Compare Nemaha, IA Car Insurance Rates (2021)

Car insurance in Nemaha, IA averages $245 a month. Nemaha, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Nemaha car insurance rates, compare quotes from the top car insurance companies in Nemaha, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Nemaha for teen drivers is USAA
  • The cheapest car insurance company in Nemaha is USAA
  • Average car insurance rates in Nemaha, IA are $2,941/year

If you need to buy Nemaha, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Nemaha, IA is right here.

You’ll find Nemaha car insurance rates, the cheapest Nemaha, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Nemaha, Iowa car insurance rates to Davenport car insurance rates, Ames car insurance rates, and Waterloo car insurance rates.

Ready to find affordable Nemaha, IA car insurance today? Enter your ZIP code for fast, free Nemaha car insurance quotes.

Cheapest Nemaha, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nemaha, IA car insurance rates? Every Nemaha, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nemaha, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,160 $2,073 $1,920 $1,954 $6,294 $7,089 $2,351 $2,417
American Family $1,938 $1,938 $1,734 $1,734 $5,176 $7,258 $1,938 $2,334
Farmers $1,478 $1,506 $1,324 $1,444 $4,449 $4,739 $2,000 $2,144
GEICO $1,821 $1,640 $1,620 $1,483 $4,142 $3,866 $1,733 $1,612
Liberty Mutual $2,145 $2,333 $1,884 $2,291 $10,137 $11,420 $2,430 $2,683
Nationwide $1,607 $1,648 $1,435 $1,529 $3,690 $4,767 $1,819 $1,976
Progressive $1,370 $1,311 $1,129 $1,177 $3,477 $3,916 $1,643 $1,777
State Farm $1,447 $1,447 $1,269 $1,269 $3,891 $4,937 $1,626 $1,851
Travelers $2,539 $2,593 $2,461 $2,472 $11,303 $18,092 $2,639 $3,121
USAA $1,292 $1,309 $1,182 $1,208 $3,484 $3,704 $1,554 $1,718

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Minimum Car Insurance in Nemaha, IA

Every driver must carry the minimum car insurance in Nemaha, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Nemaha, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Nemaha, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nemaha, IA. Compare credit history car insurance rates in Nemaha from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nemaha, Iowa

Insurance Company Poor Fair Good
Allstate $3,929 $3,118 $2,800
American Family $3,834 $2,817 $2,369
Farmers $2,736 $2,270 $2,151
GEICO $2,691 $2,240 $1,788
Liberty Mutual $6,305 $3,882 $3,058
Nationwide $2,802 $2,198 $1,927
Progressive $2,325 $1,887 $1,713
State Farm $3,157 $1,953 $1,541
Travelers $6,357 $5,428 $5,173
USAA $2,542 $1,743 $1,509

Cheapest Nemaha, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nemaha, IA to rates for a clean record with top companies.

Annual Nemaha, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,787 $3,381 $3,843 $3,118
American Family $2,170 $3,179 $4,125 $2,552
Farmers $2,033 $2,522 $2,558 $2,430
GEICO $1,702 $2,373 $3,058 $1,826
Liberty Mutual $3,815 $4,714 $4,816 $4,316
Nationwide $1,676 $2,401 $3,265 $1,894
Progressive $1,586 $2,609 $1,722 $1,982
State Farm $2,054 $2,380 $2,217 $2,217
Travelers $4,125 $5,493 $7,353 $5,639
USAA $1,475 $1,981 $2,577 $1,693

Cheapest Nemaha, IA Car Insurance for Teen Drivers

Teen car insurance in Nemaha, IA can be expensive. Take a look at rates from the top car insurance companies in Nemaha for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nemaha, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,294 $7,089
American Family $5,176 $7,258
Farmers $4,449 $4,739
GEICO $4,142 $3,866
Liberty Mutual $10,137 $11,420
Nationwide $3,690 $4,767
Progressive $3,477 $3,916
State Farm $3,891 $4,937
Travelers $11,303 $18,092
USAA $3,484 $3,704

Cheapest Nemaha, IA Car Insurance for Seniors

Take a look at Nemaha, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nemaha, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,920 $1,954
American Family $1,734 $1,734
Farmers $1,324 $1,444
GEICO $1,620 $1,483
Liberty Mutual $1,884 $2,291
Nationwide $1,435 $1,529
Progressive $1,129 $1,177
State Farm $1,269 $1,269
Travelers $2,461 $2,472
USAA $1,182 $1,208

Cheapest Nemaha, IA Car Insurance Rates After a DUI

A DUI in Nemaha, IA increases car insurance rates. Compare Nemaha, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nemaha, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,843
American Family $4,125
Farmers $2,558
GEICO $3,058
Liberty Mutual $4,816
Nationwide $3,265
Progressive $1,722
State Farm $2,217
Travelers $7,353
USAA $2,577

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Cheapest Nemaha, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nemaha, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nemaha, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,204 $3,361
American Family $2,971 $3,042
Farmers $2,386 $2,386
GEICO $2,195 $2,285
Liberty Mutual $4,415 $4,415
Nationwide $2,309 $2,309
Progressive $1,975 $1,975
State Farm $2,164 $2,270
Travelers $5,652 $5,652
USAA $1,861 $2,002

The Best Cheap Car Insurance Companies in Nemaha, IA

Take a look at a side-by-side comparison of the top car insurance companies in Nemaha, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nemaha, Iowa

Insurance Company Average Annual Rates
Allstate $3,282
American Family $3,006
Farmers $2,386
GEICO $2,240
Liberty Mutual $4,415
Nationwide $2,309
Progressive $1,975
State Farm $2,217
Travelers $5,652
USAA $1,931

Category Winners: Cheapest Car Insurance in Nemaha, Iowa

Find the cheapest car insurance companies in Nemaha, IA for each category right here.

Best Annual Car Insurance Rates by Company in Nemaha, Iowa

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Nemaha, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nemaha car insurance rates. Find the cheapest Nemaha, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nemaha, Iowa

Insurance Company Low Medium High
Allstate $3,145 $3,287 $3,416
American Family $3,019 $3,173 $2,827
Farmers $2,288 $2,393 $2,476
GEICO $2,141 $2,240 $2,338
Liberty Mutual $4,233 $4,405 $4,608
Nationwide $2,402 $2,299 $2,227
Progressive $1,855 $1,982 $2,088
State Farm $2,111 $2,229 $2,311
Travelers $5,300 $5,739 $5,918
USAA $1,835 $1,937 $2,022

What affects car insurance rates in Nemaha, Iowa?

What factors can have an impact on Nemaha, IA car insurance? There are several reasons why Nemaha car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nemaha, Iowa.

Commute Time in Nemaha

The more time you spend in your car the higher the risk of an accident. The average commute length in Nemaha, IA is 21.9 minutes according to City-Data.

Compare Car Insurance Quotes in Nemaha, IA

Ready to find affordable Nemaha, Iowa car insurance today? Enter your ZIP code for fast, free Nemaha, IA car insurance quotes.

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