Compare Nederland, CO Car Insurance Rates (2021)

Car insurance in Nederland, CO averages $331 a month. Nederland, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap Nederland car insurance rates, compare quotes from the top car insurance companies in Nederland, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Nederland, CO are $3,976/year
  • The cheapest car insurance company in Nederland is Liberty Mutual
  • Average car insurance rates in Nederland, CO after a DUI are $4,735/year

If you need to buy Nederland, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in Nederland, CO is right here.

You’ll find Nederland car insurance rates, the cheapest Nederland, CO car insurance companies, and information on Colorado car insurance laws. You can also compare Nederland, Colorado car insurance rates to Greeley car insurance rates, Centennial car insurance rates, and Denver car insurance rates.

Ready to find affordable Nederland, CO car insurance today? Enter your ZIP code for fast, free Nederland car insurance quotes.

Cheapest Nederland, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nederland, CO car insurance rates? Every Nederland, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nederland, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,122 $2,908 $2,833 $2,860 $11,260 $11,856 $3,393 $3,392
American Family $2,658 $2,658 $2,399 $2,399 $6,433 $8,652 $2,658 $3,249
Farmers $3,126 $3,106 $2,826 $3,033 $11,886 $12,044 $3,459 $3,528
GEICO $2,004 $2,199 $2,126 $2,415 $6,291 $6,669 $1,832 $1,868
Liberty Mutual $2,124 $2,079 $1,799 $1,977 $6,251 $6,815 $2,145 $2,174
Nationwide $2,245 $2,277 $2,018 $2,122 $5,702 $7,251 $2,587 $2,784
Progressive $2,427 $2,249 $2,136 $2,115 $9,004 $10,097 $2,744 $2,664
State Farm $2,343 $2,343 $2,114 $2,114 $6,915 $8,720 $2,629 $3,134
USAA $2,393 $2,384 $2,284 $2,274 $6,200 $7,092 $3,082 $3,342

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Minimum Car Insurance in Nederland, CO

Every driver must carry the minimum car insurance in Nederland, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in Nederland, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Nederland, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nederland, CO. Compare credit history car insurance rates in Nederland from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nederland, Colorado

Insurance Company Poor Fair Good
Allstate $6,627 $5,119 $3,862
American Family $5,041 $3,600 $3,024
Farmers $6,230 $5,075 $4,823
GEICO $3,819 $3,176 $2,532
Liberty Mutual $4,545 $2,766 $2,200
Nationwide $4,068 $3,235 $2,817
Progressive $4,715 $4,063 $3,760
State Farm $5,265 $3,380 $2,722
USAA $5,375 $3,064 $2,454

Cheapest Nederland, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nederland, CO to rates for a clean record with top companies.

Annual Nederland, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,405 $5,095 $6,290 $5,021
American Family $2,880 $4,072 $5,338 $3,264
Farmers $4,540 $5,830 $5,751 $5,383
GEICO $2,238 $3,477 $4,061 $2,926
Liberty Mutual $2,771 $3,251 $3,381 $3,279
Nationwide $2,612 $3,543 $4,472 $2,866
Progressive $3,608 $5,114 $3,806 $4,190
State Farm $3,474 $4,104 $3,789 $3,789
USAA $2,621 $3,219 $5,729 $2,956

Cheapest Nederland, CO Car Insurance for Teen Drivers

Teen car insurance in Nederland, CO can be expensive. Take a look at rates from the top car insurance companies in Nederland for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nederland, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,260 $11,856
American Family $6,433 $8,652
Farmers $11,886 $12,044
GEICO $6,291 $6,669
Liberty Mutual $6,251 $6,815
Nationwide $5,702 $7,251
Progressive $9,004 $10,097
State Farm $6,915 $8,720
USAA $6,200 $7,092

Cheapest Nederland, CO Car Insurance for Seniors

Take a look at Nederland, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nederland, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,833 $2,860
American Family $2,399 $2,399
Farmers $2,826 $3,033
GEICO $2,126 $2,415
Liberty Mutual $1,799 $1,977
Nationwide $2,018 $2,122
Progressive $2,136 $2,115
State Farm $2,114 $2,114
USAA $2,284 $2,274

Cheapest Nederland, CO Car Insurance Rates After a DUI

A DUI in Nederland, CO increases car insurance rates. Compare Nederland, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nederland, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,290
American Family $5,338
Farmers $5,751
GEICO $4,061
Liberty Mutual $3,381
Nationwide $4,472
Progressive $3,806
State Farm $3,789
USAA $5,729

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Cheapest Nederland, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nederland, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nederland, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,203 $5,203
American Family $3,804 $3,972
Farmers $5,376 $5,376
GEICO $3,109 $3,243
Liberty Mutual $3,170 $3,170
Nationwide $3,373 $3,373
Progressive $4,179 $4,179
State Farm $3,697 $3,881
USAA $3,528 $3,735

The Best Cheap Car Insurance Companies in Nederland, CO

Take a look at a side-by-side comparison of the top car insurance companies in Nederland, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nederland, Colorado

Insurance Company Average Annual Rates
Allstate $5,203
American Family $3,888
Farmers $5,376
GEICO $3,176
Liberty Mutual $3,170
Nationwide $3,373
Progressive $4,179
State Farm $3,789
USAA $3,631

Category Winners: Cheapest Car Insurance in Nederland, Colorado

Find the cheapest car insurance companies in Nederland, CO for each category right here.

Best Annual Car Insurance Rates by Company in Nederland, Colorado

Category Insurance Company
Teenagers Nationwide
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation Nationwide

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Cheapest Nederland, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nederland car insurance rates. Find the cheapest Nederland, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nederland, Colorado

Insurance Company Low Medium High
Allstate $4,902 $5,184 $5,522
American Family $3,674 $3,968 $4,022
Farmers $4,752 $5,302 $6,074
GEICO $2,855 $3,114 $3,558
Liberty Mutual $2,995 $3,158 $3,358
Nationwide $3,335 $3,378 $3,407
Progressive $3,879 $4,192 $4,467
State Farm $3,544 $3,792 $4,031
USAA $3,474 $3,631 $3,789

What affects car insurance rates in Nederland, Colorado?

What factors can have an impact on Nederland, CO car insurance? There are several reasons why Nederland car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nederland, Colorado.

Commute Time in Nederland

The more time you spend in your car the higher the risk of an accident. The average commute length in Nederland, CO is 36.7 minutes according to City-Data.

Compare Car Insurance Quotes in Nederland, CO

Ready to find affordable Nederland, Colorado car insurance today? Enter your ZIP code for fast, free Nederland, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State