Compare New Brunswick, NJ Car Insurance Rates (2021)

Car insurance in New Brunswick, NJ averages $491 a month. New Brunswick, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap New Brunswick car insurance rates, compare quotes from the top car insurance companies in New Brunswick, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Brunswick, NJ after a DUI are $6,956/year
  • The cheapest car insurance company in New Brunswick is GEICO
  • The cheapest car insurance company in New Brunswick for teen drivers is GEICO

If you need to buy New Brunswick, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in New Brunswick, NJ is right here.

You’ll find New Brunswick car insurance rates, the cheapest New Brunswick, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare New Brunswick, New Jersey car insurance rates to Jersey City car insurance rates, Clifton car insurance rates, and Camden car insurance rates.

Ready to find affordable New Brunswick, NJ car insurance today? Enter your ZIP code for fast, free New Brunswick car insurance quotes.

Cheapest New Brunswick, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Brunswick, NJ car insurance rates? Every New Brunswick, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Brunswick, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,200 $4,182 $4,107 $4,107 $13,052 $15,555 $4,976 $5,022
Farmers $4,869 $4,913 $4,743 $4,639 $14,254 $16,397 $5,787 $5,889
GEICO $2,306 $2,271 $2,260 $2,260 $4,237 $4,235 $2,660 $2,592
Liberty Mutual $4,606 $4,606 $5,059 $5,059 $12,036 $13,673 $5,059 $5,821
Progressive $2,063 $1,906 $1,863 $1,918 $9,365 $10,273 $2,440 $2,326
State Farm $4,768 $4,768 $4,328 $4,328 $15,745 $20,204 $5,445 $6,078
Travelers $3,460 $3,341 $3,207 $3,226 $7,771 $8,731 $3,345 $3,301

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Minimum Car Insurance in New Brunswick, NJ

Every driver must carry the minimum car insurance in New Brunswick, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in New Brunswick, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest New Brunswick, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Brunswick, NJ. Compare credit history car insurance rates in New Brunswick from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Brunswick, New Jersey

Insurance Company Poor Fair Good
Allstate $9,725 $6,144 $4,832
Farmers $9,167 $7,149 $6,743
GEICO $4,299 $2,470 $1,789
Liberty Mutual $8,860 $6,567 $5,542
Progressive $4,500 $3,929 $3,628
State Farm $11,886 $7,161 $5,578
Travelers $6,142 $4,472 $3,029

Cheapest New Brunswick, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Brunswick, NJ to rates for a clean record with top companies.

Annual New Brunswick, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,159 $8,649 $7,502 $6,292
Farmers $5,956 $10,112 $8,232 $6,446
GEICO $2,219 $2,917 $4,056 $2,219
Liberty Mutual $6,713 $7,680 $6,854 $6,713
Progressive $3,452 $4,644 $3,952 $4,029
State Farm $4,451 $8,123 $13,065 $7,194
Travelers $3,487 $5,210 $5,030 $4,465

Cheapest New Brunswick, NJ Car Insurance for Teen Drivers

Teen car insurance in New Brunswick, NJ can be expensive. Take a look at rates from the top car insurance companies in New Brunswick for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Brunswick, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,052 $15,555
Farmers $14,254 $16,397
GEICO $4,237 $4,235
Liberty Mutual $12,036 $13,673
Progressive $9,365 $10,273
State Farm $15,745 $20,204
Travelers $7,771 $8,731

Cheapest New Brunswick, NJ Car Insurance for Seniors

Take a look at New Brunswick, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Brunswick, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,107 $4,107
Farmers $4,743 $4,639
GEICO $2,260 $2,260
Liberty Mutual $5,059 $5,059
Progressive $1,863 $1,918
State Farm $4,328 $4,328
Travelers $3,207 $3,226

Cheapest New Brunswick, NJ Car Insurance Rates After a DUI

A DUI in New Brunswick, NJ increases car insurance rates. Compare New Brunswick, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Brunswick, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,502
Farmers $8,232
GEICO $4,056
Liberty Mutual $6,854
Progressive $3,952
State Farm $13,065
Travelers $5,030

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Cheapest New Brunswick, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Brunswick, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Brunswick, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,887 $6,913
Farmers $7,686 $7,686
GEICO $2,829 $2,877
Liberty Mutual $6,922 $7,058
Progressive $4,019 $4,019
State Farm $7,991 $8,425
Travelers $4,548 $4,548

The Best Cheap Car Insurance Companies in New Brunswick, NJ

Take a look at a side-by-side comparison of the top car insurance companies in New Brunswick, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Brunswick, New Jersey

Insurance Company Average Annual Rates
Allstate $6,900
Farmers $7,686
GEICO $2,853
Liberty Mutual $6,990
Progressive $4,019
State Farm $8,208
Travelers $4,548

Category Winners: Cheapest Car Insurance in New Brunswick, New Jersey

Find the cheapest car insurance companies in New Brunswick, NJ for each category right here.

Best Annual Car Insurance Rates by Company in New Brunswick, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest New Brunswick, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Brunswick car insurance rates. Find the cheapest New Brunswick, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Brunswick, New Jersey

Insurance Company Low Medium High
Allstate $6,267 $7,018 $7,416
Farmers $6,886 $7,642 $8,531
GEICO $2,517 $2,914 $3,127
Liberty Mutual $6,245 $7,203 $7,521
Progressive $3,626 $4,084 $4,348
State Farm $7,576 $8,324 $8,724
Travelers $4,150 $4,546 $4,947

What affects car insurance rates in New Brunswick, New Jersey?

What factors can have an impact on New Brunswick, NJ car insurance? There are several reasons why New Brunswick car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Brunswick, New Jersey.

Commute Time in New Brunswick

The more time you spend in your car the higher the risk of an accident. The average commute length in New Brunswick, NJ is 27.1 minutes according to City-Data.

Compare Car Insurance Quotes in New Brunswick, NJ

Ready to find affordable New Brunswick, New Jersey car insurance today? Enter your ZIP code for fast, free New Brunswick, NJ car insurance quotes.

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