Compare Natchez, LA Car Insurance Rates (2021)

Car insurance in Natchez, LA averages $404 a month. Natchez, Louisiana car insurance requirements are 15/30/25, but you might need full coverage insurance if your car is financed. To find cheap Natchez car insurance rates, compare quotes from the top car insurance companies in Natchez, LA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Natchez is State Farm
  • Average car insurance rates in Natchez, LA are $4,845/year
  • The cheapest car insurance company in Natchez for teen drivers is State Farm

If you need to buy Natchez, Louisiana car insurance, the options can be confusing. Everything you need to know about car insurance in Natchez, LA is right here.

You’ll find Natchez car insurance rates, the cheapest Natchez, LA car insurance companies, and information on Louisiana car insurance laws. You can also compare Natchez, Louisiana car insurance rates to Lafayette car insurance rates, New Orleans car insurance rates, and Lake Charles car insurance rates.

Ready to find affordable Natchez, LA car insurance today? Enter your ZIP code for fast, free Natchez car insurance quotes.

Cheapest Natchez, LA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Natchez, LA car insurance rates? Every Natchez, Louisiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Natchez, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,011 $4,011 $4,136 $4,136 $8,830 $11,169 $4,439 $4,817
GEICO $2,766 $3,193 $3,269 $3,972 $10,456 $11,095 $2,691 $2,635
Progressive $3,086 $2,879 $2,588 $2,789 $12,504 $13,897 $3,536 $3,630
State Farm $2,420 $2,420 $2,205 $2,205 $7,064 $8,867 $2,697 $3,036
USAA $2,519 $2,482 $2,433 $2,424 $7,362 $8,676 $3,090 $3,384

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Minimum Car Insurance in Natchez, LA

Every driver must carry the minimum car insurance in Natchez, LA. Take a look at the Louisiana car insurance requirements.

Minimum Required Car Insurance Coverage in Natchez, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Natchez, LA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Natchez, LA. Compare credit history car insurance rates in Natchez from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Natchez, Louisiana

Insurance Company Poor Fair Good
Allstate $7,497 $5,125 $4,458
GEICO $5,957 $5,171 $3,902
Progressive $6,336 $5,440 $5,065
State Farm $5,369 $3,446 $2,778
USAA $5,610 $3,561 $2,967

Cheapest Natchez, LA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Natchez, LA to rates for a clean record with top companies.

Annual Natchez, Louisiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,514 $6,860 $6,109 $5,291
GEICO $3,407 $5,508 $6,756 $4,368
Progressive $4,675 $6,289 $6,024 $5,466
State Farm $3,551 $4,178 $3,864 $3,864
USAA $3,091 $4,264 $5,148 $3,682

Cheapest Natchez, LA Car Insurance for Teen Drivers

Teen car insurance in Natchez, LA can be expensive. Take a look at rates from the top car insurance companies in Natchez for teenagers.

Annual Car Insurance Rates for Teen Drivers in Natchez, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,830 $11,169
GEICO $10,456 $11,095
Progressive $12,504 $13,897
State Farm $7,064 $8,867
USAA $7,362 $8,676

Cheapest Natchez, LA Car Insurance for Seniors

Take a look at Natchez, LA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Natchez, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,136 $4,136
GEICO $3,269 $3,972
Progressive $2,588 $2,789
State Farm $2,205 $2,205
USAA $2,433 $2,424

Cheapest Natchez, LA Car Insurance Rates After a DUI

A DUI in Natchez, LA increases car insurance rates. Compare Natchez, Louisiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Natchez, Louisiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,109
GEICO $6,756
Progressive $6,024
State Farm $3,864
USAA $5,148

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Cheapest Natchez, LA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Natchez, LA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Natchez, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,694 $5,694
GEICO $4,914 $5,105
Progressive $5,613 $5,613
State Farm $3,766 $3,962
USAA $3,921 $4,171

The Best Cheap Car Insurance Companies in Natchez, LA

Take a look at a side-by-side comparison of the top car insurance companies in Natchez, LA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Natchez, Louisiana

Insurance Company Average Annual Rates
Allstate $5,694
GEICO $5,010
Progressive $5,613
State Farm $3,864
USAA $4,046

Category Winners: Cheapest Car Insurance in Natchez, Louisiana

Find the cheapest car insurance companies in Natchez, LA for each category right here.

Best Annual Car Insurance Rates by Company in Natchez, Louisiana

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Natchez, LA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Natchez car insurance rates. Find the cheapest Natchez, LA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Natchez, Louisiana

Insurance Company Low Medium High
Allstate $4,968 $5,795 $6,318
GEICO $4,237 $5,026 $5,765
Progressive $4,732 $5,569 $6,539
State Farm $3,398 $3,856 $4,339
USAA $3,568 $4,103 $4,468

What affects car insurance rates in Natchez, Louisiana?

What factors can have an impact on Natchez, LA car insurance? There are several reasons why Natchez car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Natchez, Louisiana.

Commute Time in Natchez

The more time you spend in your car the higher the risk of an accident. The average commute length in Natchez, LA is 16.3 minutes according to City-Data.

Compare Car Insurance Quotes in Natchez, LA

Ready to find affordable Natchez, Louisiana car insurance today? Enter your ZIP code for fast, free Natchez, LA car insurance quotes.

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