Compare New Melle, MO Car Insurance Rates (2021)

Car insurance in New Melle, MO averages $294 a month. New Melle, Missouri car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Melle car insurance rates, compare quotes from the top car insurance companies in New Melle, MO.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • Average car insurance rates in New Melle, MO after a DUI are $4,120/year
  • Average car insurance rates in New Melle, MO are $3,524/year
  • The cheapest car insurance company in New Melle for teen drivers is Nationwide

If you need to buy New Melle, Missouri car insurance, the options can be confusing. Everything you need to know about car insurance in New Melle, MO is right here.

You’ll find New Melle car insurance rates, the cheapest New Melle, MO car insurance companies, and information on Missouri car insurance laws. You can also compare New Melle, Missouri car insurance rates to Springfield car insurance rates, Columbia car insurance rates, and Lee’s Summit car insurance rates.

Ready to find affordable New Melle, MO car insurance today? Enter your ZIP code for fast, free New Melle car insurance quotes.

Cheapest New Melle, MO Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Melle, MO car insurance rates? Every New Melle, Missouri car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Melle, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,761 $2,660 $2,504 $2,581 $7,966 $8,657 $2,612 $2,682
American Family $2,124 $2,124 $1,894 $1,894 $5,890 $7,647 $2,124 $2,477
Farmers $2,640 $2,622 $2,354 $2,493 $11,005 $11,376 $3,017 $3,150
GEICO $1,992 $2,232 $1,538 $1,999 $6,430 $6,766 $1,811 $1,804
Liberty Mutual $2,838 $3,071 $2,326 $2,610 $10,394 $11,549 $2,987 $3,183
Nationwide $1,570 $1,596 $1,411 $1,486 $4,083 $5,200 $1,802 $1,941
Progressive $2,322 $2,145 $1,910 $1,959 $7,968 $8,950 $2,838 $2,931
State Farm $1,619 $1,619 $1,474 $1,474 $5,042 $6,326 $1,832 $2,105
USAA $1,620 $1,602 $1,467 $1,486 $4,911 $5,994 $2,011 $2,232

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Minimum Car Insurance in New Melle, MO

Every driver must carry the minimum car insurance in New Melle, MO. Take a look at the Missouri car insurance requirements.

Minimum Required Car Insurance Coverage in New Melle, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Melle, MO Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Melle, MO. Compare credit history car insurance rates in New Melle from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Melle, Missouri

Insurance Company Poor Fair Good
Allstate $5,585 $3,603 $2,970
American Family $4,274 $3,008 $2,534
Farmers $5,506 $4,608 $4,382
GEICO $4,244 $2,762 $2,208
Liberty Mutual $6,979 $4,274 $3,356
Nationwide $2,806 $2,330 $2,022
Progressive $4,463 $3,725 $3,445
State Farm $3,798 $2,370 $1,891
USAA $4,433 $2,074 $1,489

Cheapest New Melle, MO Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Melle, MO to rates for a clean record with top companies.

Annual New Melle, Missouri Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,455 $3,919 $4,907 $3,930
American Family $2,433 $3,535 $4,334 $2,787
Farmers $4,161 $5,210 $5,091 $4,866
GEICO $2,353 $3,118 $4,249 $2,565
Liberty Mutual $3,519 $5,092 $5,229 $5,639
Nationwide $1,856 $2,407 $3,243 $2,039
Progressive $3,330 $4,534 $3,714 $3,933
State Farm $2,444 $2,929 $2,686 $2,686
USAA $2,117 $2,592 $3,627 $2,325

Cheapest New Melle, MO Car Insurance for Teen Drivers

Teen car insurance in New Melle, MO can be expensive. Take a look at rates from the top car insurance companies in New Melle for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Melle, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,966 $8,657
American Family $5,890 $7,647
Farmers $11,005 $11,376
GEICO $6,430 $6,766
Liberty Mutual $10,394 $11,549
Nationwide $4,083 $5,200
Progressive $7,968 $8,950
State Farm $5,042 $6,326
USAA $4,911 $5,994

Cheapest New Melle, MO Car Insurance for Seniors

Take a look at New Melle, MO senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Melle, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,504 $2,581
American Family $1,894 $1,894
Farmers $2,354 $2,493
GEICO $1,538 $1,999
Liberty Mutual $2,326 $2,610
Nationwide $1,411 $1,486
Progressive $1,910 $1,959
State Farm $1,474 $1,474
USAA $1,467 $1,486

Cheapest New Melle, MO Car Insurance Rates After a DUI

A DUI in New Melle, MO increases car insurance rates. Compare New Melle, Missouri DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Melle, Missouri

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $4,907
American Family $4,334
Farmers $5,091
GEICO $4,249
Liberty Mutual $5,229
Nationwide $3,243
Progressive $3,714
State Farm $2,686
USAA $3,627

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Cheapest New Melle, MO Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Melle, MO by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Melle, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,053 $4,053
American Family $3,240 $3,304
Farmers $4,832 $4,832
GEICO $3,017 $3,126
Liberty Mutual $4,870 $4,870
Nationwide $2,386 $2,386
Progressive $3,878 $3,878
State Farm $2,619 $2,754
USAA $2,571 $2,760

The Best Cheap Car Insurance Companies in New Melle, MO

Take a look at a side-by-side comparison of the top car insurance companies in New Melle, MO to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Melle, Missouri

Insurance Company Average Annual Rates
Allstate $4,053
American Family $3,272
Farmers $4,832
GEICO $3,071
Liberty Mutual $4,870
Nationwide $2,386
Progressive $3,878
State Farm $2,686
USAA $2,665

Category Winners: Cheapest Car Insurance in New Melle, Missouri

Find the cheapest car insurance companies in New Melle, MO for each category right here.

Best Annual Car Insurance Rates by Company in New Melle, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Cheapest New Melle, MO Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Melle car insurance rates. Find the cheapest New Melle, MO car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Melle, Missouri

Insurance Company Low Medium High
Allstate $3,884 $4,044 $4,231
American Family $3,165 $3,375 $3,277
Farmers $4,545 $4,793 $5,159
GEICO $2,855 $3,105 $3,253
Liberty Mutual $4,587 $4,893 $5,129
Nationwide $2,232 $2,411 $2,516
Progressive $3,503 $3,888 $4,242
State Farm $2,486 $2,700 $2,872
USAA $2,548 $2,657 $2,791

What affects car insurance rates in New Melle, Missouri?

What factors can have an impact on New Melle, MO car insurance? There are several reasons why New Melle car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Melle, Missouri.

Commute Time in New Melle

The more time you spend in your car the higher the risk of an accident. The average commute length in New Melle, MO is 30.3 minutes according to City-Data.

Compare Car Insurance Quotes in New Melle, MO

Ready to find affordable New Melle, Missouri car insurance today? Enter your ZIP code for fast, free New Melle, MO car insurance quotes.

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