Compare New Providence, NJ Car Insurance Rates (2021)

Car insurance in New Providence, NJ averages $409 a month. New Providence, New Jersey car insurance requirements are 15/30/5, but you might need full coverage insurance if your car is financed. To find cheap New Providence car insurance rates, compare quotes from the top car insurance companies in New Providence, NJ.

Free Car Insurance Comparison

 Secured with SHA-256 Encryption

Zaneta Wood, Ed.S. has over 15 years of experience in research and technical writing bringing a keen understanding of data analysis and information synthesis to reach a wide variety of audiences. She studied adult education and instructional technology at Appalachian State University as well as technical and professional communication at East Carolina University. Zaneta has prepared technical p...

Full Bio →

Written by

Joel Ohman is the CEO of a private equity backed digital media company. He is a CERTIFIED FINANCIAL PLANNER™, author, angel investor, and serial entrepreneur who loves creating new things, whether books or businesses. He has also previously served as the founder and resident CFP® of a national insurance agency, Real Time Health Quotes. He has an MBA from the University of South Florida. Jo...

Full Bio →

Reviewed by Joel Ohman
Founder & CFP®

UPDATED: Jun 23, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance company and cannot guarantee quotes from any single company.

Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from top car companies please enter your ZIP code above to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Here's What You Need to Know

  • The cheapest ZIP code in New Providence is 7901
  • The cheapest car insurance company in New Providence is GEICO
  • The cheapest car insurance company in New Providence for teen drivers is GEICO

If you need to buy New Providence, New Jersey car insurance, the options can be confusing. Everything you need to know about car insurance in New Providence, NJ is right here.

You’ll find New Providence car insurance rates, the cheapest New Providence, NJ car insurance companies, and information on New Jersey car insurance laws. You can also compare New Providence, New Jersey car insurance rates to Passaic car insurance rates, Trenton car insurance rates, and Clifton car insurance rates.

Ready to find affordable New Providence, NJ car insurance today? Enter your ZIP code for fast, free New Providence car insurance quotes.

Cheapest New Providence, NJ Car Insurance Rates By Age, Gender, and Marital Status

How do age, gender, and marital status affect New Providence, NJ car insurance rates? Every New Providence, New Jersey car insurance company weighs these factors differently, so check out the comparison rates.

Annual Car Insurance Rates by Age, Gender, and Marital Status in New Providence, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,332 $3,314 $3,214 $3,214 $10,658 $13,322 $3,891 $4,079
Farmers $4,424 $4,470 $4,283 $4,221 $13,327 $15,371 $5,288 $5,511
GEICO $1,854 $1,821 $1,810 $1,810 $3,358 $3,398 $2,124 $2,093
Liberty Mutual $3,583 $3,583 $3,930 $3,930 $9,206 $10,444 $3,930 $4,504
Progressive $1,802 $1,683 $1,633 $1,655 $8,293 $9,348 $2,141 $2,117
State Farm $3,724 $3,724 $3,365 $3,365 $12,082 $15,515 $4,237 $4,734
Travelers $2,934 $2,903 $2,717 $2,779 $6,932 $8,018 $2,912 $2,929

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Minimum Car Insurance in New Providence, NJ

Every driver must carry the minimum car insurance in New Providence, NJ. Take a look at the New Jersey car insurance requirements.

Minimum Required Car Insurance Coverage in New Providence, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

Cheapest New Providence, NJ Car Insurance Rates by Credit Score

Your credit affects car insurance costs in New Providence, NJ. Compare credit history car insurance rates in New Providence from top companies for good, fair, and poor credit.

Annual Car Insurance Rates by Credit Score in New Providence, New Jersey

Insurance Company Poor Fair Good
Allstate $7,769 $5,088 $4,027
Farmers $8,369 $6,664 $6,302
GEICO $3,420 $1,983 $1,447
Liberty Mutual $6,812 $5,067 $4,287
Progressive $3,980 $3,507 $3,265
State Farm $9,165 $5,539 $4,325
Travelers $5,323 $3,956 $2,768

Cheapest New Providence, NJ Car Insurance Rates by Driving Record

Your driving record is one of the biggest factors affecting car insurance costs. Compare bad driving record car insurance rates in New Providence, NJ to rates for a clean record with top companies.

