Compare New Hampton, MO Car Insurance Rates (2021)

Car insurance in New Hampton, MO averages $264 a month. New Hampton, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Hampton car insurance rates, compare quotes from the top car insurance companies in New Hampton, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Hampton is Nationwide
  • The cheapest car insurance company in New Hampton for teen drivers is Nationwide
  • Average car insurance rates in New Hampton, MO after a DUI are $3,674/year

If you need to buy New Hampton, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in New Hampton, MO is right here.

You’ll find New Hampton car insurance rates, the cheapest New Hampton, MO car insurance companies, and information on Missouri car insurance laws. You can also compare New Hampton, Missouri car insurance rates to St. Louis car insurance rates, Blue Springs car insurance rates, and Independence car insurance rates.

Ready to find affordable New Hampton, MO car insurance today? Enter your ZIP code for fast, free New Hampton car insurance quotes.

Cheapest New Hampton, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Hampton, MO car insurance rates? Every New Hampton, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Hampton, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $2,050 $2,050 $1,818 $1,818 $5,392 $7,044 $2,050 $2,421
Farmers $2,228 $2,221 $1,997 $2,110 $8,829 $9,122 $2,534 $2,656
GEICO $2,024 $2,239 $1,569 $1,946 $5,985 $6,361 $1,902 $1,938
Liberty Mutual $2,616 $2,841 $2,157 $2,419 $8,499 $9,439 $2,766 $2,963
Nationwide $1,447 $1,489 $1,284 $1,374 $3,569 $4,627 $1,643 $1,792
Progressive $2,075 $1,974 $1,694 $1,738 $6,091 $6,880 $2,541 $2,611
State Farm $1,602 $1,602 $1,412 $1,412 $4,343 $5,508 $1,794 $2,034
USAA $1,523 $1,516 $1,356 $1,392 $4,422 $5,416 $1,911 $2,134

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Minimum Car Insurance in New Hampton, MO

Every driver must carry the minimum car insurance in New Hampton, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in New Hampton, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Hampton, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Hampton, MO. Compare credit history car insurance rates in New Hampton from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Hampton, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $4,026 $2,830 $2,384
Farmers $4,537 $3,766 $3,583
GEICO $4,138 $2,694 $2,154
Liberty Mutual $6,060 $3,676 $2,901
Nationwide $2,550 $2,088 $1,821
Progressive $3,725 $3,060 $2,816
State Farm $3,290 $2,228 $1,873
USAA $4,127 $1,897 $1,352

Cheapest New Hampton, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Hampton, MO to rates for a clean record with top companies.

Annual New Hampton, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,352 $3,334 $3,979 $2,656
Farmers $3,457 $4,243 $4,154 $3,994
GEICO $2,406 $3,024 $3,967 $2,585
Liberty Mutual $3,078 $4,378 $4,536 $4,858
Nationwide $1,725 $2,170 $2,844 $1,873
Progressive $2,840 $3,630 $3,092 $3,241
State Farm $2,284 $2,644 $2,464 $2,464
USAA $1,998 $2,393 $3,276 $2,169

Cheapest New Hampton, MO Car Insurance for Teen Drivers

Teen car insurance in New Hampton, MO can be expensive. Take a look at rates from the top car insurance companies in New Hampton for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Hampton, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,392 $7,044
Farmers $8,829 $9,122
GEICO $5,985 $6,361
Liberty Mutual $8,499 $9,439
Nationwide $3,569 $4,627
Progressive $6,091 $6,880
State Farm $4,343 $5,508
USAA $4,422 $5,416

Cheapest New Hampton, MO Car Insurance for Seniors

Take a look at New Hampton, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Hampton, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,818 $1,818
Farmers $1,997 $2,110
GEICO $1,569 $1,946
Liberty Mutual $2,157 $2,419
Nationwide $1,284 $1,374
Progressive $1,694 $1,738
State Farm $1,412 $1,412
USAA $1,356 $1,392

Cheapest New Hampton, MO Car Insurance Rates After a DUI

A DUI in New Hampton, MO increases car insurance rates. Compare New Hampton, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Hampton, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,758
American Family $3,979
Farmers $4,154
GEICO $3,967
Liberty Mutual $4,536
Nationwide $2,844
Progressive $3,092
State Farm $2,464
USAA $3,276

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Cheapest New Hampton, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Hampton, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Hampton, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,049 $3,112
Farmers $3,962 $3,962
GEICO $2,934 $3,057
Liberty Mutual $4,212 $4,212
Nationwide $2,153 $2,153
Progressive $3,201 $3,201
State Farm $2,404 $2,523
USAA $2,369 $2,548

The Best Cheap Car Insurance Companies in New Hampton, MO

Take a look at a side-by-side comparison of the top car insurance companies in New Hampton, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Hampton, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,080
Farmers $3,962
GEICO $2,995
Liberty Mutual $4,212
Nationwide $2,153
Progressive $3,201
State Farm $2,464
USAA $2,459

Category Winners: Cheapest Car Insurance in New Hampton, Missouri

Find the cheapest car insurance companies in New Hampton, MO for each category right here.

Best Annual Car Insurance Rates by Company in New Hampton, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest New Hampton, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Hampton car insurance rates. Find the cheapest New Hampton, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Hampton, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $3,015 $3,180 $3,046
Farmers $3,732 $3,928 $4,226
GEICO $2,834 $3,012 $3,140
Liberty Mutual $3,993 $4,231 $4,413
Nationwide $2,034 $2,171 $2,254
Progressive $2,926 $3,207 $3,468
State Farm $2,332 $2,470 $2,588
USAA $2,371 $2,452 $2,554

What affects car insurance rates in New Hampton, Missouri?

What factors can have an impact on New Hampton, MO car insurance? There are several reasons why New Hampton car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Hampton, Missouri.

Commute Time in New Hampton

The more time you spend in your car the higher the risk of an accident. The average commute length in New Hampton, MO is 37.3 minutes according to City-Data.

Compare Car Insurance Quotes in New Hampton, MO

Ready to find affordable New Hampton, Missouri car insurance today? Enter your ZIP code for fast, free New Hampton, MO car insurance quotes.

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