Compare Neponset, IL Car Insurance Rates (2021)

Car insurance in Neponset, IL averages $238 a month. Neponset, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap Neponset car insurance rates, compare quotes from the top car insurance companies in Neponset, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Neponset for teen drivers is Travelers
  • Average car insurance rates in Neponset, IL are $2,852/year
  • Average car insurance rates in Neponset, IL after a DUI are $3,318/year

If you need to buy Neponset, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in Neponset, IL is right here.

You’ll find Neponset car insurance rates, the cheapest Neponset, IL car insurance companies, and information on Illinois car insurance laws. You can also compare Neponset, Illinois car insurance rates to Champaign car insurance rates, Chicago car insurance rates, and Peoria car insurance rates.

Ready to find affordable Neponset, IL car insurance today? Enter your ZIP code for fast, free Neponset car insurance quotes.

Cheapest Neponset, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Neponset, IL car insurance rates? Every Neponset, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Neponset, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,888 $2,902 $3,006 $3,006 $7,364 $9,575 $3,469 $3,747
American Family $2,201 $2,201 $2,014 $2,014 $6,175 $8,572 $2,201 $2,838
Farmers $2,262 $2,265 $2,007 $2,120 $9,668 $10,089 $2,584 $2,706
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,270 $1,371 $1,062 $1,184 $3,949 $4,388 $1,329 $1,403
Nationwide $1,460 $1,489 $1,303 $1,382 $3,824 $4,917 $1,681 $1,822
Progressive $1,768 $1,684 $1,455 $1,517 $6,191 $6,958 $2,114 $2,294
State Farm $1,342 $1,342 $1,200 $1,200 $3,829 $4,859 $1,516 $1,738
Travelers $1,310 $1,383 $1,185 $1,263 $3,578 $4,454 $1,388 $1,461
USAA $1,429 $1,459 $1,326 $1,310 $4,480 $4,953 $1,871 $2,063

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Minimum Car Insurance in Neponset, IL

Every driver must carry the minimum car insurance in Neponset, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in Neponset, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest Neponset, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Neponset, IL. Compare credit history car insurance rates in Neponset from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Neponset, Illinois

Insurance Company Poor Fair Good
Allstate $5,750 $4,127 $3,607
American Family $4,695 $3,190 $2,696
Farmers $4,788 $4,022 $3,827
GEICO $4,119 $2,014 $1,571
Liberty Mutual $2,817 $1,759 $1,407
Nationwide $2,663 $2,150 $1,891
Progressive $3,424 $2,897 $2,673
State Farm $3,091 $1,854 $1,440
Travelers $2,452 $1,958 $1,598
USAA $3,152 $2,157 $1,775

Cheapest Neponset, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Neponset, IL to rates for a clean record with top companies.

Annual Neponset, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,258 $5,440 $5,049 $4,232
American Family $2,590 $3,691 $4,889 $2,939
Farmers $3,559 $4,584 $4,470 $4,238
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,671 $2,346 $2,073 $1,889
Nationwide $1,805 $2,329 $2,735 $2,070
Progressive $2,479 $3,646 $2,738 $3,128
State Farm $1,946 $2,311 $2,128 $2,128
Travelers $1,603 $2,084 $2,322 $2,002
USAA $1,694 $2,415 $3,298 $2,039

Cheapest Neponset, IL Car Insurance for Teen Drivers

Teen car insurance in Neponset, IL can be expensive. Take a look at rates from the top car insurance companies in Neponset for teenagers.

Annual Car Insurance Rates for Teen Drivers in Neponset, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,364 $9,575
American Family $6,175 $8,572
Farmers $9,668 $10,089
GEICO $4,847 $5,129
Liberty Mutual $3,949 $4,388
Nationwide $3,824 $4,917
Progressive $6,191 $6,958
State Farm $3,829 $4,859
Travelers $3,578 $4,454
USAA $4,480 $4,953

Cheapest Neponset, IL Car Insurance for Seniors

Take a look at Neponset, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Neponset, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,006 $3,006
American Family $2,014 $2,014
Farmers $2,007 $2,120
GEICO $1,521 $1,797
Liberty Mutual $1,062 $1,184
Nationwide $1,303 $1,382
Progressive $1,455 $1,517
State Farm $1,200 $1,200
Travelers $1,185 $1,263
USAA $1,326 $1,310

Cheapest Neponset, IL Car Insurance Rates After a DUI

A DUI in Neponset, IL increases car insurance rates. Compare Neponset, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Neponset, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,049
American Family $4,889
Farmers $4,470
GEICO $3,482
Liberty Mutual $2,073
Nationwide $2,735
Progressive $2,738
State Farm $2,128
Travelers $2,322
USAA $3,298

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Cheapest Neponset, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Neponset, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Neponset, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,495 $4,495
American Family $3,482 $3,573
Farmers $4,213 $4,213
GEICO $2,519 $2,617
Liberty Mutual $1,995 $1,995
Nationwide $2,235 $2,235
Progressive $2,998 $2,998
State Farm $2,074 $2,182
Travelers $1,926 $2,080
USAA $2,295 $2,428

The Best Cheap Car Insurance Companies in Neponset, IL

Take a look at a side-by-side comparison of the top car insurance companies in Neponset, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Neponset, Illinois

Insurance Company Average Annual Rates
Allstate $4,495
American Family $3,527
Farmers $4,213
GEICO $2,568
Liberty Mutual $1,995
Nationwide $2,235
Progressive $2,998
State Farm $2,128
Travelers $2,003
USAA $2,362

Category Winners: Cheapest Car Insurance in Neponset, Illinois

Find the cheapest car insurance companies in Neponset, IL for each category right here.

Best Annual Car Insurance Rates by Company in Neponset, Illinois

Category Insurance Company
Teenagers Travelers
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest Neponset, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Neponset car insurance rates. Find the cheapest Neponset, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Neponset, Illinois

Insurance Company Low Medium High
Allstate $4,356 $4,490 $4,638
American Family $3,413 $3,656 $3,512
Farmers $4,009 $4,112 $4,517
GEICO $2,377 $2,564 $2,762
Liberty Mutual $1,892 $1,991 $2,101
Nationwide $2,226 $2,250 $2,228
Progressive $2,787 $2,990 $3,216
State Farm $2,006 $2,130 $2,248
Travelers $1,883 $2,000 $2,125
USAA $2,216 $2,359 $2,509

What affects car insurance rates in Neponset, Illinois?

What factors can have an impact on Neponset, IL car insurance? There are several reasons why Neponset car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Neponset, Illinois.

Commute Time in Neponset

The more time you spend in your car the higher the risk of an accident. The average commute length in Neponset, IL is 23.5 minutes according to City-Data.

Compare Car Insurance Quotes in Neponset, IL

Ready to find affordable Neponset, Illinois car insurance today? Enter your ZIP code for fast, free Neponset, IL car insurance quotes.

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