Compare National City, MI Car Insurance Rates (2021)

Car insurance in National City, MI averages $800 a month. National City, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap National City car insurance rates, compare quotes from the top car insurance companies in National City, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in National City is USAA
  • The cheapest car insurance company in National City for teen drivers is USAA
  • Average car insurance rates in National City, MI are $9,604/year

If you need to buy National City, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in National City, MI is right here.

You’ll find National City car insurance rates, the cheapest National City, MI car insurance companies, and information on Michigan car insurance laws. You can also compare National City, Michigan car insurance rates to Warren car insurance rates, Flint car insurance rates, and Detroit car insurance rates.

Ready to find affordable National City, MI car insurance today? Enter your ZIP code for fast, free National City car insurance quotes.

Cheapest National City, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect National City, MI car insurance rates? Every National City, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in National City, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,027 $18,027 $16,826 $16,826 $43,353 $43,353 $18,968 $18,968
Farmers $4,226 $4,226 $3,943 $3,943 $9,239 $9,239 $4,738 $4,738
GEICO $3,829 $3,829 $3,871 $3,871 $10,522 $10,522 $3,661 $3,661
Liberty Mutual $12,825 $12,825 $12,695 $12,695 $30,474 $30,474 $12,825 $12,825
Nationwide $4,083 $4,083 $3,639 $3,639 $10,482 $10,482 $4,461 $4,461
Progressive $3,111 $2,917 $2,737 $3,042 $11,112 $11,872 $3,633 $3,398
State Farm $6,927 $6,927 $6,416 $6,416 $23,979 $23,979 $8,116 $8,116
Travelers $5,584 $5,584 $4,792 $4,792 $16,861 $16,861 $6,069 $6,069
USAA $2,495 $2,356 $2,347 $2,215 $5,917 $5,587 $3,017 $2,883

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Minimum Car Insurance in National City, MI

Every driver must carry the minimum car insurance in National City, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in National City, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest National City, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in National City, MI. Compare credit history car insurance rates in National City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in National City, Michigan

Insurance Company Poor Fair Good
Allstate $37,001 $20,419 $15,461
Farmers $7,327 $4,827 $4,455
GEICO $7,032 $5,172 $4,210
Liberty Mutual $27,202 $15,721 $8,691
Nationwide $7,110 $5,343 $4,545
Progressive $6,045 $5,070 $4,569
State Farm $18,423 $9,323 $6,332
Travelers $8,534 $8,275 $8,170
USAA $5,007 $2,868 $2,181

Cheapest National City, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in National City, MI to rates for a clean record with top companies.

Annual National City, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,822 $15,896 $52,934 $16,522
Farmers $4,664 $5,922 $5,851 $5,708
GEICO $1,970 $4,079 $12,248 $3,587
Liberty Mutual $12,177 $14,582 $26,565 $15,494
Nationwide $4,850 $6,465 $5,888 $5,462
Progressive $4,435 $5,807 $5,236 $5,433
State Farm $7,297 $8,710 $18,601 $10,829
Travelers $5,658 $8,053 $12,908 $6,686
USAA $2,703 $3,364 $4,398 $2,943

Cheapest National City, MI Car Insurance for Teen Drivers

Teen car insurance in National City, MI can be expensive. Take a look at rates from the top car insurance companies in National City for teenagers.

Annual Car Insurance Rates for Teen Drivers in National City, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,353 $43,353
Farmers $9,239 $9,239
GEICO $10,522 $10,522
Liberty Mutual $30,474 $30,474
Nationwide $10,482 $10,482
Progressive $11,112 $11,872
State Farm $23,979 $23,979
Travelers $16,861 $16,861
USAA $5,917 $5,587

Cheapest National City, MI Car Insurance for Seniors

Take a look at National City, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in National City, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,826 $16,826
Farmers $3,943 $3,943
GEICO $3,871 $3,871
Liberty Mutual $12,695 $12,695
Nationwide $3,639 $3,639
Progressive $2,737 $3,042
State Farm $6,416 $6,416
Travelers $4,792 $4,792
USAA $2,347 $2,215

Cheapest National City, MI Car Insurance Rates After a DUI

A DUI in National City, MI increases car insurance rates. Compare National City, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in National City, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $52,934
Farmers $5,851
GEICO $12,248
Liberty Mutual $26,565
Nationwide $5,888
Progressive $5,236
State Farm $18,601
Travelers $12,908
USAA $4,398

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Cheapest National City, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in National City, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in National City, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $24,294 $24,294
Farmers $5,536 $5,536
GEICO $5,344 $5,598
Liberty Mutual $16,605 $17,805
Nationwide $5,666 $5,666
Progressive $5,228 $5,228
State Farm $11,048 $11,671
Travelers $8,279 $8,375
USAA $3,313 $3,391

The Best Cheap Car Insurance Companies in National City, MI

Take a look at a side-by-side comparison of the top car insurance companies in National City, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in National City, Michigan

Insurance Company Average Annual Rates
Allstate $24,294
Farmers $5,536
GEICO $5,471
Liberty Mutual $17,205
Nationwide $5,666
Progressive $5,228
State Farm $11,359
Travelers $8,327
USAA $3,352

Category Winners: Cheapest Car Insurance in National City, Michigan

Find the cheapest car insurance companies in National City, MI for each category right here.

Best Annual Car Insurance Rates by Company in National City, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest National City, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your National City car insurance rates. Find the cheapest National City, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in National City, Michigan

Insurance Company Low Medium High
Allstate $23,467 $24,366 $25,047
Farmers $5,395 $5,524 $5,690
GEICO $5,116 $5,423 $5,874
Liberty Mutual $16,782 $17,164 $17,669
Nationwide $5,932 $5,570 $5,496
Progressive $5,059 $5,235 $5,389
State Farm $10,772 $11,432 $11,874
Travelers $8,241 $8,334 $8,405
USAA $3,257 $3,359 $3,439

Compare Car Insurance Quotes in National City, MI

Ready to find affordable National City, Michigan car insurance today? Enter your ZIP code for fast, free National City, MI car insurance quotes.

Free Car Insurance Comparison

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