Compare New Germantown, PA Car Insurance Rates (2021)

Car insurance in New Germantown, PA averages $306 a month. New Germantown, Pennsylvania car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap New Germantown car insurance rates, compare quotes from the top car insurance companies in New Germantown, PA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Germantown, PA after a DUI are $4,032/year
  • The cheapest car insurance company in New Germantown for teen drivers is USAA
  • Average car insurance rates in New Germantown, PA are $3,672/year

If you need to buy New Germantown, Pennsylvania car insurance, the options can be confusing. Everything you need to know about car insurance in New Germantown, PA is right here.

You’ll find New Germantown car insurance rates, the cheapest New Germantown, PA car insurance companies, and information on Pennsylvania car insurance laws. You can also compare New Germantown, Pennsylvania car insurance rates to Bethlehem car insurance rates, Lancaster car insurance rates, and Altoona car insurance rates.

Ready to find affordable New Germantown, PA car insurance today? Enter your ZIP code for fast, free New Germantown car insurance quotes.

Cheapest New Germantown, PA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Germantown, PA car insurance rates? Every New Germantown, Pennsylvania car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Germantown, Pennsylvania

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,196 $2,196 $2,029 $2,029 $7,288 $7,288 $2,410 $2,410
GEICO $1,759 $1,524 $1,624 $1,408 $4,331 $3,757 $1,788 $1,549
Liberty Mutual $3,468 $3,468 $3,175 $3,175 $10,156 $10,156 $4,407 $4,407
Nationwide $1,904 $1,904 $1,797 $1,797 $5,344 $5,344 $2,132 $2,132
Progressive $2,625 $2,625 $2,340 $2,340 $8,443 $8,443 $3,378 $3,378
State Farm $1,568 $1,568 $1,384 $1,384 $5,627 $5,627 $1,730 $1,730
Travelers $1,649 $1,649 $1,771 $1,771 $23,678 $23,678 $1,992 $1,992
USAA $986 $986 $892 $892 $2,954 $2,954 $1,304 $1,304

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Minimum Car Insurance in New Germantown, PA

Every driver must carry the minimum car insurance in New Germantown, PA. Take a look at the Pennsylvania car insurance requirements.

Minimum Required Car Insurance Coverage in New Germantown, Pennsylvania

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest New Germantown, PA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Germantown, PA. Compare credit history car insurance rates in New Germantown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Germantown, Pennsylvania

Insurance Company Poor Fair Good
Allstate $4,454 $3,315 $2,673
GEICO $3,321 $1,878 $1,454
Liberty Mutual $6,766 $4,853 $4,285
Nationwide $3,281 $2,694 $2,408
Progressive $5,564 $3,897 $3,128
State Farm $3,670 $2,271 $1,791
Travelers $7,917 $7,147 $6,753
USAA $1,911 $1,425 $1,264

Cheapest New Germantown, PA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Germantown, PA to rates for a clean record with top companies.

Annual New Germantown, Pennsylvania Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,334 $3,922 $3,334 $3,334
GEICO $1,642 $2,758 $2,195 $2,277
Liberty Mutual $4,855 $5,523 $5,414 $5,414
Nationwide $2,009 $2,688 $3,770 $2,710
Progressive $3,807 $5,253 $3,915 $3,811
State Farm $2,357 $2,797 $2,577 $2,577
Travelers $5,168 $7,343 $9,235 $7,343
USAA $1,236 $1,702 $1,816 $1,380

Cheapest New Germantown, PA Car Insurance for Teen Drivers

Teen car insurance in New Germantown, PA can be expensive. Take a look at rates from the top car insurance companies in New Germantown for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Germantown, Pennsylvania

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,288 $7,288
GEICO $4,331 $3,757
Liberty Mutual $10,156 $10,156
Nationwide $5,344 $5,344
Progressive $8,443 $8,443
State Farm $5,627 $5,627
Travelers $23,678 $23,678
USAA $2,954 $2,954

Cheapest New Germantown, PA Car Insurance for Seniors

Take a look at New Germantown, PA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Germantown, Pennsylvania

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,029 $2,029
GEICO $1,624 $1,408
Liberty Mutual $3,175 $3,175
Nationwide $1,797 $1,797
Progressive $2,340 $2,340
State Farm $1,384 $1,384
Travelers $1,771 $1,771
USAA $892 $892

Cheapest New Germantown, PA Car Insurance Rates After a DUI

A DUI in New Germantown, PA increases car insurance rates. Compare New Germantown, Pennsylvania DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Germantown, Pennsylvania

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,334
GEICO $2,195
Liberty Mutual $5,414
Nationwide $3,770
Progressive $3,915
State Farm $2,577
Travelers $9,235
USAA $1,816

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Cheapest New Germantown, PA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Germantown, PA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Germantown, Pennsylvania

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,412 $3,550
GEICO $2,180 $2,255
Liberty Mutual $5,165 $5,438
Nationwide $2,794 $2,794
Progressive $4,196 $4,196
State Farm $2,502 $2,653
Travelers $7,272 $7,272
USAA $1,490 $1,577

The Best Cheap Car Insurance Companies in New Germantown, PA

Take a look at a side-by-side comparison of the top car insurance companies in New Germantown, PA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Germantown, Pennsylvania

Insurance Company Average Annual Rates
Allstate $3,481
GEICO $2,218
Liberty Mutual $5,302
Nationwide $2,794
Progressive $4,196
State Farm $2,577
Travelers $7,272
USAA $1,534

Category Winners: Cheapest Car Insurance in New Germantown, Pennsylvania

Find the cheapest car insurance companies in New Germantown, PA for each category right here.

Best Annual Car Insurance Rates by Company in New Germantown, Pennsylvania

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

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Cheapest New Germantown, PA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Germantown car insurance rates. Find the cheapest New Germantown, PA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Germantown, Pennsylvania

Insurance Company Low Medium High
Allstate $3,330 $3,502 $3,610
GEICO $2,073 $2,232 $2,347
Liberty Mutual $5,079 $5,334 $5,491
Nationwide $2,828 $2,824 $2,730
Progressive $3,898 $4,224 $4,468
State Farm $2,422 $2,610 $2,700
Travelers $7,401 $7,266 $7,150
USAA $1,421 $1,548 $1,632

Compare Car Insurance Quotes in New Germantown, PA

Ready to find affordable New Germantown, Pennsylvania car insurance today? Enter your ZIP code for fast, free New Germantown, PA car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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