Compare New Haven, CT Car Insurance Rates (2021)

Car insurance in New Haven, CT averages $514 a month. New Haven, Connecticut car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap New Haven car insurance rates, compare quotes from the top car insurance companies in New Haven, CT.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Haven for teen drivers is GEICO
  • The cheapest car insurance company in New Haven is State Farm
  • The cheapest ZIP code in New Haven is 6510

If you need to buy New Haven, Connecticut car insurance, the options can be confusing. Everything you need to know about car insurance in New Haven, CT is right here.

You’ll find New Haven car insurance rates, the cheapest New Haven, CT car insurance companies, and information on Connecticut car insurance laws. You can also compare New Haven, Connecticut car insurance rates to Stamford car insurance rates, New Haven car insurance rates, and New Britain car insurance rates.

Ready to find affordable New Haven, CT car insurance today? Enter your ZIP code for fast, free New Haven car insurance quotes.

Cheapest New Haven, CT Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Haven, CT car insurance rates? Every New Haven, Connecticut car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Haven, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,339 $4,271 $4,011 $4,297 $13,184 $15,555 $4,512 $4,699
GEICO $3,135 $3,143 $2,908 $2,932 $7,243 $8,508 $3,013 $2,909
Liberty Mutual $4,200 $4,586 $3,230 $4,010 $21,067 $23,801 $4,236 $4,620
Nationwide $3,102 $3,135 $2,785 $2,921 $8,679 $11,014 $3,606 $3,879
Progressive $3,888 $3,595 $3,293 $3,461 $16,272 $18,055 $4,397 $4,893
State Farm $2,380 $2,380 $2,193 $2,193 $7,333 $9,253 $2,682 $3,070
Travelers $2,651 $2,691 $2,642 $2,641 $21,639 $35,703 $2,873 $3,209
USAA $2,607 $2,579 $2,434 $2,404 $8,324 $8,722 $3,510 $3,636

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Minimum Car Insurance in New Haven, CT

Every driver must carry the minimum car insurance in New Haven, CT. Take a look at the Connecticut car insurance requirements.

Minimum Required Car Insurance Coverage in New Haven, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest New Haven, CT Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Haven, CT. Compare credit history car insurance rates in New Haven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Haven, Connecticut

Insurance Company Poor Fair Good
Allstate $8,769 $6,590 $5,216
GEICO $6,153 $3,703 $2,816
Liberty Mutual $12,398 $7,709 $6,049
Nationwide $6,474 $4,349 $3,847
Progressive $7,873 $7,062 $6,761
State Farm $5,492 $3,503 $2,812
Travelers $10,510 $8,750 $8,508
USAA $5,666 $3,817 $3,348

Cheapest New Haven, CT Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Haven, CT to rates for a clean record with top companies.

Annual New Haven, Connecticut Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,834 $7,233 $8,533 $5,834
GEICO $2,674 $3,510 $7,421 $3,289
Liberty Mutual $7,629 $9,556 $9,476 $8,214
Nationwide $3,978 $5,200 $5,955 $4,428
Progressive $6,169 $8,950 $6,511 $7,296
State Farm $3,659 $4,028 $4,028 $4,028
Travelers $7,438 $8,070 $11,752 $9,764
USAA $3,285 $4,137 $6,402 $3,285

Cheapest New Haven, CT Car Insurance for Teen Drivers

Teen car insurance in New Haven, CT can be expensive. Take a look at rates from the top car insurance companies in New Haven for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Haven, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $13,184 $15,555
GEICO $7,243 $8,508
Liberty Mutual $21,067 $23,801
Nationwide $8,679 $11,014
Progressive $16,272 $18,055
State Farm $7,333 $9,253
Travelers $21,639 $35,703
USAA $8,324 $8,722

Cheapest New Haven, CT Car Insurance for Seniors

Take a look at New Haven, CT senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Haven, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,011 $4,297
GEICO $2,908 $2,932
Liberty Mutual $3,230 $4,010
Nationwide $2,785 $2,921
Progressive $3,293 $3,461
State Farm $2,193 $2,193
Travelers $2,642 $2,641
USAA $2,434 $2,404

Cheapest New Haven, CT Car Insurance Rates After a DUI

A DUI in New Haven, CT increases car insurance rates. Compare New Haven, Connecticut DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Haven, Connecticut

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $8,533
GEICO $7,421
Liberty Mutual $9,476
Nationwide $5,955
Progressive $6,511
State Farm $4,028
Travelers $11,752
USAA $6,402

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Cheapest New Haven, CT Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Haven, CT by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Haven, Connecticut

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,859 $6,859
GEICO $4,159 $4,289
Liberty Mutual $8,719 $8,719
Nationwide $4,890 $4,890
Progressive $7,232 $7,232
State Farm $3,835 $4,036
Travelers $9,256 $9,256
USAA $4,225 $4,329

Cheapest New Haven, CT Car Insurance Rates by ZIP Code

New Haven car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in New Haven, CT.

Annual Car Insurance Rates by ZIP Code in New Haven, Connecticut

ZIP Code Average Annual Rates
6510 $6,238
6511 $6,238
6512 $6,238
6513 $6,238
6515 $6,238
6519 $6,238

The Best Cheap Car Insurance Companies in New Haven, CT

Take a look at a side-by-side comparison of the top car insurance companies in New Haven, CT to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Haven, Connecticut

Insurance Company Average Annual Rates
Allstate $6,859
GEICO $4,224
Liberty Mutual $8,719
Nationwide $4,890
Progressive $7,232
State Farm $3,936
Travelers $9,256
USAA $4,277

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Category Winners: Cheapest Car Insurance in New Haven, Connecticut

Find the cheapest car insurance companies in New Haven, CT for each category right here.

Best Annual Car Insurance Rates by Company in New Haven, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors State Farm
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

Cheapest New Haven, CT Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Haven car insurance rates. Find the cheapest New Haven, CT car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Haven, Connecticut

Insurance Company Low Medium High
Allstate $6,339 $6,842 $7,394
GEICO $3,794 $4,143 $4,735
Liberty Mutual $8,325 $8,640 $9,191
Nationwide $4,887 $4,924 $4,860
Progressive $6,568 $7,149 $7,979
State Farm $3,664 $3,943 $4,200
Travelers $8,349 $9,173 $10,247
USAA $3,970 $4,282 $4,580

What affects car insurance rates in New Haven, Connecticut?

What factors can have an impact on New Haven, CT car insurance? There are several reasons why New Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Haven, Connecticut.

Commute Time in New Haven

The more time you spend in your car the higher the risk of an accident. The average commute length in New Haven, CT is 23.2 minutes according to City-Data.

Traffic in New Haven

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. New Haven, CT traffic data from INRIX ranks New Haven as the 232nd-most congested in the world.

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Compare Car Insurance Quotes in New Haven, CT

Ready to find affordable New Haven, Connecticut car insurance today? Enter your ZIP code for fast, free New Haven, CT car insurance quotes.

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Average Monthly Car Insurance Rates by State