081 $1,244
USAA $868 $855 $864 $843 $2,864 $3,158 $1,103 $1,157

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Minimum Car Insurance in Naples, ME

Every driver must carry the minimum car insurance in Naples, ME. Take a look at the Maine car insurance requirements.

Minimum Required Car Insurance Coverage in Naples, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Naples, ME Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Naples, ME. Compare credit history car insurance rates in Naples from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Naples, Maine

Insurance Company Poor Fair Good
Allstate $3,441 $2,623 $2,148
Farmers $3,430 $2,813 $2,589
GEICO $2,086 $1,385 $1,181
Liberty Mutual $5,801 $3,760 $2,941
Progressive $4,509 $3,868 $3,594
State Farm $3,197 $1,910 $1,479
Travelers $2,486 $2,037 $1,814
USAA $1,919 $1,322 $1,151

Cheapest Naples, ME Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Naples, ME to rates for a clean record with top companies.

Annual Naples, Maine Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,228 $3,029 $3,169 $2,523
Farmers $2,572 $3,282 $2,844 $3,077
GEICO $1,130 $1,587 $2,356 $1,130
Liberty Mutual $3,203 $3,767 $6,211 $3,485
Progressive $3,197 $5,406 $3,559 $3,801
State Farm $1,990 $2,400 $2,195 $2,195
Travelers $1,762 $1,957 $2,450 $2,279
USAA $1,111 $1,465 $2,057 $1,222

Cheapest Naples, ME Car Insurance for Teen Drivers

Teen car insurance in Naples, ME can be expensive. Take a look at rates from the top car insurance companies in Naples for teenagers.

Annual Car Insurance Rates for Teen Drivers in Naples, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,578 $6,134
Farmers $5,763 $6,375
GEICO $2,564 $3,330
Liberty Mutual $6,086 $9,096
Progressive $8,723 $9,805
State Farm $4,197 $5,235
Travelers $4,399 $5,950
USAA $2,864 $3,158

Cheapest Naples, ME Car Insurance for Seniors

Take a look at Naples, ME senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Naples, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,627 $1,762
Farmers $1,685 $1,807
GEICO $1,035 $1,035
Liberty Mutual $2,741 $2,741
Progressive $2,078 $2,036
State Farm $1,233 $1,233
Travelers $989 $1,012
USAA $864 $843

Cheapest Naples, ME Car Insurance Rates After a DUI

A DUI in Naples, ME increases car insurance rates. Compare Naples, Maine DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Naples, Maine

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,169
Farmers $2,844
GEICO $2,356
Liberty Mutual $6,211
Progressive $3,559
State Farm $2,195
Travelers $2,450
USAA $2,057

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Cheapest Naples, ME Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Naples, ME by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Naples, Maine

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,737 $2,737
Farmers $2,944 $2,944
GEICO $1,525 $1,576
Liberty Mutual $4,082 $4,252
Progressive $3,990 $3,990
State Farm $2,123 $2,267
Travelers $2,112 $2,112
USAA $1,423 $1,505

The Best Cheap Car Insurance Companies in Naples, ME

Take a look at a side-by-side comparison of the top car insurance companies in Naples, ME to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Naples, Maine

Insurance Company Average Annual Rates
Allstate $2,737
Farmers $2,944
GEICO $1,551
Liberty Mutual $4,167
Progressive $3,990
State Farm $2,195
Travelers $2,112
USAA $1,464

Category Winners: Cheapest Car Insurance in Naples, Maine

Find the cheapest car insurance companies in Naples, ME for each category right here.

Best Annual Car Insurance Rates by Company in Naples, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation GEICO

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Cheapest Naples, ME Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Naples car insurance rates. Find the cheapest Naples, ME car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Naples, Maine

Insurance Company Low Medium High
Allstate $2,699 $2,700 $2,813
Farmers $2,820 $2,838 $3,172
GEICO $1,518 $1,528 $1,607
Liberty Mutual $4,114 $4,114 $4,273
Progressive $3,911 $3,918 $4,142
State Farm $2,137 $2,172 $2,277
Travelers $2,076 $2,080 $2,181
USAA $1,434 $1,446 $1,512

What affects car insurance rates in Naples, Maine?

What factors can have an impact on Naples, ME car insurance? There are several reasons why Naples car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Naples, Maine.

Commute Time in Naples

The more time you spend in your car the higher the risk of an accident. The average commute length in Naples, ME is 25.0 minutes according to City-Data.

Traffic in Naples

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Naples, ME traffic data from INRIX ranks Naples as the 72nd-most congested in the world.

Compare Car Insurance Quotes in Naples, ME

Ready to find affordable Naples, Maine car insurance today? Enter your ZIP code for fast, free Naples, ME car insurance quotes.

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