Compare New Paltz, NY Car Insurance Rates (2021)

Car insurance in New Paltz, NY averages $357 a month. New Paltz, New York car insurance requirements are 25/50/10, but you might need full coverage insurance if your car is financed. To find cheap New Paltz car insurance rates, compare quotes from the top car insurance companies in New Paltz, NY.

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Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

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Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

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Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

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Here's What You Need to Know

  • The cheapest car insurance company in New Paltz for teen drivers is GEICO
  • Average car insurance rates in New Paltz, NY after a DUI are $5,737/year
  • The cheapest car insurance company in New Paltz is GEICO

If you need to buy New Paltz, New York car insurance, the options can be confusing. Everything you need to know about car insurance in New Paltz, NY is right here.

You’ll find New Paltz car insurance rates, the cheapest New Paltz, NY car insurance companies, and information on New York car insurance laws. You can also compare New Paltz, New York car insurance rates to New York car insurance rates, Schenectady car insurance rates, and Buffalo car insurance rates.

Ready to find affordable New Paltz, NY car insurance today? Enter your ZIP code for fast, free New Paltz car insurance quotes.

Cheapest New Paltz, NY Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Paltz, NY car insurance rates? Every New Paltz, New York car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Paltz, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,663 $3,410 $3,446 $3,489 $10,870 $11,619 $3,566 $3,575
GEICO $1,651 $1,589 $1,604 $1,581 $3,490 $5,114 $1,488 $1,525
Liberty Mutual $5,059 $5,059 $4,709 $4,709 $9,903 $16,091 $5,059 $5,374
Nationwide $2,917 $2,917 $2,747 $2,747 $5,299 $7,949 $2,917 $3,753
Progressive $2,087 $1,936 $1,658 $1,688 $7,014 $7,763 $2,676 $2,581
State Farm $2,828 $2,828 $2,469 $2,469 $8,342 $10,723 $3,112 $3,280
Travelers $2,860 $2,889 $2,606 $2,796 $6,626 $7,885 $3,033 $3,163
USAA $1,946 $1,912 $1,762 $1,764 $7,904 $9,418 $2,495 $2,757

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Minimum Car Insurance in New Paltz, NY

Every driver must carry the minimum car insurance in New Paltz, NY. Take a look at the New York car insurance requirements.

Minimum Required Car Insurance Coverage in New Paltz, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Cheapest New Paltz, NY Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Paltz, NY. Compare credit history car insurance rates in New Paltz from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Paltz, New York

Insurance Company Poor Fair Good
Allstate $7,897 $4,558 $3,909
GEICO $2,826 $2,076 $1,863
Liberty Mutual $9,802 $6,399 $4,785
Nationwide $3,906 $3,906 $3,906
Progressive $5,478 $2,778 $2,021
State Farm $6,362 $3,990 $3,167
Travelers $5,502 $3,452 $2,993
USAA $5,785 $2,894 $2,555

Cheapest New Paltz, NY Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Paltz, NY to rates for a clean record with top companies.

Annual New Paltz, New York Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,600 $4,600 $6,782 $5,838
GEICO $1,764 $1,923 $3,570 $1,764
Liberty Mutual $5,571 $5,571 $11,268 $5,571
Nationwide $2,960 $2,960 $6,676 $3,029
Progressive $3,330 $3,330 $3,691 $3,351
State Farm $4,290 $4,290 $4,722 $4,722
Travelers $3,411 $4,248 $4,310 $3,960
USAA $3,330 $3,385 $4,879 $3,385

Cheapest New Paltz, NY Car Insurance for Teen Drivers

Teen car insurance in New Paltz, NY can be expensive. Take a look at rates from the top car insurance companies in New Paltz for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Paltz, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,870 $11,619
GEICO $3,490 $5,114
Liberty Mutual $9,903 $16,091
Nationwide $5,299 $7,949
Progressive $7,014 $7,763
State Farm $8,342 $10,723
Travelers $6,626 $7,885
USAA $7,904 $9,418

Cheapest New Paltz, NY Car Insurance for Seniors

Take a look at New Paltz, NY senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Paltz, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,446 $3,489
GEICO $1,604 $1,581
Liberty Mutual $4,709 $4,709
Nationwide $2,747 $2,747
Progressive $1,658 $1,688
State Farm $2,469 $2,469
Travelers $2,606 $2,796
USAA $1,762 $1,764

Cheapest New Paltz, NY Car Insurance Rates After a DUI

A DUI in New Paltz, NY increases car insurance rates. Compare New Paltz, New York DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Paltz, New York

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,782
GEICO $3,570
Liberty Mutual $11,268
Nationwide $6,676
Progressive $3,691
State Farm $4,722
Travelers $4,310
USAA $4,879

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Cheapest New Paltz, NY Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Paltz, NY by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Paltz, New York

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,378 $5,532
GEICO $2,189 $2,321
Liberty Mutual $6,799 $7,192
Nationwide $3,906 $3,906
Progressive $3,426 $3,426
State Farm $4,346 $4,667
Travelers $3,982 $3,982
USAA $3,707 $3,782

The Best Cheap Car Insurance Companies in New Paltz, NY

Take a look at a side-by-side comparison of the top car insurance companies in New Paltz, NY to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Paltz, New York

Insurance Company Average Annual Rates
Allstate $5,455
GEICO $2,255
Liberty Mutual $6,995
Nationwide $3,906
Progressive $3,426
State Farm $4,506
Travelers $3,982
USAA $3,745

Category Winners: Cheapest Car Insurance in New Paltz, New York

Find the cheapest car insurance companies in New Paltz, NY for each category right here.

Best Annual Car Insurance Rates by Company in New Paltz, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

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Cheapest New Paltz, NY Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Paltz car insurance rates. Find the cheapest New Paltz, NY car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Paltz, New York

Insurance Company Low Medium High
Allstate $5,080 $5,431 $5,853
GEICO $2,136 $2,248 $2,381
Liberty Mutual $6,669 $6,973 $7,344
Nationwide $3,671 $3,874 $4,173
Progressive $3,246 $3,405 $3,626
State Farm $4,276 $4,531 $4,712
Travelers $3,771 $3,938 $4,238
USAA $3,630 $3,725 $3,879

What affects car insurance rates in New Paltz, New York?

What factors can have an impact on New Paltz, NY car insurance? There are several reasons why New Paltz car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Paltz, New York.

Commute Time in New Paltz

The more time you spend in your car the higher the risk of an accident. The average commute length in New Paltz, NY is 23.9 minutes according to City-Data.

Compare Car Insurance Quotes in New Paltz, NY

Ready to find affordable New Paltz, New York car insurance today? Enter your ZIP code for fast, free New Paltz, NY car insurance quotes.

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