Compare Nelson, MO Car Insurance Rates (2021)

Car insurance in Nelson, MO averages $251 a month. Nelson, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Nelson car insurance rates, compare quotes from the top car insurance companies in Nelson, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Nelson, MO are $3,010/year
  • Average car insurance rates in Nelson, MO after a DUI are $3,508/year
  • The cheapest car insurance company in Nelson for teen drivers is Nationwide

If you need to buy Nelson, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in Nelson, MO is right here.

You’ll find Nelson car insurance rates, the cheapest Nelson, MO car insurance companies, and information on Missouri car insurance laws. You can also compare Nelson, Missouri car insurance rates to Columbia car insurance rates, Springfield car insurance rates, and St. Charles car insurance rates.

Ready to find affordable Nelson, MO car insurance today? Enter your ZIP code for fast, free Nelson car insurance quotes.

Cheapest Nelson, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nelson, MO car insurance rates? Every Nelson, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nelson, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,005 $2,005 $1,785 $1,785 $5,441 $7,082 $2,005 $2,347
Farmers $2,101 $2,093 $1,879 $1,990 $8,513 $8,797 $2,387 $2,493
GEICO $1,882 $2,092 $1,468 $1,850 $5,716 $6,045 $1,747 $1,762
Liberty Mutual $2,473 $2,681 $2,041 $2,288 $8,445 $9,376 $2,604 $2,776
Nationwide $1,342 $1,371 $1,201 $1,273 $3,389 $4,342 $1,531 $1,656
Progressive $1,980 $1,856 $1,621 $1,667 $6,255 $7,045 $2,422 $2,469
State Farm $1,343 $1,343 $1,194 $1,194 $3,749 $4,740 $1,507 $1,713
USAA $1,317 $1,308 $1,186 $1,211 $3,787 $4,626 $1,637 $1,823

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Minimum Car Insurance in Nelson, MO

Every driver must carry the minimum car insurance in Nelson, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in Nelson, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Nelson, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nelson, MO. Compare credit history car insurance rates in Nelson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nelson, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,995 $2,809 $2,367
Farmers $4,324 $3,598 $3,423
GEICO $3,894 $2,537 $2,030
Liberty Mutual $5,860 $3,577 $2,819
Nationwide $2,372 $1,960 $1,707
Progressive $3,668 $3,032 $2,793
State Farm $2,838 $1,887 $1,569
USAA $3,514 $1,642 $1,180

Cheapest Nelson, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nelson, MO to rates for a clean record with top companies.

Annual Nelson, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,297 $3,313 $4,002 $2,615
Farmers $3,288 $4,060 $3,972 $3,807
GEICO $2,229 $2,852 $3,795 $2,406
Liberty Mutual $2,972 $4,258 $4,391 $4,720
Nationwide $1,589 $2,030 $2,697 $1,736
Progressive $2,764 $3,641 $3,046 $3,207
State Farm $1,936 $2,259 $2,098 $2,098
USAA $1,712 $2,058 $2,816 $1,863

Cheapest Nelson, MO Car Insurance for Teen Drivers

Teen car insurance in Nelson, MO can be expensive. Take a look at rates from the top car insurance companies in Nelson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nelson, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,441 $7,082
Farmers $8,513 $8,797
GEICO $5,716 $6,045
Liberty Mutual $8,445 $9,376
Nationwide $3,389 $4,342
Progressive $6,255 $7,045
State Farm $3,749 $4,740
USAA $3,787 $4,626

Cheapest Nelson, MO Car Insurance for Seniors

Take a look at Nelson, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nelson, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,785 $1,785
Farmers $1,879 $1,990
GEICO $1,468 $1,850
Liberty Mutual $2,041 $2,288
Nationwide $1,201 $1,273
Progressive $1,621 $1,667
State Farm $1,194 $1,194
USAA $1,186 $1,211

Cheapest Nelson, MO Car Insurance Rates After a DUI

A DUI in Nelson, MO increases car insurance rates. Compare Nelson, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nelson, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $4,002
Farmers $3,972
GEICO $3,795
Liberty Mutual $4,391
Nationwide $2,697
Progressive $3,046
State Farm $2,098
USAA $2,816

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Cheapest Nelson, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nelson, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nelson, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,027 $3,087
Farmers $3,782 $3,782
GEICO $2,765 $2,875
Liberty Mutual $4,085 $4,085
Nationwide $2,013 $2,013
Progressive $3,165 $3,165
State Farm $2,047 $2,149
USAA $2,036 $2,188

The Best Cheap Car Insurance Companies in Nelson, MO

Take a look at a side-by-side comparison of the top car insurance companies in Nelson, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nelson, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,057
Farmers $3,782
GEICO $2,820
Liberty Mutual $4,085
Nationwide $2,013
Progressive $3,165
State Farm $2,098
USAA $2,112

Category Winners: Cheapest Car Insurance in Nelson, Missouri

Find the cheapest car insurance companies in Nelson, MO for each category right here.

Best Annual Car Insurance Rates by Company in Nelson, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors State Farm
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest Nelson, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nelson car insurance rates. Find the cheapest Nelson, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nelson, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,965 $3,154 $3,052
Farmers $3,544 $3,747 $4,054
GEICO $2,645 $2,840 $2,976
Liberty Mutual $3,852 $4,106 $4,299
Nationwide $1,896 $2,031 $2,112
Progressive $2,826 $3,170 $3,497
State Farm $1,973 $2,104 $2,216
USAA $2,021 $2,105 $2,210

What affects car insurance rates in Nelson, Missouri?

What factors can have an impact on Nelson, MO car insurance? There are several reasons why Nelson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nelson, Missouri.

Commute Time in Nelson

The more time you spend in your car the higher the risk of an accident. The average commute length in Nelson, MO is 28.3 minutes according to City-Data.

Traffic in Nelson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Nelson, MO traffic data from INRIX ranks Nelson as the 648th-most congested in the world.

Compare Car Insurance Quotes in Nelson, MO

Ready to find affordable Nelson, Missouri car insurance today? Enter your ZIP code for fast, free Nelson, MO car insurance quotes.

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