Compare New Liberty, KY Car Insurance Rates (2021)

Car insurance in New Liberty, KY averages $368 a month. New Liberty, Kentucky car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Liberty car insurance rates, compare quotes from the top car insurance companies in New Liberty, KY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Liberty, KY after a DUI are $5,284/year
  • Average car insurance rates in New Liberty, KY are $4,411/year
  • The cheapest car insurance company in New Liberty for teen drivers is USAA

If you need to buy New Liberty, Kentucky car insurance, the options can be confusing. Everything you need to know about car insurance in New Liberty, KY is right here.

You’ll find New Liberty car insurance rates, the cheapest New Liberty, KY car insurance companies, and information on Kentucky car insurance laws. You can also compare New Liberty, Kentucky car insurance rates to Richmond car insurance rates, Henderson car insurance rates, and Independence car insurance rates.

Ready to find affordable New Liberty, KY car insurance today? Enter your ZIP code for fast, free New Liberty car insurance quotes.

Cheapest New Liberty, KY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Liberty, KY car insurance rates? Every New Liberty, Kentucky car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Liberty, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,202 $3,166 $2,891 $3,085 $12,014 $13,506 $3,548 $3,751
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,647 $2,863 $2,233 $2,488 $11,610 $12,845 $2,782 $2,915
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,239 $2,136 $2,003 $2,015 $10,782 $12,207 $2,780 $2,847
State Farm $2,199 $2,199 $1,937 $1,937 $5,871 $7,342 $2,450 $2,692
Travelers $2,029 $2,065 $1,992 $1,993 $9,454 $14,997 $2,123 $2,460
USAA $1,982 $1,993 $1,779 $1,819 $5,206 $5,502 $2,512 $2,760

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Minimum Car Insurance in New Liberty, KY

Every driver must carry the minimum car insurance in New Liberty, KY. Take a look at the Kentucky car insurance requirements.

Minimum Required Car Insurance Coverage in New Liberty, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Liberty, KY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Liberty, KY. Compare credit history car insurance rates in New Liberty from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Liberty, Kentucky

Insurance Company Poor Fair Good
Allstate $7,463 $5,167 $4,306
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,215 $4,436 $3,493
Nationwide $5,647 $4,437 $3,858
Progressive $5,177 $4,506 $4,196
State Farm $4,818 $2,904 $2,263
Travelers $5,178 $4,380 $4,360
USAA $4,399 $2,446 $1,988

Cheapest New Liberty, KY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Liberty, KY to rates for a clean record with top companies.

Annual New Liberty, Kentucky Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,672 $6,110 $6,522 $5,277
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,200 $6,481 $5,040 $4,471
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,827 $5,657 $4,367 $4,654
State Farm $3,070 $3,586 $3,328 $3,328
Travelers $4,045 $4,162 $6,006 $4,343
USAA $2,219 $3,142 $3,746 $2,670

Cheapest New Liberty, KY Car Insurance for Teen Drivers

Teen car insurance in New Liberty, KY can be expensive. Take a look at rates from the top car insurance companies in New Liberty for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Liberty, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,014 $13,506
GEICO $7,170 $8,568
Liberty Mutual $11,610 $12,845
Nationwide $7,450 $9,339
Progressive $10,782 $12,207
State Farm $5,871 $7,342
Travelers $9,454 $14,997
USAA $5,206 $5,502

Cheapest New Liberty, KY Car Insurance for Seniors

Take a look at New Liberty, KY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Liberty, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,891 $3,085
GEICO $3,742 $3,389
Liberty Mutual $2,233 $2,488
Nationwide $2,972 $3,117
Progressive $2,003 $2,015
State Farm $1,937 $1,937
Travelers $1,992 $1,993
USAA $1,779 $1,819

Cheapest New Liberty, KY Car Insurance Rates After a DUI

A DUI in New Liberty, KY increases car insurance rates. Compare New Liberty, Kentucky DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Liberty, Kentucky

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,522
GEICO $7,199
Liberty Mutual $5,040
Nationwide $6,064
Progressive $4,367
State Farm $3,328
Travelers $6,006
USAA $3,746

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Cheapest New Liberty, KY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Liberty, KY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Liberty, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,645 $5,645
GEICO $4,371 $4,456
Liberty Mutual $5,048 $5,048
Nationwide $4,647 $4,647
Progressive $4,626 $4,626
State Farm $3,243 $3,413
Travelers $4,639 $4,639
USAA $2,835 $3,054

The Best Cheap Car Insurance Companies in New Liberty, KY

Take a look at a side-by-side comparison of the top car insurance companies in New Liberty, KY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Liberty, Kentucky

Insurance Company Average Annual Rates
Allstate $5,645
GEICO $4,413
Liberty Mutual $5,048
Nationwide $4,647
Progressive $4,626
State Farm $3,328
Travelers $4,639
USAA $2,944

Category Winners: Cheapest Car Insurance in New Liberty, Kentucky

Find the cheapest car insurance companies in New Liberty, KY for each category right here.

Best Annual Car Insurance Rates by Company in New Liberty, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Cheapest New Liberty, KY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Liberty car insurance rates. Find the cheapest New Liberty, KY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Liberty, Kentucky

Insurance Company Low Medium High
Allstate $5,271 $5,625 $6,041
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,843 $5,021 $5,279
Nationwide $4,735 $4,596 $4,611
Progressive $4,286 $4,570 $5,023
State Farm $3,178 $3,326 $3,480
Travelers $4,440 $4,666 $4,811
USAA $2,827 $2,938 $3,068

Compare Car Insurance Quotes in New Liberty, KY

Ready to find affordable New Liberty, Kentucky car insurance today? Enter your ZIP code for fast, free New Liberty, KY car insurance quotes.

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