Compare Nebo, KY Car Insurance Rates (2021)

Car insurance in Nebo, KY averages $350 a month. Nebo, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Nebo car insurance rates, compare quotes from the top car insurance companies in Nebo, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Nebo, KY are $4,198/year
  • The cheapest car insurance company in Nebo for teen drivers is USAA
  • Average car insurance rates in Nebo, KY after a DUI are $5,014/year

If you need to buy Nebo, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Nebo, KY is right here.

You’ll find Nebo car insurance rates, the cheapest Nebo, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Nebo, Kentucky car insurance rates to Richmond car insurance rates, Hopkinsville car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable Nebo, KY car insurance today? Enter your ZIP code for fast, free Nebo car insurance quotes.

Cheapest Nebo, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nebo, KY car insurance rates? Every Nebo, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nebo, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,272 $3,261 $2,925 $3,125 $11,597 $13,025 $3,690 $3,932
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,514 $2,729 $2,140 $2,390 $9,741 $10,777 $2,642 $2,769
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,032 $1,948 $1,808 $1,825 $9,515 $10,764 $2,521 $2,594
State Farm $2,278 $2,278 $2,038 $2,038 $6,946 $8,757 $2,542 $2,868
Travelers $2,099 $2,136 $2,060 $2,065 $9,975 $15,992 $2,192 $2,531
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

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Minimum Car Insurance in Nebo, KY

Every driver must carry the minimum car insurance in Nebo, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Nebo, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Nebo, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nebo, KY. Compare credit history car insurance rates in Nebo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nebo, Kentucky

Insurance Company Poor Fair Good
Allstate $7,415 $5,114 $4,280
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,381 $3,909 $3,098
Nationwide $4,672 $3,666 $3,197
Progressive $4,629 $4,014 $3,734
State Farm $5,379 $3,245 $2,530
Travelers $5,443 $4,609 $4,591
USAA $4,057 $2,263 $1,841

Cheapest Nebo, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nebo, KY to rates for a clean record with top companies.

Annual Nebo, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,693 $6,059 $6,407 $5,254
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,738 $5,703 $4,449 $3,961
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,418 $5,026 $3,901 $4,158
State Farm $3,389 $4,047 $3,718 $3,718
Travelers $4,259 $4,381 $6,318 $4,566
USAA $2,052 $2,905 $3,456 $2,468

Cheapest Nebo, KY Car Insurance for Teen Drivers

Teen car insurance in Nebo, KY can be expensive. Take a look at rates from the top car insurance companies in Nebo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nebo, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,597 $13,025
GEICO $6,831 $8,150
Liberty Mutual $9,741 $10,777
Nationwide $6,037 $7,550
Progressive $9,515 $10,764
State Farm $6,946 $8,757
Travelers $9,975 $15,992
USAA $4,780 $5,058

Cheapest Nebo, KY Car Insurance for Seniors

Take a look at Nebo, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nebo, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,925 $3,125
GEICO $3,608 $3,267
Liberty Mutual $2,140 $2,390
Nationwide $2,519 $2,640
Progressive $1,808 $1,825
State Farm $2,038 $2,038
Travelers $2,060 $2,065
USAA $1,650 $1,692

Cheapest Nebo, KY Car Insurance Rates After a DUI

A DUI in Nebo, KY increases car insurance rates. Compare Nebo, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nebo, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,407
GEICO $6,862
Liberty Mutual $4,449
Nationwide $4,997
Progressive $3,901
State Farm $3,718
Travelers $6,318
USAA $3,456

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Cheapest Nebo, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nebo, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nebo, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,603 $5,603
GEICO $4,191 $4,270
Liberty Mutual $4,463 $4,463
Nationwide $3,845 $3,845
Progressive $4,126 $4,126
State Farm $3,630 $3,806
Travelers $4,881 $4,881
USAA $2,618 $2,822

The Best Cheap Car Insurance Companies in Nebo, KY

Take a look at a side-by-side comparison of the top car insurance companies in Nebo, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nebo, Kentucky

Insurance Company Average Annual Rates
Allstate $5,603
GEICO $4,231
Liberty Mutual $4,463
Nationwide $3,845
Progressive $4,126
State Farm $3,718
Travelers $4,881
USAA $2,720

Category Winners: Cheapest Car Insurance in Nebo, Kentucky

Find the cheapest car insurance companies in Nebo, KY for each category right here.

Best Annual Car Insurance Rates by Company in Nebo, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest Nebo, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nebo car insurance rates. Find the cheapest Nebo, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nebo, Kentucky

Insurance Company Low Medium High
Allstate $5,281 $5,585 $5,943
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,284 $4,439 $4,666
Nationwide $3,908 $3,801 $3,826
Progressive $3,855 $4,086 $4,436
State Farm $3,527 $3,714 $3,914
Travelers $4,633 $4,904 $5,107
USAA $2,605 $2,714 $2,841

What affects car insurance rates in Nebo, Kentucky?

What factors can have an impact on Nebo, KY car insurance? There are several reasons why Nebo car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nebo, Kentucky.

Commute Time in Nebo

The more time you spend in your car the higher the risk of an accident. The average commute length in Nebo, KY is 23.9 minutes according to City-Data.

Compare Car Insurance Quotes in Nebo, KY

Ready to find affordable Nebo, Kentucky car insurance today? Enter your ZIP code for fast, free Nebo, KY car insurance quotes.

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