Compare Needles, CA Car Insurance Rates (2021)

Car insurance in Needles, CA averages $282 a month. Needles, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Needles car insurance rates, compare quotes from the top car insurance companies in Needles, CA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Needles, CA are $3,381/year
  • The cheapest car insurance company in Needles for teen drivers is USAA
  • The cheapest car insurance company in Needles is USAA

If you need to buy Needles, California car insurance, the options can be confusing. Everything you need to know about car insurance in Needles, CA is right here.

You’ll find Needles car insurance rates, the cheapest Needles, CA car insurance companies, and information on California car insurance laws. You can also compare Needles, California car insurance rates to Long Beach car insurance rates, San Jose car insurance rates, and Sacramento car insurance rates.

Ready to find affordable Needles, CA car insurance today? Enter your ZIP code for fast, free Needles car insurance quotes.

Cheapest Needles, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Needles, CA car insurance rates? Every Needles, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Needles, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,586 $2,615 $1,855 $1,909 $6,852 $8,664 $3,402 $3,848
Farmers $2,628 $2,628 $2,364 $2,364 $8,370 $13,748 $3,112 $3,464
GEICO $1,596 $1,597 $1,501 $1,501 $4,842 $4,936 $2,291 $2,349
Liberty Mutual $2,252 $2,133 $2,096 $2,030 $4,943 $5,247 $2,542 $2,562
Nationwide $2,599 $2,484 $2,284 $2,156 $6,502 $7,197 $3,077 $3,040
Progressive $1,647 $1,693 $1,435 $1,688 $4,463 $5,357 $2,409 $2,589
State Farm $3,383 $3,383 $3,022 $3,022 $6,247 $7,773 $3,743 $3,856
Travelers $2,290 $2,220 $2,028 $2,006 $4,683 $5,380 $2,979 $2,911
USAA $1,710 $1,620 $1,672 $1,677 $3,890 $3,897 $2,356 $2,226

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Minimum Car Insurance in Needles, CA

Every driver must carry the minimum car insurance in Needles, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Needles, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Needles, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Needles, CA to rates for a clean record with top companies.

Annual Needles, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,368 $4,057 $6,319 $3,121
Farmers $3,572 $4,866 $6,067 $4,834
GEICO $1,804 $2,776 $3,490 $2,237
Liberty Mutual $2,583 $3,460 $3,122 $2,737
Nationwide $2,563 $3,284 $5,538 $3,284
Progressive $1,729 $2,961 $3,460 $2,490
State Farm $3,072 $3,663 $6,914 $3,565
Travelers $2,052 $3,327 $3,866 $3,004
USAA $1,584 $2,351 $3,853 $1,735

Cheapest Needles, CA Car Insurance for Teen Drivers

Teen car insurance in Needles, CA can be expensive. Take a look at rates from the top car insurance companies in Needles for teenagers.

Annual Car Insurance Rates for Teen Drivers in Needles, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,852 $8,664
Farmers $8,370 $13,748
GEICO $4,842 $4,936
Liberty Mutual $4,943 $5,247
Nationwide $6,502 $7,197
Progressive $4,463 $5,357
State Farm $6,247 $7,773
Travelers $4,683 $5,380
USAA $3,890 $3,897

Cheapest Needles, CA Car Insurance for Seniors

Take a look at Needles, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Needles, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,855 $1,909
Farmers $2,364 $2,364
GEICO $1,501 $1,501
Liberty Mutual $2,096 $2,030
Nationwide $2,284 $2,156
Progressive $1,435 $1,688
State Farm $3,022 $3,022
Travelers $2,028 $2,006
USAA $1,672 $1,677

Cheapest Needles, CA Car Insurance Rates After a DUI

A DUI in Needles, CA increases car insurance rates. Compare Needles, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Needles, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,319
Farmers $6,067
GEICO $3,490
Liberty Mutual $3,122
Nationwide $5,538
Progressive $3,460
State Farm $6,914
Travelers $3,866
USAA $3,853

Cheapest Needles, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Needles, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Needles, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,580 $4,353
Farmers $4,387 $5,282
GEICO $2,341 $2,812
Liberty Mutual $2,731 $3,220
Nationwide $3,243 $4,091
Progressive $2,420 $2,900
State Farm $4,145 $4,462
Travelers $2,758 $3,367
USAA $2,193 $2,569

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The Best Cheap Car Insurance Companies in Needles, CA

Take a look at a side-by-side comparison of the top car insurance companies in Needles, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Needles, California

Insurance Company Average Annual Rates
Allstate $3,966
Farmers $4,835
GEICO $2,577
Liberty Mutual $2,975
Nationwide $3,667
Progressive $2,660
State Farm $4,304
Travelers $3,062
USAA $2,381

Category Winners: Cheapest Car Insurance in Needles, California

Find the cheapest car insurance companies in Needles, CA for each category right here.

Best Annual Car Insurance Rates by Company in Needles, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Needles, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Needles car insurance rates. Find the cheapest Needles, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Needles, California

Insurance Company Low Medium High
Allstate $3,795 $3,994 $4,111
Farmers $4,515 $4,869 $5,119
GEICO $2,342 $2,603 $2,784
Liberty Mutual $2,781 $2,999 $3,146
Nationwide $3,273 $3,728 $4,001
Progressive $2,320 $2,745 $2,915
State Farm $3,832 $4,388 $4,691
Travelers $2,691 $3,138 $3,357
USAA $2,149 $2,429 $2,565

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What affects car insurance rates in Needles, California?

What factors can have an impact on Needles, CA car insurance? There are several reasons why Needles car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Needles, California.

Car Theft in Needles

High levels of vehicle theft can make car insurance more expensive. Needles, CA car theft statistics from the FBI indicate 29 vehicle thefts a year.

Commute Time in Needles

The more time you spend in your car the higher the risk of an accident. The average commute length in Needles, CA is 15.3 minutes according to City-Data.

Compare Car Insurance Quotes in Needles, CA

Ready to find affordable Needles, California car insurance today? Enter your ZIP code for fast, free Needles, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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