Compare New Milford, NJ Car Insurance Rates (2021)

Car insurance in New Milford, NJ averages $488 a month. New Milford, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap New Milford car insurance rates, compare quotes from the top car insurance companies in New Milford, NJ.

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A former insurance producer, Laura understands that education is key when it comes to buying insurance. She has happily dedicated many hours to helping her clients understand how the insurance marketplace works so they can find the best car, home, and life insurance products for their needs.

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Milford for teen drivers is GEICO
  • Average car insurance rates in New Milford, NJ are $5,858/year
  • Average car insurance rates in New Milford, NJ after a DUI are $6,995/year

If you need to buy New Milford, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in New Milford, NJ is right here.

You’ll find New Milford car insurance rates, the cheapest New Milford, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare New Milford, New Jersey car insurance rates to Elizabeth car insurance rates, Camden car insurance rates, and Paterson car insurance rates.

Ready to find affordable New Milford, NJ car insurance today? Enter your ZIP code for fast, free New Milford car insurance quotes.

Cheapest New Milford, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Milford, NJ car insurance rates? Every New Milford, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Milford, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,786 $3,770 $3,696 $3,696 $11,793 $14,133 $4,475 $4,536
Farmers $4,615 $4,664 $4,504 $4,428 $13,705 $15,831 $5,513 $5,645
GEICO $2,589 $2,558 $2,546 $2,546 $4,780 $4,703 $3,004 $2,884
Liberty Mutual $4,058 $4,058 $4,454 $4,454 $10,540 $11,967 $4,454 $5,118
Progressive $1,984 $1,836 $1,794 $1,847 $8,975 $9,816 $2,345 $2,233
State Farm $4,989 $4,989 $4,529 $4,529 $16,531 $21,211 $5,700 $6,370
Travelers $4,328 $4,133 $4,020 $4,014 $9,540 $10,640 $4,133 $4,037

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Minimum Car Insurance in New Milford, NJ

Every driver must carry the minimum car insurance in New Milford, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in New Milford, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest New Milford, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Milford, NJ. Compare credit history car insurance rates in New Milford from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Milford, New Jersey

Insurance Company Poor Fair Good
Allstate $8,751 $5,574 $4,382
Farmers $8,772 $6,850 $6,467
GEICO $4,837 $2,768 $1,998
Liberty Mutual $7,770 $5,768 $4,874
Progressive $4,311 $3,768 $3,482
State Farm $12,466 $7,506 $5,845
Travelers $7,666 $5,502 $3,649

Cheapest New Milford, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Milford, NJ to rates for a clean record with top companies.

Annual New Milford, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,659 $7,803 $6,796 $5,684
Farmers $5,703 $9,703 $7,866 $6,181
GEICO $2,484 $3,274 $4,563 $2,484
Liberty Mutual $5,896 $6,740 $6,019 $5,896
Progressive $3,313 $4,457 $3,788 $3,858
State Farm $4,663 $8,517 $13,702 $7,542
Travelers $4,271 $6,454 $6,234 $5,463

Cheapest New Milford, NJ Car Insurance for Teen Drivers

Teen car insurance in New Milford, NJ can be expensive. Take a look at rates from the top car insurance companies in New Milford for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Milford, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,793 $14,133
Farmers $13,705 $15,831
GEICO $4,780 $4,703
Liberty Mutual $10,540 $11,967
Progressive $8,975 $9,816
State Farm $16,531 $21,211
Travelers $9,540 $10,640

Cheapest New Milford, NJ Car Insurance for Seniors

Take a look at New Milford, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Milford, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,696 $3,696
Farmers $4,504 $4,428
GEICO $2,546 $2,546
Liberty Mutual $4,454 $4,454
Progressive $1,794 $1,847
State Farm $4,529 $4,529
Travelers $4,020 $4,014

Cheapest New Milford, NJ Car Insurance Rates After a DUI

A DUI in New Milford, NJ increases car insurance rates. Compare New Milford, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Milford, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,796
Farmers $7,866
GEICO $4,563
Liberty Mutual $6,019
Progressive $3,788
State Farm $13,702
Travelers $6,234

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Cheapest New Milford, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Milford, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Milford, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,223 $6,248
Farmers $7,363 $7,363
GEICO $3,173 $3,229
Liberty Mutual $6,078 $6,197
Progressive $3,854 $3,854
State Farm $8,380 $8,832
Travelers $5,605 $5,605

The Best Cheap Car Insurance Companies in New Milford, NJ

Take a look at a side-by-side comparison of the top car insurance companies in New Milford, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Milford, New Jersey

Insurance Company Average Annual Rates
Allstate $6,236
Farmers $7,363
GEICO $3,201
Liberty Mutual $6,138
Progressive $3,854
State Farm $8,606
Travelers $5,605

Category Winners: Cheapest Car Insurance in New Milford, New Jersey

Find the cheapest car insurance companies in New Milford, NJ for each category right here.

Best Annual Car Insurance Rates by Company in New Milford, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Cheapest New Milford, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Milford car insurance rates. Find the cheapest New Milford, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Milford, New Jersey

Insurance Company Low Medium High
Allstate $5,691 $6,338 $6,678
Farmers $6,540 $7,321 $8,229
GEICO $2,830 $3,270 $3,504
Liberty Mutual $5,493 $6,322 $6,598
Progressive $3,446 $3,920 $4,195
State Farm $7,965 $8,724 $9,129
Travelers $5,061 $5,594 $6,160

What affects car insurance rates in New Milford, New Jersey?

What factors can have an impact on New Milford, NJ car insurance? There are several reasons why New Milford car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Milford, New Jersey.

Commute Time in New Milford

The more time you spend in your car the higher the risk of an accident. The average commute length in New Milford, NJ is 31.3 minutes according to City-Data.

Compare Car Insurance Quotes in New Milford, NJ

Ready to find affordable New Milford, New Jersey car insurance today? Enter your ZIP code for fast, free New Milford, NJ car insurance quotes.

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