Compare New Haven, IL Car Insurance Rates (2021)

Car insurance in New Haven, IL averages $276 a month. New Haven, Illinois car insurance requirements are 25/50/20, but you might need full coverage insurance if your car is financed. To find cheap New Haven car insurance rates, compare quotes from the top car insurance companies in New Haven, IL.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Haven, IL after a DUI are $3,866/year
  • Average car insurance rates in New Haven, IL are $3,318/year
  • The cheapest car insurance company in New Haven is Liberty Mutual

If you need to buy New Haven, Illinois car insurance, the options can be confusing. Everything you need to know about car insurance in New Haven, IL is right here.

You’ll find New Haven car insurance rates, the cheapest New Haven, IL car insurance companies, and information on Illinois car insurance laws. You can also compare New Haven, Illinois car insurance rates to Springfield car insurance rates, Cicero car insurance rates, and Rockford car insurance rates.

Ready to find affordable New Haven, IL car insurance today? Enter your ZIP code for fast, free New Haven car insurance quotes.

Cheapest New Haven, IL Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Haven, IL car insurance rates? Every New Haven, Illinois car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Haven, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,511 $3,527 $3,646 $3,646 $8,861 $11,572 $4,223 $4,564
American Family $2,431 $2,431 $2,219 $2,219 $6,753 $9,419 $2,431 $3,129
Farmers $2,470 $2,479 $2,197 $2,313 $10,132 $10,583 $2,810 $2,953
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,404 $1,519 $1,167 $1,306 $4,389 $4,888 $1,471 $1,560
Nationwide $1,962 $2,001 $1,741 $1,852 $5,337 $6,882 $2,279 $2,476
Progressive $2,196 $2,095 $1,808 $1,893 $7,400 $8,333 $2,609 $2,801
State Farm $1,500 $1,500 $1,330 $1,330 $4,150 $5,287 $1,692 $1,930
Travelers $1,493 $1,575 $1,348 $1,438 $4,168 $5,181 $1,586 $1,670
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

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Minimum Car Insurance in New Haven, IL

Every driver must carry the minimum car insurance in New Haven, IL. Take a look at the Illinois car insurance requirements.

Minimum Required Car Insurance Coverage in New Haven, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Cheapest New Haven, IL Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Haven, IL. Compare credit history car insurance rates in New Haven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Haven, Illinois

Insurance Company Poor Fair Good
Allstate $6,983 $4,991 $4,358
American Family $5,175 $3,504 $2,957
Farmers $5,118 $4,282 $4,077
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,136 $1,947 $1,555
Nationwide $3,665 $2,949 $2,584
Progressive $4,173 $3,518 $3,235
State Farm $3,404 $2,037 $1,579
Travelers $2,821 $2,260 $1,841
USAA $3,742 $2,576 $2,125

Cheapest New Haven, IL Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Haven, IL to rates for a clean record with top companies.

Annual New Haven, Illinois Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,987 $6,566 $6,085 $5,138
American Family $2,851 $4,046 $5,383 $3,236
Farmers $3,805 $4,879 $4,758 $4,526
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,852 $2,604 $2,300 $2,095
Nationwide $2,461 $3,200 $3,771 $2,834
Progressive $3,011 $4,412 $3,335 $3,809
State Farm $2,148 $2,531 $2,340 $2,340
Travelers $1,843 $2,408 $2,670 $2,307
USAA $2,000 $2,887 $3,954 $2,415

Cheapest New Haven, IL Car Insurance for Teen Drivers

Teen car insurance in New Haven, IL can be expensive. Take a look at rates from the top car insurance companies in New Haven for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Haven, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,861 $11,572
American Family $6,753 $9,419
Farmers $10,132 $10,583
GEICO $5,690 $6,014
Liberty Mutual $4,389 $4,888
Nationwide $5,337 $6,882
Progressive $7,400 $8,333
State Farm $4,150 $5,287
Travelers $4,168 $5,181
USAA $5,467 $6,018

Cheapest New Haven, IL Car Insurance for Seniors

Take a look at New Haven, IL senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Haven, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,646 $3,646
American Family $2,219 $2,219
Farmers $2,197 $2,313
GEICO $1,757 $2,095
Liberty Mutual $1,167 $1,306
Nationwide $1,741 $1,852
Progressive $1,808 $1,893
State Farm $1,330 $1,330
Travelers $1,348 $1,438
USAA $1,551 $1,522

Cheapest New Haven, IL Car Insurance Rates After a DUI

A DUI in New Haven, IL increases car insurance rates. Compare New Haven, Illinois DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Haven, Illinois

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,085
American Family $5,383
Farmers $4,758
GEICO $4,060
Liberty Mutual $2,300
Nationwide $3,771
Progressive $3,335
State Farm $2,340
Travelers $2,670
USAA $3,954

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Cheapest New Haven, IL Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Haven, IL by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Haven, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,444 $5,444
American Family $3,828 $3,929
Farmers $4,492 $4,492
GEICO $2,920 $3,043
Liberty Mutual $2,213 $2,213
Nationwide $3,066 $3,066
Progressive $3,642 $3,642
State Farm $2,280 $2,400
Travelers $2,217 $2,397
USAA $2,735 $2,893

The Best Cheap Car Insurance Companies in New Haven, IL

Take a look at a side-by-side comparison of the top car insurance companies in New Haven, IL to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Haven, Illinois

Insurance Company Average Annual Rates
Allstate $5,444
American Family $3,879
Farmers $4,492
GEICO $2,982
Liberty Mutual $2,213
Nationwide $3,066
Progressive $3,642
State Farm $2,340
Travelers $2,307
USAA $2,814

Category Winners: Cheapest Car Insurance in New Haven, Illinois

Find the cheapest car insurance companies in New Haven, IL for each category right here.

Best Annual Car Insurance Rates by Company in New Haven, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

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Cheapest New Haven, IL Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Haven car insurance rates. Find the cheapest New Haven, IL car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Haven, Illinois

Insurance Company Low Medium High
Allstate $5,293 $5,439 $5,600
American Family $3,750 $4,020 $3,866
Farmers $4,288 $4,392 $4,797
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,091 $2,208 $2,340
Nationwide $3,060 $3,090 $3,049
Progressive $3,292 $3,624 $4,010
State Farm $2,216 $2,344 $2,460
Travelers $2,181 $2,305 $2,436
USAA $2,621 $2,812 $3,010

What affects car insurance rates in New Haven, Illinois?

What factors can have an impact on New Haven, IL car insurance? There are several reasons why New Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Haven, Illinois.

Commute Time in New Haven

The more time you spend in your car the higher the risk of an accident. The average commute length in New Haven, IL is 32.1 minutes according to City-Data.

Traffic in New Haven

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. New Haven, IL traffic data from INRIX ranks New Haven as the 232nd-most congested in the world.

Compare Car Insurance Quotes in New Haven, IL

Ready to find affordable New Haven, Illinois car insurance today? Enter your ZIP code for fast, free New Haven, IL car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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