Compare New Home, TX Car Insurance Rates (2021)

Car insurance in New Home, TX averages $298 a month. New Home, Texas car insurance requirements are 30/60/25, but you might need full coverage insurance if your car is financed. To find cheap New Home car insurance rates, compare quotes from the top car insurance companies in New Home, TX.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Home is USAA
  • The cheapest car insurance company in New Home for teen drivers is USAA
  • Average car insurance rates in New Home, TX after a DUI are $4,062/year

If you need to buy New Home, Texas car insurance, the options can be confusing. Everything you need to know about car insurance in New Home, TX is right here.

You’ll find New Home car insurance rates, the cheapest New Home, TX car insurance companies, and information on Texas car insurance laws. You can also compare New Home, Texas car insurance rates to San Antonio car insurance rates, Fort Worth car insurance rates, and Dallas car insurance rates.

Ready to find affordable New Home, TX car insurance today? Enter your ZIP code for fast, free New Home car insurance quotes.

Cheapest New Home, TX Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Home, TX car insurance rates? Every New Home, Texas car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Home, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,608 $3,665 $3,567 $3,567 $9,080 $11,034 $4,469 $4,697
American Family $2,591 $2,862 $2,349 $2,671 $6,320 $8,286 $3,616 $4,108
GEICO $2,339 $2,514 $2,230 $2,517 $5,076 $5,275 $2,535 $2,539
Nationwide $2,357 $2,404 $2,078 $2,209 $6,573 $8,482 $2,757 $2,992
Progressive $2,115 $2,043 $1,863 $1,910 $8,153 $9,097 $2,514 $2,576
State Farm $1,758 $1,758 $1,556 $1,556 $4,064 $5,155 $1,901 $1,965
USAA $1,558 $1,606 $1,464 $1,501 $3,909 $4,372 $2,090 $2,325

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Minimum Car Insurance in New Home, TX

Every driver must carry the minimum car insurance in New Home, TX. Take a look at the Texas car insurance requirements.

Minimum Required Car Insurance Coverage in New Home, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Home, TX Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Home, TX. Compare credit history car insurance rates in New Home from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Home, Texas

Insurance Company Poor Fair Good
Allstate $6,962 $5,082 $4,338
American Family $5,700 $3,528 $3,073
GEICO $4,823 $2,734 $1,827
Nationwide $4,483 $3,588 $3,124
Progressive $4,301 $3,668 $3,382
State Farm $3,491 $2,172 $1,730
USAA $3,528 $1,968 $1,564

Cheapest New Home, TX Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Home, TX to rates for a clean record with top companies.

Annual New Home, Texas Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,343 $6,455 $6,703 $4,343
American Family $3,753 $4,734 $4,162 $3,753
GEICO $2,656 $3,489 $2,942 $3,425
Nationwide $3,229 $3,229 $4,814 $3,655
Progressive $3,312 $4,212 $3,872 $3,739
State Farm $2,206 $2,509 $2,937 $2,206
USAA $1,787 $2,568 $3,006 $2,051

Cheapest New Home, TX Car Insurance for Teen Drivers

Teen car insurance in New Home, TX can be expensive. Take a look at rates from the top car insurance companies in New Home for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Home, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,080 $11,034
American Family $6,320 $8,286
GEICO $5,076 $5,275
Nationwide $6,573 $8,482
Progressive $8,153 $9,097
State Farm $4,064 $5,155
USAA $3,909 $4,372

Cheapest New Home, TX Car Insurance for Seniors

Take a look at New Home, TX senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Home, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,567 $3,567
American Family $2,349 $2,671
GEICO $2,230 $2,517
Nationwide $2,078 $2,209
Progressive $1,863 $1,910
State Farm $1,556 $1,556
USAA $1,464 $1,501

Cheapest New Home, TX Car Insurance Rates After a DUI

A DUI in New Home, TX increases car insurance rates. Compare New Home, Texas DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Home, Texas

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,703
American Family $4,162
GEICO $2,942
Nationwide $4,814
Progressive $3,872
State Farm $2,937
USAA $3,006

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Cheapest New Home, TX Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Home, TX by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Home, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,340 $5,582
American Family $4,100 $4,100
GEICO $3,067 $3,189
Nationwide $3,732 $3,732
Progressive $3,784 $3,784
State Farm $2,464 $2,464
USAA $2,322 $2,384

The Best Cheap Car Insurance Companies in New Home, TX

Take a look at a side-by-side comparison of the top car insurance companies in New Home, TX to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Home, Texas

Insurance Company Average Annual Rates
Allstate $5,461
American Family $4,100
GEICO $3,128
Nationwide $3,732
Progressive $3,784
State Farm $2,464
USAA $2,353

Category Winners: Cheapest Car Insurance in New Home, Texas

Find the cheapest car insurance companies in New Home, TX for each category right here.

Best Annual Car Insurance Rates by Company in New Home, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest New Home, TX Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Home car insurance rates. Find the cheapest New Home, TX car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Home, Texas

Insurance Company Low Medium High
Allstate $5,346 $5,418 $5,619
American Family $3,851 $3,969 $4,480
GEICO $2,971 $3,091 $3,323
Nationwide $4,034 $3,570 $3,591
Progressive $3,628 $3,769 $3,955
State Farm $2,350 $2,458 $2,585
USAA $2,300 $2,347 $2,412

What affects car insurance rates in New Home, Texas?

What factors can have an impact on New Home, TX car insurance? There are several reasons why New Home car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Home, Texas.

Commute Time in New Home

The more time you spend in your car the higher the risk of an accident. The average commute length in New Home, TX is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in New Home, TX

Ready to find affordable New Home, Texas car insurance today? Enter your ZIP code for fast, free New Home, TX car insurance quotes.

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