Compare New Hartford, IA Car Insurance Rates (2021)

Car insurance in New Hartford, IA averages $239 a month. New Hartford, Iowa car insurance requirements are 20/40/15, but you might need full coverage insurance if your car is financed. To find cheap New Hartford car insurance rates, compare quotes from the top car insurance companies in New Hartford, IA.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Hartford is USAA
  • Average car insurance rates in New Hartford, IA are $2,865/year
  • The cheapest car insurance company in New Hartford for teen drivers is USAA

If you need to buy New Hartford, Iowa car insurance, the options can be confusing. Everything you need to know about car insurance in New Hartford, IA is right here.

You’ll find New Hartford car insurance rates, the cheapest New Hartford, IA car insurance companies, and information on Iowa car insurance laws. You can also compare New Hartford, Iowa car insurance rates to West Des Moines car insurance rates, Council Bluffs car insurance rates, and Davenport car insurance rates.

Ready to find affordable New Hartford, IA car insurance today? Enter your ZIP code for fast, free New Hartford car insurance quotes.

Cheapest New Hartford, IA Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Hartford, IA car insurance rates? Every New Hartford, Iowa car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Hartford, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,762 $1,691 $1,568 $1,596 $5,068 $5,708 $1,914 $1,970
American Family $1,945 $1,945 $1,740 $1,740 $5,193 $7,282 $1,945 $2,343
Farmers $1,483 $1,511 $1,327 $1,449 $4,490 $4,788 $2,009 $2,153
GEICO $1,912 $1,712 $1,710 $1,564 $4,328 $4,022 $1,808 $1,672
Liberty Mutual $2,169 $2,353 $1,903 $2,309 $10,599 $11,918 $2,459 $2,717
Nationwide $1,773 $1,824 $1,578 $1,690 $3,990 $5,189 $1,997 $2,178
Progressive $1,884 $1,829 $1,557 $1,604 $4,390 $4,966 $2,274 $2,454
State Farm $1,438 $1,438 $1,260 $1,260 $3,845 $4,883 $1,615 $1,836
Travelers $2,039 $2,076 $2,007 $2,004 $9,243 $14,698 $2,129 $2,481
USAA $1,180 $1,195 $1,081 $1,106 $3,136 $3,336 $1,416 $1,564

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Minimum Car Insurance in New Hartford, IA

Every driver must carry the minimum car insurance in New Hartford, IA. Take a look at the Iowa car insurance requirements.

Minimum Required Car Insurance Coverage in New Hartford, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

Cheapest New Hartford, IA Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Hartford, IA. Compare credit history car insurance rates in New Hartford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Hartford, Iowa

Insurance Company Poor Fair Good
Allstate $3,176 $2,527 $2,276
American Family $3,846 $2,827 $2,376
Farmers $2,752 $2,286 $2,166
GEICO $2,814 $2,341 $1,868
Liberty Mutual $6,500 $4,009 $3,152
Nationwide $3,076 $2,399 $2,107
Progressive $3,113 $2,495 $2,251
State Farm $3,128 $1,935 $1,526
Travelers $5,149 $4,406 $4,200
USAA $2,305 $1,581 $1,369

Cheapest New Hartford, IA Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Hartford, IA to rates for a clean record with top companies.

Annual New Hartford, Iowa Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,262 $2,735 $3,113 $2,529
American Family $2,178 $3,189 $4,139 $2,560
Farmers $2,047 $2,538 $2,573 $2,447
GEICO $1,776 $2,476 $3,206 $1,905
Liberty Mutual $3,934 $4,865 $4,961 $4,453
Nationwide $1,820 $2,629 $3,597 $2,064
Progressive $2,113 $3,431 $2,288 $2,647
State Farm $2,036 $2,357 $2,197 $2,197
Travelers $3,327 $4,457 $5,981 $4,574
USAA $1,341 $1,794 $2,333 $1,538

Cheapest New Hartford, IA Car Insurance for Teen Drivers

Teen car insurance in New Hartford, IA can be expensive. Take a look at rates from the top car insurance companies in New Hartford for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Hartford, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,068 $5,708
American Family $5,193 $7,282
Farmers $4,490 $4,788
GEICO $4,328 $4,022
Liberty Mutual $10,599 $11,918
Nationwide $3,990 $5,189
Progressive $4,390 $4,966
State Farm $3,845 $4,883
Travelers $9,243 $14,698
USAA $3,136 $3,336

Cheapest New Hartford, IA Car Insurance for Seniors

Take a look at New Hartford, IA senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Hartford, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,568 $1,596
American Family $1,740 $1,740
Farmers $1,327 $1,449
GEICO $1,710 $1,564
Liberty Mutual $1,903 $2,309
Nationwide $1,578 $1,690
Progressive $1,557 $1,604
State Farm $1,260 $1,260
Travelers $2,007 $2,004
USAA $1,081 $1,106

Cheapest New Hartford, IA Car Insurance Rates After a DUI

A DUI in New Hartford, IA increases car insurance rates. Compare New Hartford, Iowa DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Hartford, Iowa

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,113
American Family $4,139
Farmers $2,573
GEICO $3,206
Liberty Mutual $4,961
Nationwide $3,597
Progressive $2,288
State Farm $2,197
Travelers $5,981
USAA $2,333

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Cheapest New Hartford, IA Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Hartford, IA by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Hartford, Iowa

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $2,597 $2,722
American Family $2,981 $3,052
Farmers $2,401 $2,401
GEICO $2,294 $2,387
Liberty Mutual $4,553 $4,553
Nationwide $2,527 $2,527
Progressive $2,620 $2,620
State Farm $2,144 $2,250
Travelers $4,585 $4,585
USAA $1,688 $1,815

The Best Cheap Car Insurance Companies in New Hartford, IA

Take a look at a side-by-side comparison of the top car insurance companies in New Hartford, IA to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Hartford, Iowa

Insurance Company Average Annual Rates
Allstate $2,660
American Family $3,017
Farmers $2,401
GEICO $2,341
Liberty Mutual $4,553
Nationwide $2,527
Progressive $2,620
State Farm $2,197
Travelers $4,585
USAA $1,752

Category Winners: Cheapest Car Insurance in New Hartford, Iowa

Find the cheapest car insurance companies in New Hartford, IA for each category right here.

Best Annual Car Insurance Rates by Company in New Hartford, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest New Hartford, IA Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Hartford car insurance rates. Find the cheapest New Hartford, IA car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Hartford, Iowa

Insurance Company Low Medium High
Allstate $2,566 $2,663 $2,750
American Family $3,033 $3,184 $2,833
Farmers $2,304 $2,409 $2,490
GEICO $2,225 $2,341 $2,457
Liberty Mutual $4,386 $4,546 $4,728
Nationwide $2,636 $2,513 $2,433
Progressive $2,496 $2,630 $2,733
State Farm $2,092 $2,209 $2,289
Travelers $4,297 $4,655 $4,802
USAA $1,662 $1,757 $1,836

What affects car insurance rates in New Hartford, Iowa?

What factors can have an impact on New Hartford, IA car insurance? There are several reasons why New Hartford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Hartford, Iowa.

Commute Time in New Hartford

The more time you spend in your car the higher the risk of an accident. The average commute length in New Hartford, IA is 19.9 minutes according to City-Data.

Compare Car Insurance Quotes in New Hartford, IA

Ready to find affordable New Hartford, Iowa car insurance today? Enter your ZIP code for fast, free New Hartford, IA car insurance quotes.

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