Compare New Concord, KY Car Insurance Rates (2021)

Car insurance in New Concord, KY averages $341 a month. New Concord, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Concord car insurance rates, compare quotes from the top car insurance companies in New Concord, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Concord is USAA
  • The cheapest car insurance company in New Concord for teen drivers is USAA
  • Average car insurance rates in New Concord, KY after a DUI are $4,870/year

If you need to buy New Concord, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in New Concord, KY is right here.

You’ll find New Concord car insurance rates, the cheapest New Concord, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare New Concord, Kentucky car insurance rates to Frankfort car insurance rates, Covington car insurance rates, and Independence car insurance rates.

Ready to find affordable New Concord, KY car insurance today? Enter your ZIP code for fast, free New Concord car insurance quotes.

Cheapest New Concord, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Concord, KY car insurance rates? Every New Concord, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Concord, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,119 $3,103 $2,798 $2,987 $11,177 $12,562 $3,500 $3,719
GEICO $3,087 $2,859 $3,218 $2,914 $6,168 $7,329 $2,524 $2,185
Liberty Mutual $2,597 $2,819 $2,210 $2,473 $10,183 $11,276 $2,721 $2,844
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,151 $2,061 $1,914 $1,932 $10,095 $11,427 $2,670 $2,744
State Farm $1,986 $1,986 $1,774 $1,774 $6,051 $7,639 $2,218 $2,501
Travelers $2,210 $2,251 $2,161 $2,167 $10,394 $16,625 $2,306 $2,682
USAA $1,632 $1,637 $1,471 $1,499 $4,298 $4,532 $2,059 $2,256

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Minimum Car Insurance in New Concord, KY

Every driver must carry the minimum car insurance in New Concord, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in New Concord, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Concord, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Concord, KY. Compare credit history car insurance rates in New Concord from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Concord, Kentucky

Insurance Company Poor Fair Good
Allstate $7,101 $4,907 $4,104
GEICO $6,223 $3,107 $2,025
Liberty Mutual $6,635 $4,067 $3,220
Nationwide $4,672 $3,666 $3,197
Progressive $4,910 $4,256 $3,958
State Farm $4,697 $2,826 $2,200
Travelers $5,693 $4,813 $4,793
USAA $3,605 $2,019 $1,646

Cheapest New Concord, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Concord, KY to rates for a clean record with top companies.

Annual New Concord, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,488 $5,807 $6,154 $5,033
GEICO $2,248 $4,011 $6,130 $2,752
Liberty Mutual $3,883 $5,936 $4,625 $4,117
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,622 $5,333 $4,134 $4,408
State Farm $2,955 $3,527 $3,241 $3,241
Travelers $4,449 $4,579 $6,599 $4,772
USAA $1,830 $2,583 $3,079 $2,200

Cheapest New Concord, KY Car Insurance for Teen Drivers

Teen car insurance in New Concord, KY can be expensive. Take a look at rates from the top car insurance companies in New Concord for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Concord, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,177 $12,562
GEICO $6,168 $7,329
Liberty Mutual $10,183 $11,276
Nationwide $6,037 $7,550
Progressive $10,095 $11,427
State Farm $6,051 $7,639
Travelers $10,394 $16,625
USAA $4,298 $4,532

Cheapest New Concord, KY Car Insurance for Seniors

Take a look at New Concord, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Concord, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,798 $2,987
GEICO $3,218 $2,914
Liberty Mutual $2,210 $2,473
Nationwide $2,519 $2,640
Progressive $1,914 $1,932
State Farm $1,774 $1,774
Travelers $2,161 $2,167
USAA $1,471 $1,499

Cheapest New Concord, KY Car Insurance Rates After a DUI

A DUI in New Concord, KY increases car insurance rates. Compare New Concord, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Concord, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,154
GEICO $6,130
Liberty Mutual $4,625
Nationwide $4,997
Progressive $4,134
State Farm $3,241
Travelers $6,599
USAA $3,079

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Cheapest New Concord, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Concord, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Concord, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,371 $5,371
GEICO $3,750 $3,821
Liberty Mutual $4,640 $4,640
Nationwide $3,845 $3,845
Progressive $4,374 $4,374
State Farm $3,163 $3,319
Travelers $5,100 $5,100
USAA $2,334 $2,513

The Best Cheap Car Insurance Companies in New Concord, KY

Take a look at a side-by-side comparison of the top car insurance companies in New Concord, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Concord, Kentucky

Insurance Company Average Annual Rates
Allstate $5,371
GEICO $3,785
Liberty Mutual $4,640
Nationwide $3,845
Progressive $4,374
State Farm $3,241
Travelers $5,100
USAA $2,423

Category Winners: Cheapest Car Insurance in New Concord, Kentucky

Find the cheapest car insurance companies in New Concord, KY for each category right here.

Best Annual Car Insurance Rates by Company in New Concord, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest New Concord, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Concord car insurance rates. Find the cheapest New Concord, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Concord, Kentucky

Insurance Company Low Medium High
Allstate $5,050 $5,352 $5,709
GEICO $3,558 $3,767 $4,031
Liberty Mutual $4,427 $4,612 $4,881
Nationwide $3,908 $3,801 $3,826
Progressive $4,073 $4,326 $4,724
State Farm $3,081 $3,240 $3,402
Travelers $4,861 $5,126 $5,312
USAA $2,318 $2,418 $2,534

Compare Car Insurance Quotes in New Concord, KY

Ready to find affordable New Concord, Kentucky car insurance today? Enter your ZIP code for fast, free New Concord, KY car insurance quotes.

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