Compare New Hartford, CT Car Insurance Rates (2021)

Car insurance in New Hartford, CT averages $360 a month. New Hartford, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap New Hartford car insurance rates, compare quotes from the top car insurance companies in New Hartford, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Hartford, CT after a DUI are $5,262/year
  • The cheapest car insurance company in New Hartford for teen drivers is GEICO
  • The cheapest car insurance company in New Hartford is GEICO

If you need to buy New Hartford, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in New Hartford, CT is right here.

You’ll find New Hartford car insurance rates, the cheapest New Hartford, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare New Hartford, Connecticut car insurance rates to Hartford car insurance rates, New Britain car insurance rates, and Waterbury car insurance rates.

Ready to find affordable New Hartford, CT car insurance today? Enter your ZIP code for fast, free New Hartford car insurance quotes.

Cheapest New Hartford, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Hartford, CT car insurance rates? Every New Hartford, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Hartford, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,540 $3,501 $3,260 $3,491 $10,880 $12,859 $3,702 $3,891
GEICO $2,123 $2,129 $1,969 $1,985 $4,866 $5,766 $2,048 $1,992
Liberty Mutual $3,177 $3,451 $2,449 $3,012 $15,810 $17,811 $3,218 $3,509
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,297 $2,148 $1,962 $2,037 $9,543 $10,578 $2,633 $2,962
State Farm $1,811 $1,811 $1,663 $1,663 $5,501 $6,904 $2,036 $2,344
Travelers $1,773 $1,799 $1,766 $1,759 $13,493 $21,652 $1,930 $2,185
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

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Minimum Car Insurance in New Hartford, CT

Every driver must carry the minimum car insurance in New Hartford, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in New Hartford, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest New Hartford, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Hartford, CT. Compare credit history car insurance rates in New Hartford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Hartford, Connecticut

Insurance Company Poor Fair Good
Allstate $7,172 $5,434 $4,314
GEICO $4,158 $2,510 $1,912
Liberty Mutual $9,294 $5,803 $4,567
Nationwide $4,621 $3,099 $2,743
Progressive $4,649 $4,168 $3,993
State Farm $4,130 $2,644 $2,127
Travelers $6,581 $5,481 $5,321
USAA $3,987 $2,690 $2,369

Cheapest New Hartford, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Hartford, CT to rates for a clean record with top companies.

Annual New Hartford, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,796 $5,929 $7,041 $4,796
GEICO $1,805 $2,366 $5,053 $2,216
Liberty Mutual $5,744 $7,185 $7,116 $6,175
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $3,637 $5,290 $3,822 $4,331
State Farm $2,762 $3,035 $3,035 $3,035
Travelers $4,663 $5,051 $7,355 $6,109
USAA $2,343 $2,941 $4,435 $2,343

Cheapest New Hartford, CT Car Insurance for Teen Drivers

Teen car insurance in New Hartford, CT can be expensive. Take a look at rates from the top car insurance companies in New Hartford for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Hartford, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,880 $12,859
GEICO $4,866 $5,766
Liberty Mutual $15,810 $17,811
Nationwide $6,150 $7,803
Progressive $9,543 $10,578
State Farm $5,501 $6,904
Travelers $13,493 $21,652
USAA $5,822 $6,120

Cheapest New Hartford, CT Car Insurance for Seniors

Take a look at New Hartford, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Hartford, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,260 $3,491
GEICO $1,969 $1,985
Liberty Mutual $2,449 $3,012
Nationwide $2,003 $2,102
Progressive $1,962 $2,037
State Farm $1,663 $1,663
Travelers $1,766 $1,759
USAA $1,727 $1,706

Cheapest New Hartford, CT Car Insurance Rates After a DUI

A DUI in New Hartford, CT increases car insurance rates. Compare New Hartford, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Hartford, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $7,041
GEICO $5,053
Liberty Mutual $7,116
Nationwide $4,241
Progressive $3,822
State Farm $3,035
Travelers $7,355
USAA $4,435

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Cheapest New Hartford, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Hartford, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Hartford, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,640 $5,640
GEICO $2,816 $2,903
Liberty Mutual $6,555 $6,555
Nationwide $3,488 $3,488
Progressive $4,270 $4,270
State Farm $2,895 $3,039
Travelers $5,794 $5,794
USAA $2,979 $3,051

The Best Cheap Car Insurance Companies in New Hartford, CT

Take a look at a side-by-side comparison of the top car insurance companies in New Hartford, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Hartford, Connecticut

Insurance Company Average Annual Rates
Allstate $5,640
GEICO $2,860
Liberty Mutual $6,555
Nationwide $3,488
Progressive $4,270
State Farm $2,967
Travelers $5,794
USAA $3,015

Category Winners: Cheapest Car Insurance in New Hartford, Connecticut

Find the cheapest car insurance companies in New Hartford, CT for each category right here.

Best Annual Car Insurance Rates by Company in New Hartford, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

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Cheapest New Hartford, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Hartford car insurance rates. Find the cheapest New Hartford, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Hartford, Connecticut

Insurance Company Low Medium High
Allstate $5,331 $5,634 $5,956
GEICO $2,658 $2,826 $3,095
Liberty Mutual $6,308 $6,508 $6,849
Nationwide $3,547 $3,514 $3,403
Progressive $4,013 $4,237 $4,560
State Farm $2,792 $2,971 $3,137
Travelers $5,403 $5,758 $6,223
USAA $2,826 $3,018 $3,202

What affects car insurance rates in New Hartford, Connecticut?

What factors can have an impact on New Hartford, CT car insurance? There are several reasons why New Hartford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Hartford, Connecticut.

Commute Time in New Hartford

The more time you spend in your car the higher the risk of an accident. The average commute length in New Hartford, CT is 35.3 minutes according to City-Data.

Compare Car Insurance Quotes in New Hartford, CT

Ready to find affordable New Hartford, Connecticut car insurance today? Enter your ZIP code for fast, free New Hartford, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State