Compare New Haven, KY Car Insurance Rates (2021)

Car insurance in New Haven, KY averages $374 a month. New Haven, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Haven car insurance rates, compare quotes from the top car insurance companies in New Haven, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Haven for teen drivers is USAA
  • Average car insurance rates in New Haven, KY after a DUI are $5,372/year
  • The cheapest car insurance company in New Haven is USAA

If you need to buy New Haven, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in New Haven, KY is right here.

You’ll find New Haven car insurance rates, the cheapest New Haven, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare New Haven, Kentucky car insurance rates to Hopkinsville car insurance rates, Florence car insurance rates, and Nicholasville car insurance rates.

Ready to find affordable New Haven, KY car insurance today? Enter your ZIP code for fast, free New Haven car insurance quotes.

Cheapest New Haven, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Haven, KY car insurance rates? Every New Haven, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Haven, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,211 $3,174 $2,910 $3,101 $11,957 $13,421 $3,543 $3,738
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,828 $3,067 $2,404 $2,691 $11,667 $12,921 $2,951 $3,066
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,239 $2,131 $2,007 $2,018 $10,856 $12,279 $2,777 $2,836
State Farm $1,931 $1,931 $1,717 $1,717 $5,700 $7,230 $2,155 $2,408
Travelers $2,286 $2,324 $2,260 $2,262 $11,351 $18,311 $2,395 $2,735
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

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Minimum Car Insurance in New Haven, KY

Every driver must carry the minimum car insurance in New Haven, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in New Haven, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Haven, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Haven, KY. Compare credit history car insurance rates in New Haven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Haven, Kentucky

Insurance Company Poor Fair Good
Allstate $7,460 $5,149 $4,286
GEICO $6,836 $3,413 $2,224
Liberty Mutual $7,432 $4,565 $3,602
Nationwide $5,732 $4,513 $3,919
Progressive $5,191 $4,523 $4,215
State Farm $4,489 $2,703 $2,104
Travelers $6,114 $5,187 $5,170
USAA $4,419 $2,480 $2,021

Cheapest New Haven, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Haven, KY to rates for a clean record with top companies.

Annual New Haven, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,666 $6,091 $6,504 $5,267
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $4,337 $6,670 $5,183 $4,607
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $3,840 $5,684 $4,380 $4,667
State Farm $2,837 $3,360 $3,099 $3,099
Travelers $4,784 $4,918 $7,134 $5,126
USAA $2,238 $3,167 $3,791 $2,697

Cheapest New Haven, KY Car Insurance for Teen Drivers

Teen car insurance in New Haven, KY can be expensive. Take a look at rates from the top car insurance companies in New Haven for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Haven, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,957 $13,421
GEICO $6,851 $8,131
Liberty Mutual $11,667 $12,921
Nationwide $7,618 $9,461
Progressive $10,856 $12,279
State Farm $5,700 $7,230
Travelers $11,351 $18,311
USAA $5,340 $5,620

Cheapest New Haven, KY Car Insurance for Seniors

Take a look at New Haven, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Haven, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,910 $3,101
GEICO $3,510 $3,179
Liberty Mutual $2,404 $2,691
Nationwide $3,031 $3,157
Progressive $2,007 $2,018
State Farm $1,717 $1,717
Travelers $2,260 $2,262
USAA $1,791 $1,819

Cheapest New Haven, KY Car Insurance Rates After a DUI

A DUI in New Haven, KY increases car insurance rates. Compare New Haven, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Haven, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,504
GEICO $6,731
Liberty Mutual $5,183
Nationwide $6,153
Progressive $4,380
State Farm $3,099
Travelers $7,134
USAA $3,791

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Cheapest New Haven, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Haven, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Haven, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,632 $5,632
GEICO $4,119 $4,197
Liberty Mutual $5,199 $5,199
Nationwide $4,721 $4,721
Progressive $4,643 $4,643
State Farm $3,022 $3,175
Travelers $5,490 $5,490
USAA $2,863 $3,084

The Best Cheap Car Insurance Companies in New Haven, KY

Take a look at a side-by-side comparison of the top car insurance companies in New Haven, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Haven, Kentucky

Insurance Company Average Annual Rates
Allstate $5,632
GEICO $4,158
Liberty Mutual $5,199
Nationwide $4,721
Progressive $4,643
State Farm $3,099
Travelers $5,490
USAA $2,973

Category Winners: Cheapest Car Insurance in New Haven, Kentucky

Find the cheapest car insurance companies in New Haven, KY for each category right here.

Best Annual Car Insurance Rates by Company in New Haven, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest New Haven, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Haven car insurance rates. Find the cheapest New Haven, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Haven, Kentucky

Insurance Company Low Medium High
Allstate $5,216 $5,608 $6,071
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,929 $5,164 $5,505
Nationwide $4,750 $4,668 $4,746
Progressive $4,288 $4,585 $5,056
State Farm $2,929 $3,098 $3,269
Travelers $5,180 $5,513 $5,778
USAA $2,836 $2,966 $3,118

What affects car insurance rates in New Haven, Kentucky?

What factors can have an impact on New Haven, KY car insurance? There are several reasons why New Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Haven, Kentucky.

Commute Time in New Haven

The more time you spend in your car the higher the risk of an accident. The average commute length in New Haven, KY is 27.9 minutes according to City-Data.

Traffic in New Haven

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. New Haven, KY traffic data from INRIX ranks New Haven as the 232nd-most congested in the world.

Compare Car Insurance Quotes in New Haven, KY

Ready to find affordable New Haven, Kentucky car insurance today? Enter your ZIP code for fast, free New Haven, KY car insurance quotes.

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