Compare Nappanee, IN Car Insurance Rates (2021)

Car insurance in Nappanee, IN averages $266 a month. Nappanee, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Nappanee car insurance rates, compare quotes from the top car insurance companies in Nappanee, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Nappanee, IN are $3,195/year
  • The cheapest car insurance company in Nappanee for teen drivers is USAA
  • Average car insurance rates in Nappanee, IN after a DUI are $3,805/year

If you need to buy Nappanee, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Nappanee, IN is right here.

You’ll find Nappanee car insurance rates, the cheapest Nappanee, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Nappanee, Indiana car insurance rates to Fishers car insurance rates, South Bend car insurance rates, and Carmel car insurance rates.

Ready to find affordable Nappanee, IN car insurance today? Enter your ZIP code for fast, free Nappanee car insurance quotes.

Cheapest Nappanee, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nappanee, IN car insurance rates? Every Nappanee, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nappanee, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,540 $2,605 $2,224 $2,430 $7,780 $9,775 $2,592 $2,823
American Family $2,340 $2,340 $2,106 $2,106 $6,505 $9,403 $2,340 $2,872
Farmers $1,585 $1,563 $1,352 $1,521 $8,629 $9,198 $2,099 $2,271
GEICO $1,534 $1,521 $1,431 $1,480 $4,461 $4,147 $1,750 $1,547
Liberty Mutual $3,773 $3,773 $3,469 $3,469 $8,242 $12,437 $3,773 $5,167
Nationwide $1,577 $1,616 $1,383 $1,480 $4,523 $5,889 $1,843 $2,018
Progressive $1,439 $1,361 $1,306 $1,314 $8,460 $9,514 $1,801 $1,838
State Farm $1,394 $1,394 $1,250 $1,250 $4,331 $5,539 $1,547 $1,723
Travelers $1,102 $1,122 $1,027 $1,029 $6,646 $10,512 $1,161 $1,353
USAA $1,022 $1,007 $955 $960 $2,864 $3,192 $1,383 $1,477

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Nappanee, IN

Every driver must carry the minimum car insurance in Nappanee, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Nappanee, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Nappanee, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nappanee, IN. Compare credit history car insurance rates in Nappanee from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nappanee, Indiana

Insurance Company Poor Fair Good
Allstate $5,082 $3,778 $3,428
American Family $5,137 $3,330 $2,786
Farmers $4,113 $3,357 $3,111
GEICO $2,688 $2,234 $1,780
Liberty Mutual $7,341 $4,779 $4,419
Nationwide $2,892 $2,446 $2,285
Progressive $3,725 $3,300 $3,112
State Farm $3,356 $2,002 $1,552
Travelers $3,335 $2,825 $2,822
USAA $2,158 $1,433 $1,231

Cheapest Nappanee, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nappanee, IN to rates for a clean record with top companies.

Annual Nappanee, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,264 $4,794 $4,432 $3,894
American Family $2,585 $4,119 $5,221 $3,081
Farmers $3,153 $3,681 $3,793 $3,482
GEICO $1,471 $2,307 $3,115 $2,043
Liberty Mutual $4,286 $5,064 $7,973 $4,729
Nationwide $2,185 $2,817 $2,701 $2,461
Progressive $2,540 $4,431 $3,025 $3,520
State Farm $2,247 $2,472 $2,247 $2,247
Travelers $2,546 $3,142 $3,558 $2,730
USAA $1,213 $1,731 $1,983 $1,504

Cheapest Nappanee, IN Car Insurance for Teen Drivers

Teen car insurance in Nappanee, IN can be expensive. Take a look at rates from the top car insurance companies in Nappanee for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nappanee, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,780 $9,775
American Family $6,505 $9,403
Farmers $8,629 $9,198
GEICO $4,461 $4,147
Liberty Mutual $8,242 $12,437
Nationwide $4,523 $5,889
Progressive $8,460 $9,514
State Farm $4,331 $5,539
Travelers $6,646 $10,512
USAA $2,864 $3,192

Cheapest Nappanee, IN Car Insurance for Seniors

Take a look at Nappanee, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nappanee, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,224 $2,430
American Family $2,106 $2,106
Farmers $1,352 $1,521
GEICO $1,431 $1,480
Liberty Mutual $3,469 $3,469
Nationwide $1,383 $1,480
Progressive $1,306 $1,314
State Farm $1,250 $1,250
Travelers $1,027 $1,029
USAA $955 $960

Cheapest Nappanee, IN Car Insurance Rates After a DUI

A DUI in Nappanee, IN increases car insurance rates. Compare Nappanee, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nappanee, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,432
American Family $5,221
Farmers $3,793
GEICO $3,115
Liberty Mutual $7,973
Nationwide $2,701
Progressive $3,025
State Farm $2,247
Travelers $3,558
USAA $1,983

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Nappanee, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nappanee, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nappanee, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,096 $4,096
American Family $3,706 $3,797
Farmers $3,527 $3,527
GEICO $2,193 $2,275
Liberty Mutual $5,367 $5,659
Nationwide $2,541 $2,541
Progressive $3,379 $3,379
State Farm $2,238 $2,368
Travelers $2,994 $2,994
USAA $1,586 $1,629

The Best Cheap Car Insurance Companies in Nappanee, IN

Take a look at a side-by-side comparison of the top car insurance companies in Nappanee, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nappanee, Indiana

Insurance Company Average Annual Rates
Allstate $4,096
American Family $3,751
Farmers $3,527
GEICO $2,234
Liberty Mutual $5,513
Nationwide $2,541
Progressive $3,379
State Farm $2,303
Travelers $2,994
USAA $1,607

Category Winners: Cheapest Car Insurance in Nappanee, Indiana

Find the cheapest car insurance companies in Nappanee, IN for each category right here.

Best Annual Car Insurance Rates by Company in Nappanee, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Nappanee, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nappanee car insurance rates. Find the cheapest Nappanee, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nappanee, Indiana

Insurance Company Low Medium High
Allstate $3,920 $4,082 $4,286
American Family $3,709 $3,875 $3,670
Farmers $3,404 $3,521 $3,657
GEICO $2,089 $2,228 $2,385
Liberty Mutual $5,337 $5,499 $5,703
Nationwide $2,587 $2,520 $2,516
Progressive $3,198 $3,328 $3,611
State Farm $2,189 $2,303 $2,419
Travelers $2,940 $3,022 $3,021
USAA $1,543 $1,603 $1,677

What affects car insurance rates in Nappanee, Indiana?

What factors can have an impact on Nappanee, IN car insurance? There are several reasons why Nappanee car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nappanee, Indiana.

Car Theft in Nappanee

High levels of vehicle theft can make car insurance more expensive. Nappanee, IN car theft statistics from the FBI indicate 6 vehicle thefts a year.

Commute Time in Nappanee

The more time you spend in your car the higher the risk of an accident. The average commute length in Nappanee, IN is 20.5 minutes according to City-Data.

Compare Car Insurance Quotes in Nappanee, IN

Ready to find affordable Nappanee, Indiana car insurance today? Enter your ZIP code for fast, free Nappanee, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State