Compare Nelson, WI Car Insurance Rates (2021)

Car insurance in Nelson, WI averages $259 a month. Nelson, Wisconsin car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap Nelson car insurance rates, compare quotes from the top car insurance companies in Nelson, WI.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in Nelson is American Family
  • Average car insurance rates in Nelson, WI are $3,103/year
  • The cheapest car insurance company in Nelson for teen drivers is American Family

If you need to buy Nelson, Wisconsin car insurance, the options can be confusing. Everything you need to know about car insurance in Nelson, WI is right here.

You’ll find Nelson car insurance rates, the cheapest Nelson, WI car insurance companies, and information on Wisconsin car insurance laws. You can also compare Nelson, Wisconsin car insurance rates to Waukesha car insurance rates, Oshkosh car insurance rates, and Eau Claire car insurance rates.

Ready to find affordable Nelson, WI car insurance today? Enter your ZIP code for fast, free Nelson car insurance quotes.

Cheapest Nelson, WI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nelson, WI car insurance rates? Every Nelson, Wisconsin car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nelson, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,258 $2,380 $2,084 $2,301 $7,319 $9,350 $2,298 $2,502
American Family $1,081 $1,134 $1,008 $1,018 $3,066 $3,401 $1,281 $1,370
Farmers $1,992 $2,001 $1,769 $1,865 $9,183 $9,548 $2,259 $2,379
GEICO $1,383 $1,509 $1,400 $1,575 $4,458 $4,809 $1,283 $1,334
Liberty Mutual $2,092 $2,301 $1,700 $1,944 $6,027 $6,784 $2,229 $2,436
Nationwide $3,941 $4,155 $3,249 $3,430 $7,903 $12,073 $4,782 $5,714
Progressive $1,906 $1,842 $1,561 $1,612 $6,727 $7,628 $2,293 $2,479
State Farm $1,441 $1,441 $1,268 $1,268 $3,903 $4,962 $1,621 $1,836
USAA $1,360 $1,361 $1,228 $1,256 $3,408 $3,962 $1,770 $1,950

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in Nelson, WI

Every driver must carry the minimum car insurance in Nelson, WI. Take a look at the Wisconsin car insurance requirements.

Minimum Required Car Insurance Coverage in Nelson, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest Nelson, WI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nelson, WI. Compare credit history car insurance rates in Nelson from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nelson, Wisconsin

Insurance Company Poor Fair Good
Allstate $5,006 $3,445 $2,984
American Family $2,231 $1,475 $1,304
Farmers $4,387 $3,698 $3,539
GEICO $2,914 $2,077 $1,666
Liberty Mutual $4,634 $2,751 $2,181
Nationwide $6,359 $5,305 $5,305
Progressive $3,741 $3,132 $2,895
State Farm $3,308 $1,899 $1,445
USAA $3,141 $1,652 $1,317

Cheapest Nelson, WI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nelson, WI to rates for a clean record with top companies.

Annual Nelson, Wisconsin Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,107 $4,278 $3,998 $3,863
American Family $1,596 $1,694 $1,694 $1,694
Farmers $3,379 $4,252 $4,037 $3,831
GEICO $1,556 $2,490 $2,789 $2,041
Liberty Mutual $2,466 $3,422 $3,602 $3,266
Nationwide $4,781 $5,531 $6,780 $5,531
Progressive $2,992 $3,586 $3,095 $3,351
State Farm $2,053 $2,382 $2,217 $2,217
USAA $1,599 $2,008 $2,717 $1,823

Cheapest Nelson, WI Car Insurance for Teen Drivers

Teen car insurance in Nelson, WI can be expensive. Take a look at rates from the top car insurance companies in Nelson for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nelson, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,319 $9,350
American Family $3,066 $3,401
Farmers $9,183 $9,548
GEICO $4,458 $4,809
Liberty Mutual $6,027 $6,784
Nationwide $7,903 $12,073
Progressive $6,727 $7,628
State Farm $3,903 $4,962
USAA $3,408 $3,962

Cheapest Nelson, WI Car Insurance for Seniors

Take a look at Nelson, WI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nelson, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,084 $2,301
American Family $1,008 $1,018
Farmers $1,769 $1,865
GEICO $1,400 $1,575
Liberty Mutual $1,700 $1,944
Nationwide $3,249 $3,430
Progressive $1,561 $1,612
State Farm $1,268 $1,268
USAA $1,228 $1,256

Cheapest Nelson, WI Car Insurance Rates After a DUI

A DUI in Nelson, WI increases car insurance rates. Compare Nelson, Wisconsin DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nelson, Wisconsin

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,998
American Family $1,694
Farmers $4,037
GEICO $2,789
Liberty Mutual $3,602
Nationwide $6,780
Progressive $3,095
State Farm $2,217
USAA $2,717

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Nelson, WI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nelson, WI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nelson, Wisconsin

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,720 $3,903
American Family $1,641 $1,698
Farmers $3,875 $3,875
GEICO $2,171 $2,267
Liberty Mutual $3,189 $3,189
Nationwide $5,656 $5,656
Progressive $3,256 $3,256
State Farm $2,163 $2,272
USAA $2,010 $2,063

The Best Cheap Car Insurance Companies in Nelson, WI

Take a look at a side-by-side comparison of the top car insurance companies in Nelson, WI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nelson, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,812
American Family $1,670
Farmers $3,875
GEICO $2,219
Liberty Mutual $3,189
Nationwide $5,656
Progressive $3,256
State Farm $2,217
USAA $2,037

Category Winners: Cheapest Car Insurance in Nelson, Wisconsin

Find the cheapest car insurance companies in Nelson, WI for each category right here.

Best Annual Car Insurance Rates by Company in Nelson, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest Nelson, WI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nelson car insurance rates. Find the cheapest Nelson, WI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nelson, Wisconsin

Insurance Company Low Medium High
Allstate $3,657 $3,803 $3,975
American Family $1,655 $1,685 $1,670
Farmers $3,589 $3,843 $4,192
GEICO $2,106 $2,218 $2,333
Liberty Mutual $2,979 $3,215 $3,373
Nationwide $5,506 $5,654 $5,808
Progressive $3,096 $3,278 $3,394
State Farm $2,103 $2,224 $2,325
USAA $1,962 $2,038 $2,110

What affects car insurance rates in Nelson, Wisconsin?

What factors can have an impact on Nelson, WI car insurance? There are several reasons why Nelson car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nelson, Wisconsin.

Commute Time in Nelson

The more time you spend in your car the higher the risk of an accident. The average commute length in Nelson, WI is 18.8 minutes according to City-Data.

Traffic in Nelson

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. Nelson, WI traffic data from INRIX ranks Nelson as the 648th-most congested in the world.

Compare Car Insurance Quotes in Nelson, WI

Ready to find affordable Nelson, Wisconsin car insurance today? Enter your ZIP code for fast, free Nelson, WI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Average Monthly Car Insurance Rates by State