Compare Nemo, SD Car Insurance Rates (2021)

Car insurance in Nemo, SD averages $353 a month. Nemo, South Dakota car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Nemo car insurance rates, compare quotes from the top car insurance companies in Nemo, SD.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Nemo, SD after a DUI are $5,069/year
  • The cheapest car insurance company in Nemo is State Farm
  • Average car insurance rates in Nemo, SD are $4,235/year

If you need to buy Nemo, South Dakota car insurance, the options can be confusing. Everything you need to know about car insurance in Nemo, SD is right here.

You’ll find Nemo car insurance rates, the cheapest Nemo, SD car insurance companies, and information on South Dakota car insurance laws. You can also compare Nemo, South Dakota car insurance rates to Huron car insurance rates, Box Elder car insurance rates, and Sioux Falls car insurance rates.

Ready to find affordable Nemo, SD car insurance today? Enter your ZIP code for fast, free Nemo car insurance quotes.

Cheapest Nemo, SD Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nemo, SD car insurance rates? Every Nemo, South Dakota car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nemo, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,641 $2,696 $2,329 $2,492 $11,007 $13,158 $2,988 $3,268
American Family $2,671 $2,671 $2,378 $2,378 $5,673 $8,308 $2,671 $3,281
Farmers $2,061 $2,069 $1,812 $1,888 $9,432 $9,826 $2,305 $2,454
GEICO $2,189 $2,062 $2,090 $1,926 $4,505 $5,300 $1,919 $1,836
Liberty Mutual $4,886 $5,320 $3,854 $4,689 $18,627 $20,919 $5,142 $5,726
Nationwide $2,157 $2,221 $1,922 $2,061 $4,690 $6,095 $2,419 $2,640
Progressive $2,645 $2,629 $2,177 $2,232 $8,969 $10,243 $3,312 $3,437
State Farm $1,478 $1,478 $1,284 $1,284 $3,811 $4,861 $1,657 $1,876

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Minimum Car Insurance in Nemo, SD

Every driver must carry the minimum car insurance in Nemo, SD. Take a look at the South Dakota car insurance requirements.

Minimum Required Car Insurance Coverage in Nemo, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Nemo, SD Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nemo, SD. Compare credit history car insurance rates in Nemo from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nemo, South Dakota

Insurance Company Poor Fair Good
Allstate $6,187 $4,835 $4,195
American Family $4,836 $3,484 $2,941
Farmers $4,494 $3,803 $3,646
GEICO $4,421 $2,244 $1,520
Liberty Mutual $12,534 $7,509 $5,894
Nationwide $3,667 $2,879 $2,531
Progressive $5,182 $4,264 $3,920
State Farm $3,225 $1,929 $1,494

Cheapest Nemo, SD Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nemo, SD to rates for a clean record with top companies.

Annual Nemo, South Dakota Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,196 $4,882 $6,508 $4,704
American Family $2,721 $4,023 $5,158 $3,112
Farmers $3,394 $4,293 $4,188 $4,049
GEICO $1,725 $2,913 $4,551 $1,725
Liberty Mutual $7,291 $9,038 $9,408 $8,844
Nationwide $2,174 $3,034 $4,363 $2,531
Progressive $3,852 $5,162 $4,160 $4,649
State Farm $2,064 $2,368 $2,216 $2,216

Cheapest Nemo, SD Car Insurance for Teen Drivers

Teen car insurance in Nemo, SD can be expensive. Take a look at rates from the top car insurance companies in Nemo for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nemo, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,007 $13,158
American Family $5,673 $8,308
Farmers $9,432 $9,826
GEICO $4,505 $5,300
Liberty Mutual $18,627 $20,919
Nationwide $4,690 $6,095
Progressive $8,969 $10,243
State Farm $3,811 $4,861

Cheapest Nemo, SD Car Insurance for Seniors

Take a look at Nemo, SD senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nemo, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,329 $2,492
American Family $2,378 $2,378
Farmers $1,812 $1,888
GEICO $2,090 $1,926
Liberty Mutual $3,854 $4,689
Nationwide $1,922 $2,061
Progressive $2,177 $2,232
State Farm $1,284 $1,284

Cheapest Nemo, SD Car Insurance Rates After a DUI

A DUI in Nemo, SD increases car insurance rates. Compare Nemo, South Dakota DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nemo, South Dakota

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,508
American Family $5,158
Farmers $4,188
GEICO $4,551
Liberty Mutual $9,408
Nationwide $4,363
Progressive $4,160
State Farm $2,216

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Cheapest Nemo, SD Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nemo, SD by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nemo, South Dakota

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,948 $5,197
American Family $3,709 $3,799
Farmers $3,981 $3,981
GEICO $2,695 $2,762
Liberty Mutual $8,645 $8,645
Nationwide $3,026 $3,026
Progressive $4,456 $4,456
State Farm $2,163 $2,270

The Best Cheap Car Insurance Companies in Nemo, SD

Take a look at a side-by-side comparison of the top car insurance companies in Nemo, SD to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nemo, South Dakota

Insurance Company Average Annual Rates
Allstate $5,072
American Family $3,754
Farmers $3,981
GEICO $2,728
Liberty Mutual $8,645
Nationwide $3,026
Progressive $4,456
State Farm $2,216

Category Winners: Cheapest Car Insurance in Nemo, South Dakota

Find the cheapest car insurance companies in Nemo, SD for each category right here.

Best Annual Car Insurance Rates by Company in Nemo, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest Nemo, SD Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nemo car insurance rates. Find the cheapest Nemo, SD car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nemo, South Dakota

Insurance Company Low Medium High
Allstate $4,919 $5,063 $5,235
American Family $3,756 $3,859 $3,646
Farmers $3,789 $3,930 $4,223
GEICO $2,638 $2,725 $2,822
Liberty Mutual $8,486 $8,632 $8,819
Nationwide $2,847 $3,013 $3,217
Progressive $4,348 $4,418 $4,600
State Farm $2,142 $2,217 $2,289

Compare Car Insurance Quotes in Nemo, SD

Ready to find affordable Nemo, South Dakota car insurance today? Enter your ZIP code for fast, free Nemo, SD car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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