Compare National City, CA Car Insurance Rates (2021)

Car insurance in National City, CA averages $295 a month. National City, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap National City car insurance rates, compare quotes from the top car insurance companies in National City, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in National City for teen drivers is USAA
  • The cheapest car insurance company in National City is Progressive
  • Average car insurance rates in National City, CA are $3,546/year

If you need to buy National City, California car insurance, the options can be confusing. Everything you need to know about car insurance in National City, CA is right here.

You’ll find National City car insurance rates, the cheapest National City, CA car insurance companies, and information on California car insurance laws. You can also compare National City, California car insurance rates to San Francisco car insurance rates, San Diego car insurance rates, and San Jose car insurance rates.

Ready to find affordable National City, CA car insurance today? Enter your ZIP code for fast, free National City car insurance quotes.

Cheapest National City, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect National City, CA car insurance rates? Every National City, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in National City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,811 $2,851 $2,019 $2,076 $7,437 $9,434 $3,697 $4,193
Farmers $2,589 $2,589 $2,328 $2,328 $8,203 $13,428 $3,061 $3,403
GEICO $1,619 $1,620 $1,524 $1,524 $4,921 $5,005 $2,324 $2,377
Liberty Mutual $2,190 $2,076 $2,031 $1,970 $4,755 $5,059 $2,471 $2,491
Nationwide $3,179 $3,040 $2,776 $2,622 $7,986 $8,837 $3,791 $3,751
Progressive $1,621 $1,666 $1,369 $1,625 $4,236 $5,102 $2,322 $2,491
State Farm $3,372 $3,372 $3,009 $3,009 $6,171 $7,665 $3,729 $3,843
Travelers $2,515 $2,438 $2,212 $2,190 $5,159 $5,889 $3,255 $3,199
USAA $1,925 $1,828 $1,875 $1,888 $4,349 $4,384 $2,667 $2,526

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Minimum Car Insurance in National City, CA

Every driver must carry the minimum car insurance in National City, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in National City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest National City, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in National City, CA to rates for a clean record with top companies.

Annual National City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,577 $4,404 $6,879 $3,401
Farmers $3,507 $4,773 $5,945 $4,739
GEICO $1,829 $2,819 $3,540 $2,269
Liberty Mutual $2,500 $3,350 $3,023 $2,649
Nationwide $3,137 $4,023 $6,808 $4,023
Progressive $1,679 $2,838 $3,282 $2,418
State Farm $3,045 $3,634 $6,872 $3,535
Travelers $2,247 $3,643 $4,242 $3,296
USAA $1,781 $2,648 $4,342 $1,951

Cheapest National City, CA Car Insurance for Teen Drivers

Teen car insurance in National City, CA can be expensive. Take a look at rates from the top car insurance companies in National City for teenagers.

Annual Car Insurance Rates for Teen Drivers in National City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,437 $9,434
Farmers $8,203 $13,428
GEICO $4,921 $5,005
Liberty Mutual $4,755 $5,059
Nationwide $7,986 $8,837
Progressive $4,236 $5,102
State Farm $6,171 $7,665
Travelers $5,159 $5,889
USAA $4,349 $4,384

Cheapest National City, CA Car Insurance for Seniors

Take a look at National City, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in National City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,019 $2,076
Farmers $2,328 $2,328
GEICO $1,524 $1,524
Liberty Mutual $2,031 $1,970
Nationwide $2,776 $2,622
Progressive $1,369 $1,625
State Farm $3,009 $3,009
Travelers $2,212 $2,190
USAA $1,875 $1,888

Cheapest National City, CA Car Insurance Rates After a DUI

A DUI in National City, CA increases car insurance rates. Compare National City, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in National City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,879
Farmers $5,945
GEICO $3,540
Liberty Mutual $3,023
Nationwide $6,808
Progressive $3,282
State Farm $6,872
Travelers $4,242
USAA $4,342

Cheapest National City, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in National City, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in National City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,889 $4,740
Farmers $4,302 $5,180
GEICO $2,375 $2,854
Liberty Mutual $2,645 $3,116
Nationwide $3,977 $5,019
Progressive $2,317 $2,791
State Farm $4,115 $4,427
Travelers $3,019 $3,695
USAA $2,472 $2,889

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The Best Cheap Car Insurance Companies in National City, CA

Take a look at a side-by-side comparison of the top car insurance companies in National City, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in National City, California

Insurance Company Average Annual Rates
Allstate $4,315
Farmers $4,741
GEICO $2,614
Liberty Mutual $2,880
Nationwide $4,498
Progressive $2,554
State Farm $4,271
Travelers $3,357
USAA $2,680

Category Winners: Cheapest Car Insurance in National City, California

Find the cheapest car insurance companies in National City, CA for each category right here.

Best Annual Car Insurance Rates by Company in National City, California

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record Progressive
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest National City, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your National City car insurance rates. Find the cheapest National City, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in National City, California

Insurance Company Low Medium High
Allstate $4,132 $4,345 $4,468
Farmers $4,409 $4,776 $5,037
GEICO $2,385 $2,644 $2,813
Liberty Mutual $2,690 $2,905 $3,045
Nationwide $4,034 $4,576 $4,884
Progressive $2,304 $2,629 $2,729
State Farm $3,860 $4,342 $4,612
Travelers $2,931 $3,447 $3,693
USAA $2,449 $2,729 $2,864

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What affects car insurance rates in National City, California?

What factors can have an impact on National City, CA car insurance? There are several reasons why National City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in National City, California.

Car Theft in National City

High levels of vehicle theft can make car insurance more expensive. National City, CA car theft statistics from the FBI indicate 292 vehicle thefts a year.

Commute Time in National City

The more time you spend in your car the higher the risk of an accident. The average commute length in National City, CA is 27.2 minutes according to City-Data.

Compare Car Insurance Quotes in National City, CA

Ready to find affordable National City, California car insurance today? Enter your ZIP code for fast, free National City, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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