Compare Needham, IN Car Insurance Rates (2021)

Car insurance in Needham, IN averages $262 a month. Needham, Indiana car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Needham car insurance rates, compare quotes from the top car insurance companies in Needham, IN.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • Average car insurance rates in Needham, IN after a DUI are $3,721/year
  • Average car insurance rates in Needham, IN are $3,146/year
  • The cheapest car insurance company in Needham is USAA

If you need to buy Needham, Indiana car insurance, the options can be confusing. Everything you need to know about car insurance in Needham, IN is right here.

You’ll find Needham car insurance rates, the cheapest Needham, IN car insurance companies, and information on Indiana car insurance laws. You can also compare Needham, Indiana car insurance rates to Evansville car insurance rates, Gary car insurance rates, and Carmel car insurance rates.

Ready to find affordable Needham, IN car insurance today? Enter your ZIP code for fast, free Needham car insurance quotes.

Cheapest Needham, IN Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Needham, IN car insurance rates? Every Needham, Indiana car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Needham, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,449 $2,508 $2,152 $2,356 $7,578 $9,565 $2,480 $2,698
American Family $2,195 $2,195 $1,980 $1,980 $6,210 $8,933 $2,195 $2,677
Farmers $1,469 $1,450 $1,253 $1,411 $8,005 $8,545 $1,947 $2,103
GEICO $1,525 $1,525 $1,440 $1,501 $4,579 $4,243 $1,752 $1,533
Liberty Mutual $3,256 $3,256 $2,998 $2,998 $7,045 $10,603 $3,256 $4,438
Nationwide $1,484 $1,516 $1,306 $1,390 $4,343 $5,616 $1,744 $1,901
Progressive $1,662 $1,567 $1,511 $1,519 $9,966 $11,197 $2,087 $2,124
State Farm $1,466 $1,466 $1,317 $1,317 $4,603 $5,881 $1,628 $1,815
Travelers $1,204 $1,226 $1,124 $1,126 $7,403 $11,713 $1,272 $1,477
USAA $984 $967 $921 $923 $2,790 $3,104 $1,328 $1,414

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Needham, IN

Every driver must carry the minimum car insurance in Needham, IN. Take a look at the Indiana car insurance requirements.

Minimum Required Car Insurance Coverage in Needham, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Needham, IN Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Needham, IN. Compare credit history car insurance rates in Needham from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Needham, Indiana

Insurance Company Poor Fair Good
Allstate $4,922 $3,667 $3,331
American Family $4,861 $3,145 $2,631
Farmers $3,815 $3,116 $2,888
GEICO $2,721 $2,262 $1,803
Liberty Mutual $6,299 $4,101 $3,793
Nationwide $2,745 $2,321 $2,171
Progressive $4,349 $3,865 $3,649
State Farm $3,551 $2,118 $1,641
Travelers $3,693 $3,132 $3,129
USAA $2,089 $1,385 $1,188

Cheapest Needham, IN Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Needham, IN to rates for a clean record with top companies.

Annual Needham, Indiana Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,168 $4,661 $4,294 $3,769
American Family $2,442 $3,897 $4,932 $2,911
Farmers $2,926 $3,416 $3,520 $3,230
GEICO $1,472 $2,337 $3,203 $2,037
Liberty Mutual $3,638 $4,329 $6,929 $4,029
Nationwide $2,081 $2,669 $2,561 $2,338
Progressive $2,958 $5,216 $3,530 $4,113
State Farm $2,376 $2,617 $2,376 $2,376
Travelers $2,821 $3,482 $3,944 $3,025
USAA $1,171 $1,672 $1,919 $1,453

Cheapest Needham, IN Car Insurance for Teen Drivers

Teen car insurance in Needham, IN can be expensive. Take a look at rates from the top car insurance companies in Needham for teenagers.

Annual Car Insurance Rates for Teen Drivers in Needham, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,578 $9,565
American Family $6,210 $8,933
Farmers $8,005 $8,545
GEICO $4,579 $4,243
Liberty Mutual $7,045 $10,603
Nationwide $4,343 $5,616
Progressive $9,966 $11,197
State Farm $4,603 $5,881
Travelers $7,403 $11,713
USAA $2,790 $3,104

Cheapest Needham, IN Car Insurance for Seniors

Take a look at Needham, IN senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Needham, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,152 $2,356
American Family $1,980 $1,980
Farmers $1,253 $1,411
GEICO $1,440 $1,501
Liberty Mutual $2,998 $2,998
Nationwide $1,306 $1,390
Progressive $1,511 $1,519
State Farm $1,317 $1,317
Travelers $1,124 $1,126
USAA $921 $923

Cheapest Needham, IN Car Insurance Rates After a DUI

A DUI in Needham, IN increases car insurance rates. Compare Needham, Indiana DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Needham, Indiana

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,294
American Family $4,932
Farmers $3,520
GEICO $3,203
Liberty Mutual $6,929
Nationwide $2,561
Progressive $3,530
State Farm $2,376
Travelers $3,944
USAA $1,919

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Needham, IN Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Needham, IN by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Needham, Indiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,973 $3,973
American Family $3,502 $3,589
Farmers $3,273 $3,273
GEICO $2,225 $2,299
Liberty Mutual $4,607 $4,855
Nationwide $2,412 $2,412
Progressive $3,954 $3,954
State Farm $2,368 $2,505
Travelers $3,318 $3,318
USAA $1,533 $1,574

The Best Cheap Car Insurance Companies in Needham, IN

Take a look at a side-by-side comparison of the top car insurance companies in Needham, IN to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Needham, Indiana

Insurance Company Average Annual Rates
Allstate $3,973
American Family $3,546
Farmers $3,273
GEICO $2,262
Liberty Mutual $4,731
Nationwide $2,412
Progressive $3,954
State Farm $2,437
Travelers $3,318
USAA $1,554

Category Winners: Cheapest Car Insurance in Needham, Indiana

Find the cheapest car insurance companies in Needham, IN for each category right here.

Best Annual Car Insurance Rates by Company in Needham, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Needham, IN Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Needham car insurance rates. Find the cheapest Needham, IN car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Needham, Indiana

Insurance Company Low Medium High
Allstate $3,785 $3,959 $4,176
American Family $3,492 $3,662 $3,483
Farmers $3,159 $3,267 $3,393
GEICO $2,120 $2,256 $2,411
Liberty Mutual $4,542 $4,716 $4,935
Nationwide $2,452 $2,393 $2,391
Progressive $3,733 $3,892 $4,238
State Farm $2,314 $2,436 $2,559
Travelers $3,261 $3,348 $3,345
USAA $1,496 $1,550 $1,616

Compare Car Insurance Quotes in Needham, IN

Ready to find affordable Needham, Indiana car insurance today? Enter your ZIP code for fast, free Needham, IN car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State