Compare Neon, KY Car Insurance Rates (2021)

Car insurance in Neon, KY averages $557 a month. Neon, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Neon car insurance rates, compare quotes from the top car insurance companies in Neon, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Neon, KY after a DUI are $7,960/year
  • The cheapest car insurance company in Neon for teen drivers is USAA
  • Average car insurance rates in Neon, KY are $6,687/year

If you need to buy Neon, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in Neon, KY is right here.

You’ll find Neon car insurance rates, the cheapest Neon, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare Neon, Kentucky car insurance rates to Covington car insurance rates, Independence car insurance rates, and Richmond car insurance rates.

Ready to find affordable Neon, KY car insurance today? Enter your ZIP code for fast, free Neon car insurance quotes.

Cheapest Neon, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Neon, KY car insurance rates? Every Neon, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Neon, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,684 $5,091 $3,986 $4,469 $20,096 $22,223 $4,872 $5,032
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $2,950 $2,786 $2,667 $2,666 $14,961 $16,987 $3,666 $3,723
State Farm $2,639 $2,639 $2,371 $2,371 $7,103 $8,745 $2,938 $3,196
Travelers $3,615 $3,682 $3,556 $3,556 $17,979 $28,919 $3,780 $4,404
USAA $2,168 $2,181 $1,955 $1,999 $5,756 $6,065 $2,751 $3,026

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Minimum Car Insurance in Neon, KY

Every driver must carry the minimum car insurance in Neon, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in Neon, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Neon, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Neon, KY. Compare credit history car insurance rates in Neon from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Neon, Kentucky

Insurance Company Poor Fair Good
Allstate $12,575 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,672 $7,712 $6,035
Nationwide $9,520 $7,384 $6,351
Progressive $7,025 $6,146 $5,732
State Farm $5,740 $3,505 $2,756
Travelers $9,717 $8,186 $8,155
USAA $4,820 $2,697 $2,196

Cheapest Neon, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Neon, KY to rates for a clean record with top companies.

Annual Neon, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,783 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,299 $11,352 $8,785 $7,791
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $5,196 $7,762 $5,926 $6,320
State Farm $3,669 $4,332 $4,000 $4,000
Travelers $7,544 $7,770 $11,313 $8,119
USAA $2,436 $3,454 $4,127 $2,933

Cheapest Neon, KY Car Insurance for Teen Drivers

Teen car insurance in Neon, KY can be expensive. Take a look at rates from the top car insurance companies in Neon for teenagers.

Annual Car Insurance Rates for Teen Drivers in Neon, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,096 $22,223
Nationwide $12,492 $15,331
Progressive $14,961 $16,987
State Farm $7,103 $8,745
Travelers $17,979 $28,919
USAA $5,756 $6,065

Cheapest Neon, KY Car Insurance for Seniors

Take a look at Neon, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Neon, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $3,986 $4,469
Nationwide $5,035 $5,213
Progressive $2,667 $2,666
State Farm $2,371 $2,371
Travelers $3,556 $3,556
USAA $1,955 $1,999

Cheapest Neon, KY Car Insurance Rates After a DUI

A DUI in Neon, KY increases car insurance rates. Compare Neon, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Neon, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $10,783
GEICO $8,597
Liberty Mutual $8,785
Nationwide $10,149
Progressive $5,926
State Farm $4,000
Travelers $11,313
USAA $4,127

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Cheapest Neon, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Neon, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Neon, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,807 $8,807
Nationwide $7,752 $7,752
Progressive $6,301 $6,301
State Farm $3,895 $4,105
Travelers $8,686 $8,686
USAA $3,114 $3,361

The Best Cheap Car Insurance Companies in Neon, KY

Take a look at a side-by-side comparison of the top car insurance companies in Neon, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Neon, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,807
Nationwide $7,752
Progressive $6,301
State Farm $4,000
Travelers $8,686
USAA $3,238

Category Winners: Cheapest Car Insurance in Neon, Kentucky

Find the cheapest car insurance companies in Neon, KY for each category right here.

Best Annual Car Insurance Rates by Company in Neon, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest Neon, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Neon car insurance rates. Find the cheapest Neon, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Neon, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,632
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,288 $8,737 $9,394
Nationwide $7,743 $7,625 $7,887
Progressive $5,721 $6,180 $7,002
State Farm $3,743 $3,988 $4,270
Travelers $8,268 $8,719 $9,072
USAA $3,078 $3,229 $3,405

What affects car insurance rates in Neon, Kentucky?

What factors can have an impact on Neon, KY car insurance? There are several reasons why Neon car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Neon, Kentucky.

Commute Time in Neon

The more time you spend in your car the higher the risk of an accident. The average commute length in Neon, KY is 28.9 minutes according to City-Data.

Compare Car Insurance Quotes in Neon, KY

Ready to find affordable Neon, Kentucky car insurance today? Enter your ZIP code for fast, free Neon, KY car insurance quotes.

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