Compare Nebraska City, NE Car Insurance Rates (2021)

Car insurance in Nebraska City, NE averages $273 a month. Nebraska City, Nebraska car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Nebraska City car insurance rates, compare quotes from the top car insurance companies in Nebraska City, NE.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Nebraska City for teen drivers is American Family
  • The cheapest car insurance company in Nebraska City is American Family
  • Average car insurance rates in Nebraska City, NE are $3,276/year

If you need to buy Nebraska City, Nebraska car insurance, the options can be confusing. Everything you need to know about car insurance in Nebraska City, NE is right here.

You’ll find Nebraska City car insurance rates, the cheapest Nebraska City, NE car insurance companies, and information on Nebraska car insurance laws. You can also compare Nebraska City, Nebraska car insurance rates to Bellevue car insurance rates, Lincoln car insurance rates, and Kearney car insurance rates.

Ready to find affordable Nebraska City, NE car insurance today? Enter your ZIP code for fast, free Nebraska City car insurance quotes.

Cheapest Nebraska City, NE Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nebraska City, NE car insurance rates? Every Nebraska City, Nebraska car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nebraska City, Nebraska

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,174 $2,066 $1,936 $1,953 $6,170 $6,483 $2,436 $2,484
American Family $1,745 $1,745 $1,588 $1,588 $2,908 $4,259 $1,707 $1,844
Farmers $2,214 $2,204 $1,984 $2,094 $8,576 $8,843 $2,498 $2,605
GEICO $2,747 $2,695 $2,692 $2,591 $5,684 $7,440 $2,478 $2,399
Liberty Mutual $3,195 $3,466 $2,526 $3,080 $14,005 $15,747 $3,339 $3,692
Nationwide $1,831 $1,891 $1,639 $1,755 $4,226 $5,274 $2,109 $2,283
Progressive $1,740 $1,668 $1,431 $1,491 $6,923 $7,785 $2,077 $2,220
State Farm $1,585 $1,585 $1,383 $1,383 $4,219 $5,395 $1,748 $1,980
USAA $1,354 $1,348 $1,236 $1,268 $4,315 $5,154 $1,745 $1,941

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Minimum Car Insurance in Nebraska City, NE

Every driver must carry the minimum car insurance in Nebraska City, NE. Take a look at the Nebraska car insurance requirements.

Minimum Required Car Insurance Coverage in Nebraska City, Nebraska

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Nebraska City, NE Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nebraska City, NE. Compare credit history car insurance rates in Nebraska City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nebraska City, Nebraska

Insurance Company Poor Fair Good
Allstate $3,989 $3,034 $2,615
American Family $2,909 $1,991 $1,619
Farmers $4,440 $3,685 $3,507
GEICO $4,105 $3,563 $3,104
Liberty Mutual $8,838 $5,352 $4,204
Nationwide $3,157 $2,512 $2,208
Progressive $3,619 $3,056 $2,826
State Farm $3,501 $2,099 $1,629
USAA $3,052 $2,072 $1,761

Cheapest Nebraska City, NE Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nebraska City, NE to rates for a clean record with top companies.

Annual Nebraska City, Nebraska Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,781 $3,144 $3,810 $3,117
American Family $2,127 $2,311 $2,127 $2,127
Farmers $3,283 $4,209 $4,106 $3,911
GEICO $2,306 $3,313 $4,992 $3,752
Liberty Mutual $5,252 $6,204 $6,715 $6,354
Nationwide $1,863 $2,691 $3,838 $2,111
Progressive $2,690 $3,962 $3,009 $3,007
State Farm $2,245 $2,575 $2,410 $2,410
USAA $1,739 $2,195 $3,275 $1,970

Cheapest Nebraska City, NE Car Insurance for Teen Drivers

Teen car insurance in Nebraska City, NE can be expensive. Take a look at rates from the top car insurance companies in Nebraska City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nebraska City, Nebraska

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,170 $6,483
American Family $2,908 $4,259
Farmers $8,576 $8,843
GEICO $5,684 $7,440
Liberty Mutual $14,005 $15,747
Nationwide $4,226 $5,274
Progressive $6,923 $7,785
State Farm $4,219 $5,395
USAA $4,315 $5,154

Cheapest Nebraska City, NE Car Insurance for Seniors

Take a look at Nebraska City, NE senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nebraska City, Nebraska

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,936 $1,953
American Family $1,588 $1,588
Farmers $1,984 $2,094
GEICO $2,692 $2,591
Liberty Mutual $2,526 $3,080
Nationwide $1,639 $1,755
Progressive $1,431 $1,491
State Farm $1,383 $1,383
USAA $1,236 $1,268

Cheapest Nebraska City, NE Car Insurance Rates After a DUI

A DUI in Nebraska City, NE increases car insurance rates. Compare Nebraska City, Nebraska DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nebraska City, Nebraska

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,810
American Family $2,127
Farmers $4,106
GEICO $4,992
Liberty Mutual $6,715
Nationwide $3,838
Progressive $3,009
State Farm $2,410
USAA $3,275

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Cheapest Nebraska City, NE Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nebraska City, NE by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nebraska City, Nebraska

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,213 $3,213
American Family $2,155 $2,191
Farmers $3,877 $3,877
GEICO $3,535 $3,646
Liberty Mutual $6,131 $6,131
Nationwide $2,626 $2,626
Progressive $3,167 $3,167
State Farm $2,348 $2,472
USAA $2,268 $2,321

The Best Cheap Car Insurance Companies in Nebraska City, NE

Take a look at a side-by-side comparison of the top car insurance companies in Nebraska City, NE to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nebraska City, Nebraska

Insurance Company Average Annual Rates
Allstate $3,213
American Family $2,173
Farmers $3,877
GEICO $3,591
Liberty Mutual $6,131
Nationwide $2,626
Progressive $3,167
State Farm $2,410
USAA $2,295

Category Winners: Cheapest Car Insurance in Nebraska City, Nebraska

Find the cheapest car insurance companies in Nebraska City, NE for each category right here.

Best Annual Car Insurance Rates by Company in Nebraska City, Nebraska

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

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Cheapest Nebraska City, NE Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nebraska City car insurance rates. Find the cheapest Nebraska City, NE car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nebraska City, Nebraska

Insurance Company Low Medium High
Allstate $3,124 $3,207 $3,308
American Family $2,160 $2,238 $2,121
Farmers $3,701 $3,817 $4,113
GEICO $3,506 $3,587 $3,679
Liberty Mutual $5,938 $6,094 $6,363
Nationwide $2,673 $2,615 $2,589
Progressive $3,004 $3,158 $3,338
State Farm $2,319 $2,406 $2,504
USAA $2,218 $2,292 $2,375

What affects car insurance rates in Nebraska City, Nebraska?

What factors can have an impact on Nebraska City, NE car insurance? There are several reasons why Nebraska City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nebraska City, Nebraska.

Commute Time in Nebraska City

The more time you spend in your car the higher the risk of an accident. The average commute length in Nebraska City, NE is 14.1 minutes according to City-Data.

Compare Car Insurance Quotes in Nebraska City, NE

Ready to find affordable Nebraska City, Nebraska car insurance today? Enter your ZIP code for fast, free Nebraska City, NE car insurance quotes.

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