Compare New Middletown, OH Car Insurance Rates (2021)

Car insurance in New Middletown, OH averages $236 a month. New Middletown, Ohio car insurance requirements are 25/50/25, but you might need full coverage insurance if your car is financed. To find cheap New Middletown car insurance rates, compare quotes from the top car insurance companies in New Middletown, OH.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest car insurance company in New Middletown for teen drivers is American Family
  • Average car insurance rates in New Middletown, OH after a DUI are $3,301/year
  • Average car insurance rates in New Middletown, OH are $2,827/year

If you need to buy New Middletown, Ohio car insurance, the options can be confusing. Everything you need to know about car insurance in New Middletown, OH is right here.

You’ll find New Middletown car insurance rates, the cheapest New Middletown, OH car insurance companies, and information on Ohio car insurance laws. You can also compare New Middletown, Ohio car insurance rates to Cincinnati car insurance rates, Columbus car insurance rates, and Lorain car insurance rates.

Ready to find affordable New Middletown, OH car insurance today? Enter your ZIP code for fast, free New Middletown car insurance quotes.

Cheapest New Middletown, OH Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Middletown, OH car insurance rates? Every New Middletown, Ohio car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Middletown, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,132 $2,123 $1,929 $2,062 $5,922 $6,764 $2,229 $2,374
American Family $925 $960 $847 $851 $2,860 $3,104 $1,143 $1,203
Farmers $1,838 $1,838 $1,619 $1,712 $8,249 $8,575 $2,058 $2,145
GEICO $1,379 $1,340 $1,291 $1,303 $3,683 $3,428 $1,532 $1,300
Liberty Mutual $2,039 $2,226 $1,565 $1,906 $10,753 $12,152 $2,162 $2,363
Nationwide $2,213 $2,221 $2,001 $2,011 $5,740 $7,378 $2,368 $2,748
Progressive $1,649 $1,552 $1,373 $1,419 $7,383 $8,314 $1,970 $2,040
State Farm $1,434 $1,434 $1,284 $1,284 $4,485 $5,632 $1,666 $1,912
Travelers $1,392 $1,413 $1,387 $1,380 $6,079 $9,637 $1,452 $1,648
USAA $1,074 $1,083 $1,028 $1,022 $3,416 $3,796 $1,442 $1,545

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in New Middletown, OH

Every driver must carry the minimum car insurance in New Middletown, OH. Take a look at the Ohio car insurance requirements.

Minimum Required Car Insurance Coverage in New Middletown, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Cheapest New Middletown, OH Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Middletown, OH. Compare credit history car insurance rates in New Middletown from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Middletown, Ohio

Insurance Company Poor Fair Good
Allstate $4,102 $2,986 $2,488
American Family $1,974 $1,345 $1,140
Farmers $3,970 $3,352 $3,191
GEICO $2,287 $1,907 $1,527
Liberty Mutual $6,299 $3,862 $3,026
Nationwide $4,024 $3,243 $2,739
Progressive $3,604 $3,119 $2,915
State Farm $3,408 $2,106 $1,660
Travelers $3,406 $2,967 $2,773
USAA $2,333 $1,656 $1,413

Cheapest New Middletown, OH Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Middletown, OH to rates for a clean record with top companies.

Annual New Middletown, Ohio Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,248 $3,809 $3,032
American Family $1,425 $1,507 $1,507 $1,507
Farmers $2,891 $3,723 $3,632 $3,772
GEICO $1,298 $1,867 $2,695 $1,768
Liberty Mutual $3,690 $4,743 $4,842 $4,307
Nationwide $2,679 $3,399 $4,303 $2,959
Progressive $2,769 $3,768 $2,951 $3,362
State Farm $2,178 $2,605 $2,391 $2,391
Travelers $2,243 $2,926 $4,418 $2,608
USAA $1,371 $1,850 $2,460 $1,522

Cheapest New Middletown, OH Car Insurance for Teen Drivers

Teen car insurance in New Middletown, OH can be expensive. Take a look at rates from the top car insurance companies in New Middletown for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Middletown, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,922 $6,764
American Family $2,860 $3,104
Farmers $8,249 $8,575
GEICO $3,683 $3,428
Liberty Mutual $10,753 $12,152
Nationwide $5,740 $7,378
Progressive $7,383 $8,314
State Farm $4,485 $5,632
Travelers $6,079 $9,637
USAA $3,416 $3,796

Cheapest New Middletown, OH Car Insurance for Seniors

Take a look at New Middletown, OH senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Middletown, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,929 $2,062
American Family $847 $851
Farmers $1,619 $1,712
GEICO $1,291 $1,303
Liberty Mutual $1,565 $1,906
Nationwide $2,001 $2,011
Progressive $1,373 $1,419
State Farm $1,284 $1,284
Travelers $1,387 $1,380
USAA $1,028 $1,022

Cheapest New Middletown, OH Car Insurance Rates After a DUI

A DUI in New Middletown, OH increases car insurance rates. Compare New Middletown, Ohio DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Middletown, Ohio

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $3,809
American Family $1,507
Farmers $3,632
GEICO $2,695
Liberty Mutual $4,842
Nationwide $4,303
Progressive $2,951
State Farm $2,391
Travelers $4,418
USAA $2,460

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest New Middletown, OH Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Middletown, OH by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Middletown, Ohio

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,192 $3,192
American Family $1,469 $1,505
Farmers $3,504 $3,504
GEICO $1,873 $1,941
Liberty Mutual $4,396 $4,396
Nationwide $3,335 $3,335
Progressive $3,212 $3,212
State Farm $2,332 $2,450
Travelers $3,049 $3,049
USAA $1,731 $1,871

The Best Cheap Car Insurance Companies in New Middletown, OH

Take a look at a side-by-side comparison of the top car insurance companies in New Middletown, OH to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Middletown, Ohio

Insurance Company Average Annual Rates
Allstate $3,192
American Family $1,487
Farmers $3,504
GEICO $1,907
Liberty Mutual $4,396
Nationwide $3,335
Progressive $3,213
State Farm $2,391
Travelers $3,049
USAA $1,801

Category Winners: Cheapest Car Insurance in New Middletown, Ohio

Find the cheapest car insurance companies in New Middletown, OH for each category right here.

Best Annual Car Insurance Rates by Company in New Middletown, Ohio

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest New Middletown, OH Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Middletown car insurance rates. Find the cheapest New Middletown, OH car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Middletown, Ohio

Insurance Company Low Medium High
Allstate $3,071 $3,184 $3,320
American Family $1,457 $1,498 $1,505
Farmers $3,305 $3,441 $3,766
GEICO $1,846 $1,898 $1,977
Liberty Mutual $4,228 $4,420 $4,539
Nationwide $3,668 $3,234 $3,103
Progressive $3,078 $3,184 $3,375
State Farm $2,275 $2,399 $2,501
Travelers $2,955 $3,091 $3,099
USAA $1,707 $1,799 $1,896

What affects car insurance rates in New Middletown, Ohio?

What factors can have an impact on New Middletown, OH car insurance? There are several reasons why New Middletown car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Middletown, Ohio.

Commute Time in New Middletown

The more time you spend in your car the higher the risk of an accident. The average commute length in New Middletown, OH is 22.3 minutes according to City-Data.

Compare Car Insurance Quotes in New Middletown, OH

Ready to find affordable New Middletown, Ohio car insurance today? Enter your ZIP code for fast, free New Middletown, OH car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption