Compare Nevada, IA Car Insurance Rates (2021)

Car insurance in Nevada, IA averages $234 a month. Nevada, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap Nevada car insurance rates, compare quotes from the top car insurance companies in Nevada, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in Nevada, IA after a DUI are $3,370/year
  • The cheapest car insurance company in Nevada is USAA
  • Average car insurance rates in Nevada, IA are $2,803/year

If you need to buy Nevada, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in Nevada, IA is right here.

You’ll find Nevada car insurance rates, the cheapest Nevada, IA car insurance companies, and information on Iowa car insurance laws. You can also compare Nevada, Iowa car insurance rates to Sioux City car insurance rates, Des Moines car insurance rates, and Cedar Rapids car insurance rates.

Ready to find affordable Nevada, IA car insurance today? Enter your ZIP code for fast, free Nevada car insurance quotes.

Cheapest Nevada, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect Nevada, IA car insurance rates? Every Nevada, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in Nevada, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,832 $1,756 $1,635 $1,663 $5,361 $6,041 $1,984 $2,036
American Family $1,788 $1,788 $1,602 $1,602 $4,805 $6,714 $1,788 $2,151
Farmers $1,546 $1,575 $1,383 $1,513 $4,711 $5,019 $2,094 $2,240
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $1,968 $2,127 $1,738 $2,107 $10,072 $11,316 $2,230 $2,454
Nationwide $1,703 $1,744 $1,520 $1,617 $4,017 $5,168 $1,939 $2,102
Progressive $1,508 $1,435 $1,246 $1,298 $3,972 $4,468 $1,810 $1,960
State Farm $1,444 $1,444 $1,271 $1,271 $3,958 $5,010 $1,624 $1,855
Travelers $2,136 $2,176 $2,100 $2,101 $9,831 $15,693 $2,233 $2,594
USAA $1,056 $1,063 $976 $988 $2,873 $3,036 $1,258 $1,383

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Minimum Car Insurance in Nevada, IA

Every driver must carry the minimum car insurance in Nevada, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in Nevada, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest Nevada, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in Nevada, IA. Compare credit history car insurance rates in Nevada from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in Nevada, Iowa

Insurance Company Poor Fair Good
Allstate $3,327 $2,651 $2,388
American Family $3,542 $2,605 $2,192
Farmers $2,880 $2,389 $2,262
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,043 $3,758 $2,953
Nationwide $3,002 $2,362 $2,065
Progressive $2,591 $2,118 $1,928
State Farm $3,183 $1,969 $1,553
Travelers $5,450 $4,670 $4,455
USAA $2,067 $1,429 $1,241

Cheapest Nevada, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in Nevada, IA to rates for a clean record with top companies.

Annual Nevada, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,367 $2,865 $3,271 $2,651
American Family $2,005 $2,948 $3,809 $2,357
Farmers $2,137 $2,655 $2,697 $2,551
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,669 $4,552 $4,623 $4,162
Nationwide $1,802 $2,574 $3,495 $2,034
Progressive $1,771 $2,939 $1,924 $2,214
State Farm $2,066 $2,404 $2,235 $2,235
Travelers $3,527 $4,730 $6,340 $4,836
USAA $1,206 $1,622 $2,104 $1,384

Cheapest Nevada, IA Car Insurance for Teen Drivers

Teen car insurance in Nevada, IA can be expensive. Take a look at rates from the top car insurance companies in Nevada for teenagers.

Annual Car Insurance Rates for Teen Drivers in Nevada, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,361 $6,041
American Family $4,805 $6,714
Farmers $4,711 $5,019
GEICO $4,328 $4,022
Liberty Mutual $10,072 $11,316
Nationwide $4,017 $5,168
Progressive $3,972 $4,468
State Farm $3,958 $5,010
Travelers $9,831 $15,693
USAA $2,873 $3,036

Cheapest Nevada, IA Car Insurance for Seniors

Take a look at Nevada, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in Nevada, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,635 $1,663
American Family $1,602 $1,602
Farmers $1,383 $1,513
GEICO $1,710 $1,564
Liberty Mutual $1,738 $2,107
Nationwide $1,520 $1,617
Progressive $1,246 $1,298
State Farm $1,271 $1,271
Travelers $2,100 $2,101
USAA $976 $988

Cheapest Nevada, IA Car Insurance Rates After a DUI

A DUI in Nevada, IA increases car insurance rates. Compare Nevada, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in Nevada, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,271
American Family $3,809
Farmers $2,697
GEICO $3,206
Liberty Mutual $4,623
Nationwide $3,495
Progressive $1,924
State Farm $2,235
Travelers $6,340
USAA $2,104

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Cheapest Nevada, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in Nevada, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in Nevada, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,722 $2,854
American Family $2,748 $2,812
Farmers $2,510 $2,510
GEICO $2,294 $2,387
Liberty Mutual $4,252 $4,252
Nationwide $2,476 $2,476
Progressive $2,212 $2,212
State Farm $2,181 $2,288
Travelers $4,858 $4,858
USAA $1,522 $1,636

The Best Cheap Car Insurance Companies in Nevada, IA

Take a look at a side-by-side comparison of the top car insurance companies in Nevada, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in Nevada, Iowa

Insurance Company Average Annual Rates
Allstate $2,788
American Family $2,780
Farmers $2,510
GEICO $2,341
Liberty Mutual $4,252
Nationwide $2,476
Progressive $2,212
State Farm $2,235
Travelers $4,858
USAA $1,579

Category Winners: Cheapest Car Insurance in Nevada, Iowa

Find the cheapest car insurance companies in Nevada, IA for each category right here.

Best Annual Car Insurance Rates by Company in Nevada, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest Nevada, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your Nevada car insurance rates. Find the cheapest Nevada, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in Nevada, Iowa

Insurance Company Low Medium High
Allstate $2,695 $2,792 $2,879
American Family $2,787 $2,935 $2,617
Farmers $2,401 $2,518 $2,611
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,089 $4,247 $4,419
Nationwide $2,582 $2,466 $2,381
Progressive $2,072 $2,222 $2,342
State Farm $2,127 $2,247 $2,330
Travelers $4,549 $4,933 $5,092
USAA $1,486 $1,585 $1,667

What affects car insurance rates in Nevada, Iowa?

What factors can have an impact on Nevada, IA car insurance? There are several reasons why Nevada car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in Nevada, Iowa.

Commute Time in Nevada

The more time you spend in your car the higher the risk of an accident. The average commute length in Nevada, IA is 17.7 minutes according to City-Data.

Compare Car Insurance Quotes in Nevada, IA

Ready to find affordable Nevada, Iowa car insurance today? Enter your ZIP code for fast, free Nevada, IA car insurance quotes.

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