Compare Naples, TX Car Insurance Rates (2021)

Car insurance in Naples, TX averages $315 a month. Naples, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Naples car insurance rates, compare quotes from the top car insurance companies in Naples, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Naples for teen drivers is USAA
  • The cheapest car insurance company in Naples is USAA
  • Average car insurance rates in Naples, TX are $3,782/year

If you need to buy Naples, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Naples, TX is right here.

You’ll find Naples car insurance rates, the cheapest Naples, TX car insurance companies, and information on Texas car insurance laws. You can also compare Naples, Texas car insurance rates to Dallas car insurance rates, Arlington car insurance rates, and San Antonio car insurance rates.

Ready to find affordable Naples, TX car insurance today? Enter your ZIP code for fast, free Naples car insurance quotes.

Cheapest Naples, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Naples, TX car insurance rates? Every Naples, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Naples, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,474 $3,511 $3,431 $3,431 $9,030 $10,920 $4,296 $4,486
American Family $2,594 $2,880 $2,407 $2,751 $6,736 $8,829 $3,697 $4,212
GEICO $2,570 $2,760 $2,454 $2,750 $5,544 $5,833 $2,781 $2,807
Nationwide $2,323 $2,371 $2,047 $2,177 $6,484 $8,366 $2,717 $2,948
Progressive $2,320 $2,225 $2,061 $2,100 $9,614 $10,760 $2,770 $2,843
State Farm $2,052 $2,052 $1,813 $1,813 $4,720 $5,980 $2,218 $2,291
USAA $1,643 $1,659 $1,566 $1,561 $4,570 $4,996 $2,195 $2,367

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Minimum Car Insurance in Naples, TX

Every driver must carry the minimum car insurance in Naples, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Naples, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Naples, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Naples, TX. Compare credit history car insurance rates in Naples from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Naples, Texas

Insurance Company Poor Fair Good
Allstate $6,774 $4,955 $4,238
American Family $5,875 $3,688 $3,227
GEICO $5,311 $3,002 $1,999
Nationwide $4,421 $3,538 $3,078
Progressive $4,890 $4,216 $3,904
State Farm $4,068 $2,526 $2,009
USAA $3,786 $2,176 $1,747

Cheapest Naples, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Naples, TX to rates for a clean record with top companies.

Annual Naples, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,162 $6,352 $6,613 $4,162
American Family $3,894 $4,931 $4,333 $3,894
GEICO $2,917 $3,837 $3,233 $3,762
Nationwide $3,184 $3,184 $4,744 $3,604
Progressive $3,785 $4,875 $4,422 $4,265
State Farm $2,569 $2,919 $3,414 $2,569
USAA $1,919 $2,826 $3,330 $2,203

Cheapest Naples, TX Car Insurance for Teen Drivers

Teen car insurance in Naples, TX can be expensive. Take a look at rates from the top car insurance companies in Naples for teenagers.

Annual Car Insurance Rates for Teen Drivers in Naples, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,030 $10,920
American Family $6,736 $8,829
GEICO $5,544 $5,833
Nationwide $6,484 $8,366
Progressive $9,614 $10,760
State Farm $4,720 $5,980
USAA $4,570 $4,996

Cheapest Naples, TX Car Insurance for Seniors

Take a look at Naples, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Naples, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,431 $3,431
American Family $2,407 $2,751
GEICO $2,454 $2,750
Nationwide $2,047 $2,177
Progressive $2,061 $2,100
State Farm $1,813 $1,813
USAA $1,566 $1,561

Cheapest Naples, TX Car Insurance Rates After a DUI

A DUI in Naples, TX increases car insurance rates. Compare Naples, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Naples, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,613
American Family $4,333
GEICO $3,233
Nationwide $4,744
Progressive $4,422
State Farm $3,414
USAA $3,330

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Cheapest Naples, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Naples, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Naples, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,197 $5,448
American Family $4,263 $4,263
GEICO $3,371 $3,504
Nationwide $3,679 $3,679
Progressive $4,337 $4,337
State Farm $2,867 $2,867
USAA $2,537 $2,602

The Best Cheap Car Insurance Companies in Naples, TX

Take a look at a side-by-side comparison of the top car insurance companies in Naples, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Naples, Texas

Insurance Company Average Annual Rates
Allstate $5,322
American Family $4,263
GEICO $3,437
Nationwide $3,679
Progressive $4,337
State Farm $2,867
USAA $2,570

Category Winners: Cheapest Car Insurance in Naples, Texas

Find the cheapest car insurance companies in Naples, TX for each category right here.

Best Annual Car Insurance Rates by Company in Naples, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Naples, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Naples car insurance rates. Find the cheapest Naples, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Naples, Texas

Insurance Company Low Medium High
Allstate $5,201 $5,277 $5,490
American Family $3,966 $4,105 $4,719
GEICO $3,280 $3,397 $3,635
Nationwide $3,984 $3,517 $3,536
Progressive $4,178 $4,321 $4,510
State Farm $2,731 $2,858 $3,013
USAA $2,486 $2,559 $2,663

What affects car insurance rates in Naples, Texas?

What factors can have an impact on Naples, TX car insurance? There are several reasons why Naples car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Naples, Texas.

Commute Time in Naples

The more time you spend in your car the higher the risk of an accident. The average commute length in Naples, TX is 24.0 minutes according to City-Data.

Traffic in Naples

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Naples, TX traffic data from INRIX ranks Naples as the 72nd-most congested in the world.

Compare Car Insurance Quotes in Naples, TX

Ready to find affordable Naples, Texas car insurance today? Enter your ZIP code for fast, free Naples, TX car insurance quotes.

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