Compare Ness City, KS Car Insurance Rates (2021)

Car insurance in Ness City, KS averages $302 a month. Ness City, Kansas car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap Ness City car insurance rates, compare quotes from the top car insurance companies in Ness City, KS.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in Ness City for teen drivers is American Family
  • The cheapest car insurance company in Ness City is American Family
  • Average car insurance rates in Ness City, KS after a DUI are $4,363/year

If you need to buy Ness City, Kansas car insurance, the options can be confusing. Everything you need to know about car insurance in Ness City, KS is right here.

You’ll find Ness City car insurance rates, the cheapest Ness City, KS car insurance companies, and information on Kansas car insurance laws. You can also compare Ness City, Kansas car insurance rates to Kansas City car insurance rates, Manhattan car insurance rates, and Olathe car insurance rates.

Ready to find affordable Ness City, KS car insurance today? Enter your ZIP code for fast, free Ness City car insurance quotes.

Cheapest Ness City, KS Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Ness City, KS car insurance rates? Every Ness City, Kansas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Ness City, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,609 $2,573 $2,295 $2,368 $6,563 $7,251 $2,741 $2,868
American Family $1,737 $1,737 $1,566 $1,566 $3,232 $3,852 $1,737 $1,936
Farmers $2,682 $2,672 $2,406 $2,501 $6,716 $6,955 $2,992 $3,153
GEICO $3,117 $3,051 $3,138 $2,920 $5,374 $7,167 $3,471 $2,634
Liberty Mutual $2,666 $2,889 $2,495 $2,789 $11,509 $12,876 $2,959 $3,214
Nationwide $1,992 $2,067 $1,762 $1,914 $3,880 $4,792 $2,287 $2,447
Progressive $2,845 $2,758 $2,296 $2,377 $9,706 $11,011 $3,378 $3,619
State Farm $2,095 $2,095 $1,791 $1,791 $4,932 $6,372 $2,339 $2,606
Travelers $2,285 $2,335 $2,186 $2,226 $8,885 $13,943 $2,330 $2,817
USAA $1,573 $1,621 $1,424 $1,461 $4,983 $5,299 $2,065 $2,192

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Minimum Car Insurance in Ness City, KS

Every driver must carry the minimum car insurance in Ness City, KS. Take a look at the Kansas car insurance requirements.

Minimum Required Car Insurance Coverage in Ness City, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest Ness City, KS Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Ness City, KS. Compare credit history car insurance rates in Ness City from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Ness City, Kansas

Insurance Company Poor Fair Good
Allstate $4,541 $3,431 $3,004
American Family $2,830 $2,011 $1,669
Farmers $4,448 $3,512 $3,319
GEICO $5,995 $3,174 $2,408
Liberty Mutual $5,175 $5,175 $5,175
Nationwide $2,950 $2,575 $2,403
Progressive $5,501 $4,558 $4,188
State Farm $4,373 $2,612 $2,023
Travelers $5,364 $4,343 $4,170
USAA $3,553 $2,300 $1,879

Cheapest Ness City, KS Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Ness City, KS to rates for a clean record with top companies.

Annual Ness City, Kansas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,205 $3,706 $4,176 $3,548
American Family $2,133 $2,283 $2,133 $2,133
Farmers $3,190 $4,063 $3,962 $3,823
GEICO $2,397 $3,972 $6,215 $2,851
Liberty Mutual $3,953 $5,836 $5,741 $5,169
Nationwide $1,959 $2,265 $4,088 $2,259
Progressive $4,406 $5,099 $4,576 $4,914
State Farm $2,829 $3,176 $3,003 $3,003
Travelers $3,419 $4,408 $6,019 $4,657
USAA $1,897 $2,529 $3,713 $2,170

Cheapest Ness City, KS Car Insurance for Teen Drivers

Teen car insurance in Ness City, KS can be expensive. Take a look at rates from the top car insurance companies in Ness City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Ness City, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,563 $7,251
American Family $3,232 $3,852
Farmers $6,716 $6,955
GEICO $5,374 $7,167
Liberty Mutual $11,509 $12,876
Nationwide $3,880 $4,792
Progressive $9,706 $11,011
State Farm $4,932 $6,372
Travelers $8,885 $13,943
USAA $4,983 $5,299

Cheapest Ness City, KS Car Insurance for Seniors

Take a look at Ness City, KS senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Ness City, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,295 $2,368
American Family $1,566 $1,566
Farmers $2,406 $2,501
GEICO $3,138 $2,920
Liberty Mutual $2,495 $2,789
Nationwide $1,762 $1,914
Progressive $2,296 $2,377
State Farm $1,791 $1,791
Travelers $2,186 $2,226
USAA $1,424 $1,461

Cheapest Ness City, KS Car Insurance Rates After a DUI

A DUI in Ness City, KS increases car insurance rates. Compare Ness City, Kansas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Ness City, Kansas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,176
American Family $2,133
Farmers $3,962
GEICO $6,215
Liberty Mutual $5,741
Nationwide $4,088
Progressive $4,576
State Farm $3,003
Travelers $6,019
USAA $3,713

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Cheapest Ness City, KS Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Ness City, KS by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Ness City, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,659 $3,659
American Family $2,142 $2,199
Farmers $3,760 $3,760
GEICO $3,773 $3,945
Liberty Mutual $5,175 $5,175
Nationwide $2,643 $2,643
Progressive $4,749 $4,749
State Farm $2,928 $3,077
Travelers $4,626 $4,626
USAA $2,500 $2,655

The Best Cheap Car Insurance Companies in Ness City, KS

Take a look at a side-by-side comparison of the top car insurance companies in Ness City, KS to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Ness City, Kansas

Insurance Company Average Annual Rates
Allstate $3,659
American Family $2,170
Farmers $3,760
GEICO $3,859
Liberty Mutual $5,175
Nationwide $2,643
Progressive $4,749
State Farm $3,003
Travelers $4,626
USAA $2,577

Category Winners: Cheapest Car Insurance in Ness City, Kansas

Find the cheapest car insurance companies in Ness City, KS for each category right here.

Best Annual Car Insurance Rates by Company in Ness City, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation American Family

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Cheapest Ness City, KS Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Ness City car insurance rates. Find the cheapest Ness City, KS car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Ness City, Kansas

Insurance Company Low Medium High
Allstate $3,572 $3,651 $3,752
American Family $2,202 $2,280 $2,028
Farmers $3,625 $3,743 $3,911
GEICO $3,772 $3,855 $3,949
Liberty Mutual $5,062 $5,163 $5,299
Nationwide $2,794 $2,612 $2,521
Progressive $4,564 $4,720 $4,962
State Farm $2,921 $3,009 $3,078
Travelers $4,412 $4,632 $4,834
USAA $2,515 $2,573 $2,644

What affects car insurance rates in Ness City, Kansas?

What factors can have an impact on Ness City, KS car insurance? There are several reasons why Ness City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Ness City, Kansas.

Commute Time in Ness City

The more time you spend in your car the higher the risk of an accident. The average commute length in Ness City, KS is 12.8 minutes according to City-Data.

Compare Car Insurance Quotes in Ness City, KS

Ready to find affordable Ness City, Kansas car insurance today? Enter your ZIP code for fast, free Ness City, KS car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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