Compare New Albin, IA Car Insurance Rates (2021)

Car insurance in New Albin, IA averages $252 a month. New Albin, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap New Albin car insurance rates, compare quotes from the top car insurance companies in New Albin, IA.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Albin for teen drivers is USAA
  • Average car insurance rates in New Albin, IA after a DUI are $3,635/year
  • Average car insurance rates in New Albin, IA are $3,021/year

If you need to buy New Albin, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in New Albin, IA is right here.

You’ll find New Albin car insurance rates, the cheapest New Albin, IA car insurance companies, and information on Iowa car insurance laws. You can also compare New Albin, Iowa car insurance rates to Des Moines car insurance rates, West Des Moines car insurance rates, and Davenport car insurance rates.

Ready to find affordable New Albin, IA car insurance today? Enter your ZIP code for fast, free New Albin car insurance quotes.

Cheapest New Albin, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Albin, IA car insurance rates? Every New Albin, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Albin, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,930 $1,860 $1,707 $1,739 $5,435 $6,101 $2,114 $2,182
American Family $2,051 $2,051 $1,832 $1,832 $5,438 $7,652 $2,051 $2,474
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,159 $2,345 $1,894 $2,301 $10,316 $11,611 $2,447 $2,702
Nationwide $1,872 $1,931 $1,662 $1,786 $4,168 $5,439 $2,103 $2,299
Progressive $1,906 $1,855 $1,568 $1,622 $4,356 $4,934 $2,298 $2,482
State Farm $1,578 $1,578 $1,371 $1,371 $4,054 $5,166 $1,769 $2,006
Travelers $2,510 $2,565 $2,418 $2,428 $10,824 $17,213 $2,603 $3,114
USAA $1,243 $1,259 $1,139 $1,163 $3,352 $3,562 $1,494 $1,650

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Minimum Car Insurance in New Albin, IA

Every driver must carry the minimum car insurance in New Albin, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in New Albin, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest New Albin, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Albin, IA. Compare credit history car insurance rates in New Albin from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Albin, Iowa

Insurance Company Poor Fair Good
Allstate $3,447 $2,740 $2,463
American Family $4,048 $2,975 $2,496
Farmers $2,752 $2,286 $2,166
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,383 $3,934 $3,098
Nationwide $3,243 $2,518 $2,212
Progressive $3,132 $2,500 $2,251
State Farm $3,364 $2,080 $1,640
Travelers $6,151 $5,240 $4,988
USAA $2,445 $1,677 $1,452

Cheapest New Albin, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Albin, IA to rates for a clean record with top companies.

Annual New Albin, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,462 $2,968 $3,359 $2,744
American Family $2,291 $3,348 $4,357 $2,695
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,865 $4,774 $4,876 $4,373
Nationwide $1,906 $2,764 $3,794 $2,166
Progressive $2,122 $3,432 $2,297 $2,660
State Farm $2,201 $2,523 $2,362 $2,362
Travelers $3,994 $5,300 $7,086 $5,458
USAA $1,420 $1,903 $2,478 $1,630

Cheapest New Albin, IA Car Insurance for Teen Drivers

Teen car insurance in New Albin, IA can be expensive. Take a look at rates from the top car insurance companies in New Albin for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Albin, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,435 $6,101
American Family $5,438 $7,652
Farmers $4,490 $4,788
GEICO $4,278 $3,972
Liberty Mutual $10,316 $11,611
Nationwide $4,168 $5,439
Progressive $4,356 $4,934
State Farm $4,054 $5,166
Travelers $10,824 $17,213
USAA $3,352 $3,562

Cheapest New Albin, IA Car Insurance for Seniors

Take a look at New Albin, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Albin, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,707 $1,739
American Family $1,832 $1,832
Farmers $1,327 $1,449
GEICO $1,696 $1,552
Liberty Mutual $1,894 $2,301
Nationwide $1,662 $1,786
Progressive $1,568 $1,622
State Farm $1,371 $1,371
Travelers $2,418 $2,428
USAA $1,139 $1,163

Cheapest New Albin, IA Car Insurance Rates After a DUI

A DUI in New Albin, IA increases car insurance rates. Compare New Albin, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Albin, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,359
American Family $4,357
Farmers $2,573
GEICO $3,170
Liberty Mutual $4,876
Nationwide $3,794
Progressive $2,297
State Farm $2,362
Travelers $7,086
USAA $2,478

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Cheapest New Albin, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Albin, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Albin, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,815 $2,952
American Family $3,136 $3,210
Farmers $2,401 $2,401
GEICO $2,269 $2,362
Liberty Mutual $4,472 $4,472
Nationwide $2,658 $2,658
Progressive $2,628 $2,628
State Farm $2,305 $2,418
Travelers $5,459 $5,459
USAA $1,790 $1,925

The Best Cheap Car Insurance Companies in New Albin, IA

Take a look at a side-by-side comparison of the top car insurance companies in New Albin, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Albin, Iowa

Insurance Company Average Annual Rates
Allstate $2,883
American Family $3,173
Farmers $2,401
GEICO $2,315
Liberty Mutual $4,472
Nationwide $2,658
Progressive $2,628
State Farm $2,362
Travelers $5,459
USAA $1,858

Category Winners: Cheapest Car Insurance in New Albin, Iowa

Find the cheapest car insurance companies in New Albin, IA for each category right here.

Best Annual Car Insurance Rates by Company in New Albin, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

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Cheapest New Albin, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Albin car insurance rates. Find the cheapest New Albin, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Albin, Iowa

Insurance Company Low Medium High
Allstate $2,789 $2,886 $2,974
American Family $3,197 $3,348 $2,973
Farmers $2,304 $2,409 $2,490
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,299 $4,464 $4,652
Nationwide $2,792 $2,635 $2,545
Progressive $2,502 $2,634 $2,747
State Farm $2,265 $2,372 $2,447
Travelers $5,164 $5,540 $5,674
USAA $1,768 $1,863 $1,942

What affects car insurance rates in New Albin, Iowa?

What factors can have an impact on New Albin, IA car insurance? There are several reasons why New Albin car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Albin, Iowa.

Commute Time in New Albin

The more time you spend in your car the higher the risk of an accident. The average commute length in New Albin, IA is 24.6 minutes according to City-Data.

Compare Car Insurance Quotes in New Albin, IA

Ready to find affordable New Albin, Iowa car insurance today? Enter your ZIP code for fast, free New Albin, IA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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