Compare New Castle, CO Car Insurance Rates (2021)

Car insurance in New Castle, CO averages $313 a month. New Castle, Colorado car insurance requirements are 25/50/15, but you might need full coverage insurance if your car is financed. To find cheap New Castle car insurance rates, compare quotes from the top car insurance companies in New Castle, CO.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Castle, CO after a DUI are $4,498/year
  • The cheapest car insurance company in New Castle for teen drivers is GEICO
  • The cheapest car insurance company in New Castle is GEICO

If you need to buy New Castle, Colorado car insurance, the options can be confusing. Everything you need to know about car insurance in New Castle, CO is right here.

You’ll find New Castle car insurance rates, the cheapest New Castle, CO car insurance companies, and information on Colorado car insurance laws. You can also compare New Castle, Colorado car insurance rates to Boulder car insurance rates, Centennial car insurance rates, and Aurora car insurance rates.

Ready to find affordable New Castle, CO car insurance today? Enter your ZIP code for fast, free New Castle car insurance quotes.

Cheapest New Castle, CO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Castle, CO car insurance rates? Every New Castle, Colorado car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Castle, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,602 $3,366 $3,219 $3,256 $12,498 $13,147 $3,996 $4,038
American Family $2,565 $2,565 $2,316 $2,316 $6,230 $8,345 $2,565 $3,159
Farmers $2,958 $2,922 $2,693 $2,913 $10,804 $10,768 $3,237 $3,257
GEICO $1,667 $1,820 $1,727 $1,930 $5,193 $5,544 $1,535 $1,584
Liberty Mutual $1,949 $1,948 $1,633 $1,790 $5,603 $6,128 $1,979 $2,034
Nationwide $2,332 $2,376 $2,085 $2,204 $5,929 $7,587 $2,685 $2,900
Progressive $2,363 $2,206 $2,033 $2,029 $8,069 $9,046 $2,678 $2,611
State Farm $1,764 $1,764 $1,579 $1,579 $5,065 $6,386 $1,973 $2,357
USAA $2,365 $2,377 $2,237 $2,259 $5,838 $6,706 $3,052 $3,342

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Minimum Car Insurance in New Castle, CO

Every driver must carry the minimum car insurance in New Castle, CO. Take a look at the Colorado car insurance requirements.

Minimum Required Car Insurance Coverage in New Castle, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest New Castle, CO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Castle, CO. Compare credit history car insurance rates in New Castle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Castle, Colorado

Insurance Company Poor Fair Good
Allstate $7,508 $5,790 $4,374
American Family $4,893 $3,473 $2,906
Farmers $5,776 $4,645 $4,410
GEICO $3,152 $2,625 $2,099
Liberty Mutual $4,133 $2,511 $2,004
Nationwide $4,245 $3,363 $2,929
Progressive $4,402 $3,766 $3,469
State Farm $3,899 $2,506 $2,020
USAA $5,236 $2,963 $2,367

Cheapest New Castle, CO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Castle, CO to rates for a clean record with top companies.

Annual New Castle, Colorado Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,014 $5,764 $7,091 $5,693
American Family $2,779 $3,940 $5,160 $3,151
Farmers $4,171 $5,362 $5,297 $4,946
GEICO $1,867 $2,870 $3,323 $2,441
Liberty Mutual $2,516 $2,950 $3,084 $2,981
Nationwide $2,701 $3,691 $4,685 $2,973
Progressive $3,370 $4,663 $3,556 $3,927
State Farm $2,584 $3,032 $2,808 $2,808
USAA $2,573 $3,128 $5,481 $2,905

Cheapest New Castle, CO Car Insurance for Teen Drivers

Teen car insurance in New Castle, CO can be expensive. Take a look at rates from the top car insurance companies in New Castle for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Castle, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,498 $13,147
American Family $6,230 $8,345
Farmers $10,804 $10,768
GEICO $5,193 $5,544
Liberty Mutual $5,603 $6,128
Nationwide $5,929 $7,587
Progressive $8,069 $9,046
State Farm $5,065 $6,386
USAA $5,838 $6,706

Cheapest New Castle, CO Car Insurance for Seniors

Take a look at New Castle, CO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Castle, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,219 $3,256
American Family $2,316 $2,316
Farmers $2,693 $2,913
GEICO $1,727 $1,930
Liberty Mutual $1,633 $1,790
Nationwide $2,085 $2,204
Progressive $2,033 $2,029
State Farm $1,579 $1,579
USAA $2,237 $2,259

Cheapest New Castle, CO Car Insurance Rates After a DUI

A DUI in New Castle, CO increases car insurance rates. Compare New Castle, Colorado DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Castle, Colorado

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,091
American Family $5,160
Farmers $5,297
GEICO $3,323
Liberty Mutual $3,084
Nationwide $4,685
Progressive $3,556
State Farm $2,808
USAA $5,481

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Cheapest New Castle, CO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Castle, CO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Castle, Colorado

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,890 $5,890
American Family $3,678 $3,837
Farmers $4,944 $4,944
GEICO $2,571 $2,680
Liberty Mutual $2,883 $2,883
Nationwide $3,512 $3,512
Progressive $3,879 $3,879
State Farm $2,743 $2,874
USAA $3,421 $3,623

The Best Cheap Car Insurance Companies in New Castle, CO

Take a look at a side-by-side comparison of the top car insurance companies in New Castle, CO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Castle, Colorado

Insurance Company Average Annual Rates
Allstate $5,890
American Family $3,757
Farmers $4,944
GEICO $2,625
Liberty Mutual $2,883
Nationwide $3,512
Progressive $3,879
State Farm $2,808
USAA $3,522

Category Winners: Cheapest Car Insurance in New Castle, Colorado

Find the cheapest car insurance companies in New Castle, CO for each category right here.

Best Annual Car Insurance Rates by Company in New Castle, Colorado

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest New Castle, CO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Castle car insurance rates. Find the cheapest New Castle, CO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Castle, Colorado

Insurance Company Low Medium High
Allstate $5,659 $5,875 $6,137
American Family $3,605 $3,834 $3,832
Farmers $4,336 $4,875 $5,620
GEICO $2,439 $2,594 $2,843
Liberty Mutual $2,756 $2,876 $3,016
Nationwide $3,535 $3,511 $3,491
Progressive $3,663 $3,889 $4,086
State Farm $2,652 $2,808 $2,966
USAA $3,387 $3,522 $3,658

What affects car insurance rates in New Castle, Colorado?

What factors can have an impact on New Castle, CO car insurance? There are several reasons why New Castle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Castle, Colorado.

Commute Time in New Castle

The more time you spend in your car the higher the risk of an accident. The average commute length in New Castle, CO is 31.5 minutes according to City-Data.

Compare Car Insurance Quotes in New Castle, CO

Ready to find affordable New Castle, Colorado car insurance today? Enter your ZIP code for fast, free New Castle, CO car insurance quotes.

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Average Monthly Car Insurance Rates by State