Compare Navasota, TX Car Insurance Rates (2021)

Car insurance in Navasota, TX averages $338 a month. Navasota, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Navasota car insurance rates, compare quotes from the top car insurance companies in Navasota, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Navasota, TX are $4,056/year
  • Average car insurance rates in Navasota, TX after a DUI are $4,602/year
  • The cheapest car insurance company in Navasota for teen drivers is USAA

If you need to buy Navasota, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Navasota, TX is right here.

You’ll find Navasota car insurance rates, the cheapest Navasota, TX car insurance companies, and information on Texas car insurance laws. You can also compare Navasota, Texas car insurance rates to Corpus Christi car insurance rates, Houston car insurance rates, and Laredo car insurance rates.

Ready to find affordable Navasota, TX car insurance today? Enter your ZIP code for fast, free Navasota car insurance quotes.

Cheapest Navasota, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Navasota, TX car insurance rates? Every Navasota, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Navasota, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,502 $3,530 $3,456 $3,456 $9,317 $11,238 $4,331 $4,508
American Family $3,290 $3,703 $3,148 $3,646 $9,438 $12,290 $4,875 $5,564
GEICO $2,410 $2,603 $2,329 $2,637 $5,287 $5,520 $2,609 $2,612
Nationwide $2,477 $2,516 $2,184 $2,312 $7,192 $9,228 $2,926 $3,165
Progressive $2,327 $2,229 $2,092 $2,118 $10,223 $11,468 $2,794 $2,865
State Farm $2,089 $2,089 $1,853 $1,853 $4,928 $6,268 $2,266 $2,339
USAA $1,596 $1,609 $1,523 $1,515 $4,476 $4,885 $2,133 $2,295

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Minimum Car Insurance in Navasota, TX

Every driver must carry the minimum car insurance in Navasota, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Navasota, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Navasota, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Navasota, TX. Compare credit history car insurance rates in Navasota from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Navasota, Texas

Insurance Company Poor Fair Good
Allstate $6,881 $5,048 $4,323
American Family $7,777 $5,053 $4,403
GEICO $5,017 $2,841 $1,895
Nationwide $4,796 $3,857 $3,347
Progressive $5,048 $4,402 $4,094
State Farm $4,197 $2,608 $2,076
USAA $3,684 $2,122 $1,705

Cheapest Navasota, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Navasota, TX to rates for a clean record with top companies.

Annual Navasota, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,193 $6,497 $6,786 $4,193
American Family $5,210 $6,701 $5,856 $5,210
GEICO $2,760 $3,653 $3,042 $3,549
Nationwide $3,467 $3,467 $5,148 $3,918
Progressive $3,933 $5,115 $4,585 $4,425
State Farm $2,639 $3,016 $3,548 $2,639
USAA $1,868 $2,753 $3,251 $2,144

Cheapest Navasota, TX Car Insurance for Teen Drivers

Teen car insurance in Navasota, TX can be expensive. Take a look at rates from the top car insurance companies in Navasota for teenagers.

Annual Car Insurance Rates for Teen Drivers in Navasota, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,317 $11,238
American Family $9,438 $12,290
GEICO $5,287 $5,520
Nationwide $7,192 $9,228
Progressive $10,223 $11,468
State Farm $4,928 $6,268
USAA $4,476 $4,885

Cheapest Navasota, TX Car Insurance for Seniors

Take a look at Navasota, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Navasota, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,456 $3,456
American Family $3,148 $3,646
GEICO $2,329 $2,637
Nationwide $2,184 $2,312
Progressive $2,092 $2,118
State Farm $1,853 $1,853
USAA $1,523 $1,515

Cheapest Navasota, TX Car Insurance Rates After a DUI

A DUI in Navasota, TX increases car insurance rates. Compare Navasota, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Navasota, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,786
American Family $5,856
GEICO $3,042
Nationwide $5,148
Progressive $4,585
State Farm $3,548
USAA $3,251

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Cheapest Navasota, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Navasota, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Navasota, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,286 $5,548
American Family $5,744 $5,744
GEICO $3,191 $3,311
Nationwide $4,000 $4,000
Progressive $4,515 $4,515
State Farm $2,960 $2,960
USAA $2,472 $2,536

The Best Cheap Car Insurance Companies in Navasota, TX

Take a look at a side-by-side comparison of the top car insurance companies in Navasota, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Navasota, Texas

Insurance Company Average Annual Rates
Allstate $5,417
American Family $5,744
GEICO $3,251
Nationwide $4,000
Progressive $4,515
State Farm $2,960
USAA $2,504

Category Winners: Cheapest Car Insurance in Navasota, Texas

Find the cheapest car insurance companies in Navasota, TX for each category right here.

Best Annual Car Insurance Rates by Company in Navasota, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Navasota, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Navasota car insurance rates. Find the cheapest Navasota, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Navasota, Texas

Insurance Company Low Medium High
Allstate $5,294 $5,371 $5,587
American Family $5,280 $5,491 $6,463
GEICO $3,086 $3,212 $3,455
Nationwide $4,332 $3,830 $3,838
Progressive $4,338 $4,504 $4,701
State Farm $2,815 $2,951 $3,116
USAA $2,423 $2,494 $2,595

What affects car insurance rates in Navasota, Texas?

What factors can have an impact on Navasota, TX car insurance? There are several reasons why Navasota car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Navasota, Texas.

Car Theft in Navasota

High levels of vehicle theft can make car insurance more expensive. Navasota, TX car theft statistics from the FBI indicate 33 vehicle thefts a year.

Commute Time in Navasota

The more time you spend in your car the higher the risk of an accident. The average commute length in Navasota, TX is 19.3 minutes according to City-Data.

Compare Car Insurance Quotes in Navasota, TX

Ready to find affordable Navasota, Texas car insurance today? Enter your ZIP code for fast, free Navasota, TX car insurance quotes.

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