Compare New Castle, KY Car Insurance Rates (2021)

Car insurance in New Castle, KY averages $371 a month. New Castle, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Castle car insurance rates, compare quotes from the top car insurance companies in New Castle, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Castle, KY are $4,451/year
  • The cheapest car insurance company in New Castle is USAA
  • The cheapest car insurance company in New Castle for teen drivers is USAA

If you need to buy New Castle, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in New Castle, KY is right here.

You’ll find New Castle car insurance rates, the cheapest New Castle, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare New Castle, Kentucky car insurance rates to Nicholasville car insurance rates, Bowling Green car insurance rates, and Richmond car insurance rates.

Ready to find affordable New Castle, KY car insurance today? Enter your ZIP code for fast, free New Castle car insurance quotes.

Cheapest New Castle, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Castle, KY car insurance rates? Every New Castle, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Castle, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,266 $3,227 $2,952 $3,151 $12,347 $13,868 $3,612 $3,814
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,779 $3,011 $2,340 $2,614 $12,010 $13,308 $2,923 $3,068
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,088 $1,985 $1,875 $1,883 $10,201 $11,542 $2,589 $2,646
State Farm $1,855 $1,855 $1,656 $1,656 $5,554 $7,040 $2,071 $2,316
Travelers $2,292 $2,332 $2,255 $2,258 $11,081 $17,783 $2,397 $2,764
USAA $1,849 $1,850 $1,670 $1,696 $4,960 $5,220 $2,333 $2,552

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Minimum Car Insurance in New Castle, KY

Every driver must carry the minimum car insurance in New Castle, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in New Castle, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Castle, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Castle, KY. Compare credit history car insurance rates in New Castle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Castle, Kentucky

Insurance Company Poor Fair Good
Allstate $7,645 $5,289 $4,405
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,521 $4,614 $3,634
Nationwide $5,647 $4,437 $3,858
Progressive $4,856 $4,241 $3,956
State Farm $4,345 $2,617 $2,038
Travelers $6,018 $5,094 $5,074
USAA $4,110 $2,308 $1,882

Cheapest New Castle, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Castle, KY to rates for a clean record with top companies.

Annual New Castle, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,778 $6,256 $6,683 $5,401
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,377 $6,747 $5,246 $4,655
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,599 $5,328 $4,105 $4,372
State Farm $2,741 $3,259 $3,000 $3,000
Travelers $4,702 $4,837 $6,998 $5,044
USAA $2,084 $2,947 $3,525 $2,510

Cheapest New Castle, KY Car Insurance for Teen Drivers

Teen car insurance in New Castle, KY can be expensive. Take a look at rates from the top car insurance companies in New Castle for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Castle, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,347 $13,868
GEICO $7,170 $8,568
Liberty Mutual $12,010 $13,308
Nationwide $7,450 $9,339
Progressive $10,201 $11,542
State Farm $5,554 $7,040
Travelers $11,081 $17,783
USAA $4,960 $5,220

Cheapest New Castle, KY Car Insurance for Seniors

Take a look at New Castle, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Castle, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,952 $3,151
GEICO $3,742 $3,389
Liberty Mutual $2,340 $2,614
Nationwide $2,972 $3,117
Progressive $1,875 $1,883
State Farm $1,656 $1,656
Travelers $2,255 $2,258
USAA $1,670 $1,696

Cheapest New Castle, KY Car Insurance Rates After a DUI

A DUI in New Castle, KY increases car insurance rates. Compare New Castle, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Castle, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,683
GEICO $7,199
Liberty Mutual $5,246
Nationwide $6,064
Progressive $4,105
State Farm $3,000
Travelers $6,998
USAA $3,525

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Cheapest New Castle, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Castle, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Castle, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,779 $5,779
GEICO $4,371 $4,456
Liberty Mutual $5,257 $5,257
Nationwide $4,647 $4,647
Progressive $4,351 $4,351
State Farm $2,926 $3,074
Travelers $5,395 $5,395
USAA $2,664 $2,869

The Best Cheap Car Insurance Companies in New Castle, KY

Take a look at a side-by-side comparison of the top car insurance companies in New Castle, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Castle, Kentucky

Insurance Company Average Annual Rates
Allstate $5,779
GEICO $4,413
Liberty Mutual $5,257
Nationwide $4,647
Progressive $4,351
State Farm $3,000
Travelers $5,395
USAA $2,766

Category Winners: Cheapest Car Insurance in New Castle, Kentucky

Find the cheapest car insurance companies in New Castle, KY for each category right here.

Best Annual Car Insurance Rates by Company in New Castle, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest New Castle, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Castle car insurance rates. Find the cheapest New Castle, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Castle, Kentucky

Insurance Company Low Medium High
Allstate $5,364 $5,756 $6,218
GEICO $4,176 $4,404 $4,660
Liberty Mutual $5,032 $5,228 $5,510
Nationwide $4,735 $4,596 $4,611
Progressive $4,019 $4,299 $4,735
State Farm $2,829 $3,000 $3,172
Travelers $5,120 $5,420 $5,646
USAA $2,639 $2,760 $2,900

What affects car insurance rates in New Castle, Kentucky?

What factors can have an impact on New Castle, KY car insurance? There are several reasons why New Castle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Castle, Kentucky.

Commute Time in New Castle

The more time you spend in your car the higher the risk of an accident. The average commute length in New Castle, KY is 22.4 minutes according to City-Data.

Compare Car Insurance Quotes in New Castle, KY

Ready to find affordable New Castle, Kentucky car insurance today? Enter your ZIP code for fast, free New Castle, KY car insurance quotes.

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