Compare New Hope, KY Car Insurance Rates (2021)

Car insurance in New Hope, KY averages $384 a month. New Hope, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Hope car insurance rates, compare quotes from the top car insurance companies in New Hope, KY.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Hope is USAA
  • Average car insurance rates in New Hope, KY are $4,607/year
  • Average car insurance rates in New Hope, KY after a DUI are $5,556/year

If you need to buy New Hope, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in New Hope, KY is right here.

You’ll find New Hope car insurance rates, the cheapest New Hope, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare New Hope, Kentucky car insurance rates to Covington car insurance rates, Nicholasville car insurance rates, and Hopkinsville car insurance rates.

Ready to find affordable New Hope, KY car insurance today? Enter your ZIP code for fast, free New Hope car insurance quotes.

Cheapest New Hope, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Hope, KY car insurance rates? Every New Hope, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Hope, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,162 $3,121 $2,867 $3,055 $11,831 $13,282 $3,482 $3,670
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,678 $2,899 $2,281 $2,547 $11,392 $12,598 $2,791 $2,888
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,329 $2,217 $2,087 $2,096 $11,333 $12,848 $2,893 $2,964
State Farm $1,973 $1,973 $1,758 $1,758 $5,865 $7,437 $2,204 $2,463
Travelers $2,332 $2,372 $2,304 $2,305 $11,497 $18,470 $2,445 $2,802
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

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Minimum Car Insurance in New Hope, KY

Every driver must carry the minimum car insurance in New Hope, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in New Hope, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Hope, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Hope, KY. Compare credit history car insurance rates in New Hope from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Hope, Kentucky

Insurance Company Poor Fair Good
Allstate $7,361 $5,084 $4,231
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,150 $4,405 $3,472
Nationwide $5,732 $4,513 $3,919
Progressive $5,418 $4,721 $4,398
State Farm $4,606 $2,772 $2,158
Travelers $6,202 $5,258 $5,239
USAA $4,419 $2,480 $2,021

Cheapest New Hope, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Hope, KY to rates for a clean record with top companies.

Annual New Hope, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,598 $6,012 $6,428 $5,196
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,172 $6,431 $4,996 $4,438
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $4,006 $5,931 $4,572 $4,873
State Farm $2,908 $3,450 $3,179 $3,179
Travelers $4,847 $4,985 $7,234 $5,198
USAA $2,238 $3,167 $3,791 $2,697

Cheapest New Hope, KY Car Insurance for Teen Drivers

Teen car insurance in New Hope, KY can be expensive. Take a look at rates from the top car insurance companies in New Hope for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Hope, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,831 $13,282
GEICO $8,260 $9,795
Liberty Mutual $11,392 $12,598
Nationwide $7,618 $9,461
Progressive $11,333 $12,848
State Farm $5,865 $7,437
Travelers $11,497 $18,470
USAA $5,340 $5,620

Cheapest New Hope, KY Car Insurance for Seniors

Take a look at New Hope, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Hope, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,867 $3,055
GEICO $4,219 $3,821
Liberty Mutual $2,281 $2,547
Nationwide $3,031 $3,157
Progressive $2,087 $2,096
State Farm $1,758 $1,758
Travelers $2,304 $2,305
USAA $1,791 $1,819

Cheapest New Hope, KY Car Insurance Rates After a DUI

A DUI in New Hope, KY increases car insurance rates. Compare New Hope, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Hope, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,428
GEICO $8,093
Liberty Mutual $4,996
Nationwide $6,153
Progressive $4,572
State Farm $3,179
Travelers $7,234
USAA $3,791

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Cheapest New Hope, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Hope, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Hope, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,559 $5,559
GEICO $4,955 $5,049
Liberty Mutual $5,009 $5,009
Nationwide $4,721 $4,721
Progressive $4,846 $4,846
State Farm $3,100 $3,257
Travelers $5,566 $5,566
USAA $2,863 $3,084

The Best Cheap Car Insurance Companies in New Hope, KY

Take a look at a side-by-side comparison of the top car insurance companies in New Hope, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Hope, Kentucky

Insurance Company Average Annual Rates
Allstate $5,559
GEICO $5,002
Liberty Mutual $5,009
Nationwide $4,721
Progressive $4,846
State Farm $3,179
Travelers $5,566
USAA $2,973

Category Winners: Cheapest Car Insurance in New Hope, Kentucky

Find the cheapest car insurance companies in New Hope, KY for each category right here.

Best Annual Car Insurance Rates by Company in New Hope, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest New Hope, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Hope car insurance rates. Find the cheapest New Hope, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Hope, Kentucky

Insurance Company Low Medium High
Allstate $5,154 $5,536 $5,986
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,751 $4,975 $5,301
Nationwide $4,750 $4,668 $4,746
Progressive $4,484 $4,783 $5,271
State Farm $3,003 $3,178 $3,355
Travelers $5,274 $5,593 $5,831
USAA $2,836 $2,966 $3,118

Compare Car Insurance Quotes in New Hope, KY

Ready to find affordable New Hope, Kentucky car insurance today? Enter your ZIP code for fast, free New Hope, KY car insurance quotes.

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Enter your ZIP code below to view companies that have cheap car insurance rates.

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