Compare Napoleon, IN Car Insurance Rates (2021)

Car insurance in Napoleon, IN averages $274 a month. Napoleon, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Napoleon car insurance rates, compare quotes from the top car insurance companies in Napoleon, IN.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Napoleon, IN are $3,288/year
  • The cheapest car insurance company in Napoleon is USAA
  • The cheapest car insurance company in Napoleon for teen drivers is USAA

If you need to buy Napoleon, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Napoleon, IN is right here.

You’ll find Napoleon car insurance rates, the cheapest Napoleon, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Napoleon, Indiana car insurance rates to Indianapolis car insurance rates, Hammond car insurance rates, and Gary car insurance rates.

Ready to find affordable Napoleon, IN car insurance today? Enter your ZIP code for fast, free Napoleon car insurance quotes.

Cheapest Napoleon, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Napoleon, IN car insurance rates? Every Napoleon, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Napoleon, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,290 $2,347 $2,011 $2,196 $6,975 $8,764 $2,328 $2,534
American Family $2,277 $2,277 $2,048 $2,048 $6,259 $9,073 $2,277 $2,811
Farmers $1,580 $1,559 $1,351 $1,515 $8,500 $9,069 $2,082 $2,253
GEICO $1,673 $1,657 $1,547 $1,591 $4,871 $4,549 $1,912 $1,701
Liberty Mutual $3,831 $3,831 $3,522 $3,522 $8,383 $12,656 $3,831 $5,251
Nationwide $1,882 $1,928 $1,642 $1,761 $5,505 $7,186 $2,208 $2,424
Progressive $1,625 $1,543 $1,470 $1,479 $9,523 $10,737 $2,044 $2,097
State Farm $1,508 $1,508 $1,338 $1,338 $4,504 $5,777 $1,665 $1,854
Travelers $1,152 $1,172 $1,079 $1,078 $6,986 $10,994 $1,216 $1,414
USAA $1,012 $998 $938 $948 $2,786 $3,124 $1,369 $1,469

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Minimum Car Insurance in Napoleon, IN

Every driver must carry the minimum car insurance in Napoleon, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Napoleon, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Napoleon, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Napoleon, IN. Compare credit history car insurance rates in Napoleon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Napoleon, Indiana

Insurance Company Poor Fair Good
Allstate $4,558 $3,398 $3,086
American Family $4,970 $3,229 $2,702
Farmers $4,069 $3,320 $3,077
GEICO $2,934 $2,438 $1,941
Liberty Mutual $7,462 $4,857 $4,492
Nationwide $3,495 $2,950 $2,757
Progressive $4,211 $3,724 $3,510
State Farm $3,551 $2,117 $1,641
Travelers $3,496 $2,958 $2,955
USAA $2,135 $1,405 $1,202

Cheapest Napoleon, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Napoleon, IN to rates for a clean record with top companies.

Annual Napoleon, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,940 $4,305 $3,978 $3,499
American Family $2,504 $3,994 $5,054 $2,983
Farmers $3,123 $3,637 $3,746 $3,446
GEICO $1,607 $2,518 $3,385 $2,240
Liberty Mutual $4,366 $5,151 $8,085 $4,813
Nationwide $2,629 $3,407 $3,264 $2,969
Progressive $2,864 $4,997 $3,417 $3,981
State Farm $2,380 $2,605 $2,380 $2,380
Travelers $2,662 $3,294 $3,733 $2,856
USAA $1,196 $1,697 $1,948 $1,482

Cheapest Napoleon, IN Car Insurance for Teen Drivers

Teen car insurance in Napoleon, IN can be expensive. Take a look at rates from the top car insurance companies in Napoleon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Napoleon, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,975 $8,764
American Family $6,259 $9,073
Farmers $8,500 $9,069
GEICO $4,871 $4,549
Liberty Mutual $8,383 $12,656
Nationwide $5,505 $7,186
Progressive $9,523 $10,737
State Farm $4,504 $5,777
Travelers $6,986 $10,994
USAA $2,786 $3,124

Cheapest Napoleon, IN Car Insurance for Seniors

Take a look at Napoleon, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Napoleon, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,011 $2,196
American Family $2,048 $2,048
Farmers $1,351 $1,515
GEICO $1,547 $1,591
Liberty Mutual $3,522 $3,522
Nationwide $1,642 $1,761
Progressive $1,470 $1,479
State Farm $1,338 $1,338
Travelers $1,079 $1,078
USAA $938 $948

Cheapest Napoleon, IN Car Insurance Rates After a DUI

A DUI in Napoleon, IN increases car insurance rates. Compare Napoleon, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Napoleon, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,978
American Family $5,054
Farmers $3,746
GEICO $3,385
Liberty Mutual $8,085
Nationwide $3,264
Progressive $3,417
State Farm $2,380
Travelers $3,733
USAA $1,948

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Cheapest Napoleon, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Napoleon, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Napoleon, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,681 $3,681
American Family $3,590 $3,677
Farmers $3,488 $3,488
GEICO $2,392 $2,483
Liberty Mutual $5,455 $5,752
Nationwide $3,067 $3,067
Progressive $3,815 $3,815
State Farm $2,367 $2,506
Travelers $3,136 $3,136
USAA $1,560 $1,602

The Best Cheap Car Insurance Companies in Napoleon, IN

Take a look at a side-by-side comparison of the top car insurance companies in Napoleon, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Napoleon, Indiana

Insurance Company Average Annual Rates
Allstate $3,681
American Family $3,634
Farmers $3,488
GEICO $2,438
Liberty Mutual $5,604
Nationwide $3,067
Progressive $3,815
State Farm $2,436
Travelers $3,136
USAA $1,581

Category Winners: Cheapest Car Insurance in Napoleon, Indiana

Find the cheapest car insurance companies in Napoleon, IN for each category right here.

Best Annual Car Insurance Rates by Company in Napoleon, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Napoleon, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Napoleon car insurance rates. Find the cheapest Napoleon, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Napoleon, Indiana

Insurance Company Low Medium High
Allstate $3,523 $3,667 $3,851
American Family $3,603 $3,754 $3,544
Farmers $3,366 $3,483 $3,616
GEICO $2,295 $2,432 $2,587
Liberty Mutual $5,421 $5,589 $5,801
Nationwide $3,120 $3,043 $3,039
Progressive $3,623 $3,761 $4,061
State Farm $2,329 $2,435 $2,545
Travelers $3,079 $3,166 $3,164
USAA $1,528 $1,577 $1,636

What affects car insurance rates in Napoleon, Indiana?

What factors can have an impact on Napoleon, IN car insurance? There are several reasons why Napoleon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Napoleon, Indiana.

Commute Time in Napoleon

The more time you spend in your car the higher the risk of an accident. The average commute length in Napoleon, IN is 20.9 minutes according to City-Data.

Compare Car Insurance Quotes in Napoleon, IN

Ready to find affordable Napoleon, Indiana car insurance today? Enter your ZIP code for fast, free Napoleon, IN car insurance quotes.

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Average Monthly Car Insurance Rates by State