Compare Nevada City, CA Car Insurance Rates (2021)

Car insurance in Nevada City, CA averages $265 a month. Nevada City, California car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap Nevada City car insurance rates, compare quotes from the top car insurance companies in Nevada City, CA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Nevada City, CA after a DUI are $4,457/year
  • Average car insurance rates in Nevada City, CA are $3,185/year
  • The cheapest car insurance company in Nevada City for teen drivers is USAA

If you need to buy Nevada City, California car insurance, the options can be confusing. Everything you need to know about car insurance in Nevada City, CA is right here.

You’ll find Nevada City car insurance rates, the cheapest Nevada City, CA car insurance companies, and information on California car insurance laws. You can also compare Nevada City, California car insurance rates to Fresno car insurance rates, San Diego car insurance rates, and Oakland car insurance rates.

Ready to find affordable Nevada City, CA car insurance today? Enter your ZIP code for fast, free Nevada City car insurance quotes.

Cheapest Nevada City, CA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nevada City, CA car insurance rates? Every Nevada City, California car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nevada City, California

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,258 $2,264 $1,648 $1,668 $6,117 $7,689 $2,885 $3,180
Farmers $2,294 $2,294 $2,062 $2,062 $7,302 $12,000 $2,716 $3,022
GEICO $1,584 $1,586 $1,492 $1,492 $4,792 $4,886 $2,271 $2,331
Liberty Mutual $2,103 $1,997 $1,942 $1,885 $4,558 $4,830 $2,378 $2,394
Nationwide $2,790 $2,671 $2,433 $2,301 $6,943 $7,685 $3,321 $3,292
Progressive $1,697 $1,745 $1,444 $1,711 $4,516 $5,429 $2,440 $2,620
State Farm $2,883 $2,883 $2,572 $2,572 $5,253 $6,525 $3,187 $3,284
Travelers $2,222 $2,156 $1,961 $1,941 $4,504 $5,132 $2,864 $2,811
USAA $1,758 $1,667 $1,717 $1,725 $3,976 $3,995 $2,428 $2,297

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Minimum Car Insurance in Nevada City, CA

Every driver must carry the minimum car insurance in Nevada City, CA. Take a look at the California car insurance requirements.

Minimum Required Car Insurance Coverage in Nevada City, California

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest Nevada City, CA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nevada City, CA to rates for a clean record with top companies.

Annual Nevada City, California Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,097 $3,509 $5,506 $2,742
Farmers $3,118 $4,246 $5,294 $4,218
GEICO $1,790 $2,745 $3,462 $2,220
Liberty Mutual $2,395 $3,212 $2,897 $2,538
Nationwide $2,744 $3,516 $5,942 $3,516
Progressive $1,770 $3,006 $3,473 $2,551
State Farm $2,596 $3,100 $5,868 $3,016
Travelers $1,985 $3,203 $3,713 $2,895
USAA $1,627 $2,414 $3,959 $1,782

Cheapest Nevada City, CA Car Insurance for Teen Drivers

Teen car insurance in Nevada City, CA can be expensive. Take a look at rates from the top car insurance companies in Nevada City for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nevada City, California

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,117 $7,689
Farmers $7,302 $12,000
GEICO $4,792 $4,886
Liberty Mutual $4,558 $4,830
Nationwide $6,943 $7,685
Progressive $4,516 $5,429
State Farm $5,253 $6,525
Travelers $4,504 $5,132
USAA $3,976 $3,995

Cheapest Nevada City, CA Car Insurance for Seniors

Take a look at Nevada City, CA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nevada City, California

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,648 $1,668
Farmers $2,062 $2,062
GEICO $1,492 $1,492
Liberty Mutual $1,942 $1,885
Nationwide $2,433 $2,301
Progressive $1,444 $1,711
State Farm $2,572 $2,572
Travelers $1,961 $1,941
USAA $1,717 $1,725

Cheapest Nevada City, CA Car Insurance Rates After a DUI

A DUI in Nevada City, CA increases car insurance rates. Compare Nevada City, California DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nevada City, California

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $5,506
Farmers $5,294
GEICO $3,462
Liberty Mutual $2,897
Nationwide $5,942
Progressive $3,473
State Farm $5,868
Travelers $3,713
USAA $3,959

Cheapest Nevada City, CA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nevada City, CA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nevada City, California

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,123 $3,805
Farmers $3,829 $4,609
GEICO $2,321 $2,788
Liberty Mutual $2,534 $2,988
Nationwide $3,479 $4,380
Progressive $2,448 $2,952
State Farm $3,512 $3,778
Travelers $2,659 $3,239
USAA $2,254 $2,637

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The Best Cheap Car Insurance Companies in Nevada City, CA

Take a look at a side-by-side comparison of the top car insurance companies in Nevada City, CA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nevada City, California

Insurance Company Average Annual Rates
Allstate $3,464
Farmers $4,219
GEICO $2,554
Liberty Mutual $2,761
Nationwide $3,929
Progressive $2,700
State Farm $3,645
Travelers $2,949
USAA $2,445

Category Winners: Cheapest Car Insurance in Nevada City, California

Find the cheapest car insurance companies in Nevada City, CA for each category right here.

Best Annual Car Insurance Rates by Company in Nevada City, California

Category Insurance Company
Teenagers USAA
Seniors GEICO
Clean Record USAA
With 1 Accident USAA
With 1 DUI Liberty Mutual
With 1 Speeding Violation USAA

Cheapest Nevada City, CA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nevada City car insurance rates. Find the cheapest Nevada City, CA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nevada City, California

Insurance Company Low Medium High
Allstate $3,271 $3,494 $3,626
Farmers $3,943 $4,249 $4,465
GEICO $2,340 $2,581 $2,742
Liberty Mutual $2,588 $2,782 $2,913
Nationwide $3,544 $3,996 $4,248
Progressive $2,413 $2,786 $2,901
State Farm $3,308 $3,701 $3,926
Travelers $2,569 $3,024 $3,254
USAA $2,222 $2,492 $2,622

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What affects car insurance rates in Nevada City, California?

What factors can have an impact on Nevada City, CA car insurance? There are several reasons why Nevada City car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nevada City, California.

Car Theft in Nevada City

High levels of vehicle theft can make car insurance more expensive. Nevada City, CA car theft statistics from the FBI indicate 19 vehicle thefts a year.

Commute Time in Nevada City

The more time you spend in your car the higher the risk of an accident. The average commute length in Nevada City, CA is 25.7 minutes according to City-Data.

Compare Car Insurance Quotes in Nevada City, CA

Ready to find affordable Nevada City, California car insurance today? Enter your ZIP code for fast, free Nevada City, CA car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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