Compare New Haven, MI Car Insurance Rates (2021)

Car insurance in New Haven, MI averages $972 a month. New Haven, Michigan car insurance requirements are 20/40/10, but you might need full coverage insurance if your car is financed. To find cheap New Haven car insurance rates, compare quotes from the top car insurance companies in New Haven, MI.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Haven for teen drivers is USAA
  • The cheapest car insurance company in New Haven is USAA
  • Average car insurance rates in New Haven, MI after a DUI are $19,508/year

If you need to buy New Haven, Michigan car insurance, the options can be confusing. Everything you need to know about car insurance in New Haven, MI is right here.

You’ll find New Haven car insurance rates, the cheapest New Haven, MI car insurance companies, and information on Michigan car insurance laws. You can also compare New Haven, Michigan car insurance rates to Troy car insurance rates, Lansing car insurance rates, and Grand Rapids car insurance rates.

Ready to find affordable New Haven, MI car insurance today? Enter your ZIP code for fast, free New Haven car insurance quotes.

Cheapest New Haven, MI Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Haven, MI car insurance rates? Every New Haven, Michigan car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Haven, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $18,612 $18,612 $17,269 $17,269 $46,743 $46,743 $19,616 $19,616
Farmers $5,411 $5,411 $5,049 $5,049 $11,880 $11,880 $6,096 $6,096
GEICO $4,775 $4,775 $4,907 $4,907 $13,319 $13,319 $4,554 $4,554
Liberty Mutual $17,478 $17,478 $17,307 $17,307 $40,779 $40,779 $17,478 $17,478
Nationwide $4,828 $4,828 $4,288 $4,288 $13,055 $13,055 $5,313 $5,313
Progressive $3,903 $3,548 $3,437 $3,930 $14,136 $14,764 $4,525 $4,007
State Farm $9,893 $9,893 $9,248 $9,248 $35,681 $35,681 $11,642 $11,642
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $3,011 $2,835 $2,833 $2,657 $7,613 $7,213 $3,682 $3,511

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Minimum Car Insurance in New Haven, MI

Every driver must carry the minimum car insurance in New Haven, MI. Take a look at the Michigan car insurance requirements.

Minimum Required Car Insurance Coverage in New Haven, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest New Haven, MI Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Haven, MI. Compare credit history car insurance rates in New Haven from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Haven, Michigan

Insurance Company Poor Fair Good
Allstate $38,787 $21,471 $16,422
Farmers $9,462 $6,178 $5,687
GEICO $8,869 $6,509 $5,289
Liberty Mutual $36,823 $21,248 $11,712
Nationwide $8,615 $6,491 $5,506
Progressive $7,600 $6,344 $5,650
State Farm $27,013 $13,619 $9,217
Travelers $8,206 $7,958 $7,858
USAA $6,261 $3,555 $2,692

Cheapest New Haven, MI Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Haven, MI to rates for a clean record with top companies.

Annual New Haven, Michigan Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $12,331 $16,491 $56,055 $17,363
Farmers $5,961 $7,607 $7,515 $7,353
GEICO $2,368 $5,117 $15,631 $4,441
Liberty Mutual $15,941 $19,502 $36,967 $20,633
Nationwide $5,868 $7,875 $7,128 $6,613
Progressive $5,469 $7,316 $6,561 $6,778
State Farm $10,373 $12,545 $27,744 $15,802
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,340 $4,196 $5,495 $3,646

Cheapest New Haven, MI Car Insurance for Teen Drivers

Teen car insurance in New Haven, MI can be expensive. Take a look at rates from the top car insurance companies in New Haven for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Haven, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $46,743 $46,743
Farmers $11,880 $11,880
GEICO $13,319 $13,319
Liberty Mutual $40,779 $40,779
Nationwide $13,055 $13,055
Progressive $14,136 $14,764
State Farm $35,681 $35,681
Travelers $16,180 $16,180
USAA $7,613 $7,213

Cheapest New Haven, MI Car Insurance for Seniors

Take a look at New Haven, MI senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Haven, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $17,269 $17,269
Farmers $5,049 $5,049
GEICO $4,907 $4,907
Liberty Mutual $17,307 $17,307
Nationwide $4,288 $4,288
Progressive $3,437 $3,930
State Farm $9,248 $9,248
Travelers $4,626 $4,626
USAA $2,833 $2,657

Cheapest New Haven, MI Car Insurance Rates After a DUI

A DUI in New Haven, MI increases car insurance rates. Compare New Haven, Michigan DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Haven, Michigan

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $56,055
Farmers $7,515
GEICO $15,631
Liberty Mutual $36,967
Nationwide $7,128
Progressive $6,561
State Farm $27,744
Travelers $12,473
USAA $5,495

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Cheapest New Haven, MI Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Haven, MI by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Haven, Michigan

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $25,560 $25,560
Farmers $7,109 $7,109
GEICO $6,734 $7,044
Liberty Mutual $22,469 $24,053
Nationwide $6,871 $6,871
Progressive $6,531 $6,531
State Farm $16,152 $17,080
Travelers $7,961 $8,053
USAA $4,121 $4,217

Cheapest New Haven, MI Car Insurance Rates by ZIP Code

New Haven car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in New Haven, MI.

Annual Car Insurance Rates by ZIP Code in New Haven, Michigan

ZIP Code Average Annual Rates
48048 $8,104
48050 $7,607

The Best Cheap Car Insurance Companies in New Haven, MI

Take a look at a side-by-side comparison of the top car insurance companies in New Haven, MI to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Haven, Michigan

Insurance Company Average Annual Rates
Allstate $25,560
Farmers $7,109
GEICO $6,889
Liberty Mutual $23,261
Nationwide $6,871
Progressive $6,531
State Farm $16,616
Travelers $8,007
USAA $4,169

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Category Winners: Cheapest Car Insurance in New Haven, Michigan

Find the cheapest car insurance companies in New Haven, MI for each category right here.

Best Annual Car Insurance Rates by Company in New Haven, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

Cheapest New Haven, MI Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Haven car insurance rates. Find the cheapest New Haven, MI car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Haven, Michigan

Insurance Company Low Medium High
Allstate $24,958 $25,614 $26,108
Farmers $6,973 $7,097 $7,257
GEICO $6,468 $6,831 $7,367
Liberty Mutual $22,737 $23,210 $23,835
Nationwide $7,180 $6,758 $6,675
Progressive $6,318 $6,538 $6,737
State Farm $15,688 $16,731 $17,429
Travelers $7,920 $8,016 $8,086
USAA $4,045 $4,180 $4,283

What affects car insurance rates in New Haven, Michigan?

What factors can have an impact on New Haven, MI car insurance? There are several reasons why New Haven car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Haven, Michigan.

Commute Time in New Haven

The more time you spend in your car the higher the risk of an accident. The average commute length in New Haven, MI is 34.7 minutes according to City-Data.

Traffic in New Haven

Traffic and commute times go hand in hand, with more traffic meaning more time on the road. New Haven, MI traffic data from INRIX ranks New Haven as the 232nd-most congested in the world.

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Compare Car Insurance Quotes in New Haven, MI

Ready to find affordable New Haven, Michigan car insurance today? Enter your ZIP code for fast, free New Haven, MI car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

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