Compare Neches, TX Car Insurance Rates (2021)

Car insurance in Neches, TX averages $300 a month. Neches, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap Neches car insurance rates, compare quotes from the top car insurance companies in Neches, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Neches is USAA
  • The cheapest car insurance company in Neches for teen drivers is USAA
  • Average car insurance rates in Neches, TX are $3,597/year

If you need to buy Neches, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in Neches, TX is right here.

You’ll find Neches car insurance rates, the cheapest Neches, TX car insurance companies, and information on Texas car insurance laws. You can also compare Neches, Texas car insurance rates to Austin car insurance rates, Arlington car insurance rates, and El Paso car insurance rates.

Ready to find affordable Neches, TX car insurance today? Enter your ZIP code for fast, free Neches car insurance quotes.

Cheapest Neches, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Neches, TX car insurance rates? Every Neches, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Neches, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,284 $3,312 $3,244 $3,244 $8,642 $10,424 $4,054 $4,220
American Family $2,414 $2,671 $2,227 $2,535 $6,121 $8,042 $3,408 $3,883
GEICO $2,189 $2,356 $2,118 $2,393 $4,689 $4,854 $2,357 $2,342
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,333 $2,217 $2,075 $2,115 $9,691 $10,812 $2,761 $2,804
State Farm $2,047 $2,047 $1,816 $1,816 $4,819 $6,128 $2,220 $2,292
USAA $1,616 $1,631 $1,539 $1,535 $4,501 $4,919 $2,160 $2,328

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Minimum Car Insurance in Neches, TX

Every driver must carry the minimum car insurance in Neches, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in Neches, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Neches, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Neches, TX. Compare credit history car insurance rates in Neches from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Neches, Texas

Insurance Company Poor Fair Good
Allstate $6,432 $4,703 $4,024
American Family $5,419 $3,368 $2,950
GEICO $4,482 $2,548 $1,707
Nationwide $4,227 $3,394 $2,952
Progressive $4,903 $4,231 $3,919
State Farm $4,108 $2,553 $2,033
USAA $3,727 $2,141 $1,718

Cheapest Neches, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Neches, TX to rates for a clean record with top companies.

Annual Neches, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,925 $6,054 $6,307 $3,925
American Family $3,578 $4,521 $3,974 $3,578
GEICO $2,475 $3,251 $2,736 $3,187
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $3,796 $4,901 $4,434 $4,272
State Farm $2,584 $2,952 $3,471 $2,584
USAA $1,888 $2,779 $3,280 $2,168

Cheapest Neches, TX Car Insurance for Teen Drivers

Teen car insurance in Neches, TX can be expensive. Take a look at rates from the top car insurance companies in Neches for teenagers.

Annual Car Insurance Rates for Teen Drivers in Neches, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,642 $10,424
American Family $6,121 $8,042
GEICO $4,689 $4,854
Nationwide $6,237 $8,009
Progressive $9,691 $10,812
State Farm $4,819 $6,128
USAA $4,501 $4,919

Cheapest Neches, TX Car Insurance for Seniors

Take a look at Neches, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Neches, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,244
American Family $2,227 $2,535
GEICO $2,118 $2,393
Nationwide $1,965 $2,080
Progressive $2,075 $2,115
State Farm $1,816 $1,816
USAA $1,539 $1,535

Cheapest Neches, TX Car Insurance Rates After a DUI

A DUI in Neches, TX increases car insurance rates. Compare Neches, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Neches, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,307
American Family $3,974
GEICO $2,736
Nationwide $4,526
Progressive $4,434
State Farm $3,471
USAA $3,280

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Cheapest Neches, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Neches, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Neches, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,933 $5,173
American Family $3,912 $3,912
GEICO $2,858 $2,967
Nationwide $3,524 $3,524
Progressive $4,351 $4,351
State Farm $2,898 $2,898
USAA $2,496 $2,561

The Best Cheap Car Insurance Companies in Neches, TX

Take a look at a side-by-side comparison of the top car insurance companies in Neches, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Neches, Texas

Insurance Company Average Annual Rates
Allstate $5,053
American Family $3,912
GEICO $2,912
Nationwide $3,524
Progressive $4,351
State Farm $2,898
USAA $2,529

Category Winners: Cheapest Car Insurance in Neches, Texas

Find the cheapest car insurance companies in Neches, TX for each category right here.

Best Annual Car Insurance Rates by Company in Neches, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Cheapest Neches, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Neches car insurance rates. Find the cheapest Neches, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Neches, Texas

Insurance Company Low Medium High
Allstate $4,923 $5,004 $5,232
American Family $3,659 $3,778 $4,300
GEICO $2,751 $2,872 $3,114
Nationwide $3,795 $3,373 $3,404
Progressive $4,145 $4,330 $4,578
State Farm $2,757 $2,889 $3,048
USAA $2,449 $2,519 $2,618

What affects car insurance rates in Neches, Texas?

What factors can have an impact on Neches, TX car insurance? There are several reasons why Neches car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Neches, Texas.

Commute Time in Neches

The more time you spend in your car the higher the risk of an accident. The average commute length in Neches, TX is 18.0 minutes according to City-Data.

Compare Car Insurance Quotes in Neches, TX

Ready to find affordable Neches, Texas car insurance today? Enter your ZIP code for fast, free Neches, TX car insurance quotes.

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