Annual New Providence, New Jersey Car Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,205 $7,024 $6,156 $5,128
Farmers $5,475 $9,384 $7,569 $6,020
GEICO $1,785 $2,334 $3,229 $1,785
Liberty Mutual $5,178 $5,915 $5,284 $5,178
Progressive $3,125 $4,092 $3,516 $3,602
State Farm $3,460 $6,274 $10,076 $5,562
Travelers $3,098 $4,544 $4,436 $3,985

Cheapest New Providence, NJ Car Insurance for Teen Drivers

Teen car insurance in New Providence, NJ can be expensive. Take a look at rates from the top car insurance companies in New Providence for teenagers.

Annual Car Insurance Rates for Teen Drivers in New Providence, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,658 $13,322
Farmers $13,327 $15,371
GEICO $3,358 $3,398
Liberty Mutual $9,206 $10,444
Progressive $8,293 $9,348
State Farm $12,082 $15,515
Travelers $6,932 $8,018

Cheapest New Providence, NJ Car Insurance for Seniors

Take a look at New Providence, NJ senior car insurance rates from top companies. Shopping around can make a big difference for senior drivers.

Annual Car Insurance Rates for Senior Drivers in New Providence, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,214 $3,214
Farmers $4,283 $4,221
GEICO $1,810 $1,810
Liberty Mutual $3,930 $3,930
Progressive $1,633 $1,655
State Farm $3,365 $3,365
Travelers $2,717 $2,779

Cheapest New Providence, NJ Car Insurance Rates After a DUI

A DUI in New Providence, NJ increases car insurance rates. Compare New Providence, New Jersey DUI car insurance by company to find the cheapest option.

Annual Car Insurance Rates After a DUI in New Providence, New Jersey

Insurance Company Annual Car Insurance Rates With a DUI
Allstate $6,156
Farmers $7,569
GEICO $3,229
Liberty Mutual $5,284
Progressive $3,516
State Farm $10,076
Travelers $4,436

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Cheapest New Providence, NJ Car Insurance Rates by Commute Length

How does how far you drive affect car insurance rates in New Providence, NJ by commute? Take a look at a comparison of the top companies by commute length.

Annual Car Insurance Rates by Commute Length in New Providence, New Jersey

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,617 $5,639
Farmers $7,112 $7,112
GEICO $2,265 $2,302
Liberty Mutual $5,337 $5,441
Progressive $3,584 $3,584
State Farm $6,184 $6,502
Travelers $4,016 $4,016

Cheapest New Providence, NJ Car Insurance Rates by ZIP Code

New Providence car insurance rates vary based on where you live. Check out the difference in car insurance rates by ZIP code in New Providence, NJ.

Annual Car Insurance Rates by ZIP Code in New Providence, New Jersey

ZIP Code Average Annual Rates
7901 $4,686
7974 $4,686

The Best Cheap Car Insurance Companies in New Providence, NJ

Take a look at a side-by-side comparison of the top car insurance companies in New Providence, NJ to find the best option for your needs.

Average Annual Car Insurance Rates by Company in New Providence, New Jersey

Insurance Company Average Annual Rates
Allstate $5,628
Farmers $7,112
GEICO $2,283
Liberty Mutual $5,389
Progressive $3,584
State Farm $6,343
Travelers $4,016

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Category Winners: Cheapest Car Insurance in New Providence, New Jersey

Find the cheapest car insurance companies in New Providence, NJ for each category right here.

Best Annual Car Insurance Rates by Company in New Providence, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

Cheapest New Providence, NJ Car Insurance Rates by Coverage Level

How much coverage you choose will have an impact on your New Providence car insurance rates. Find the cheapest New Providence, NJ car insurance rates by coverage level.

Annual Car Insurance Rates by Coverage Level in New Providence, New Jersey

Insurance Company Low Medium High
Allstate $5,216 $5,707 $5,961
Farmers $6,518 $7,102 $7,716
GEICO $2,051 $2,329 $2,469
Liberty Mutual $4,849 $5,547 $5,770
Progressive $3,282 $3,641 $3,829
State Farm $5,931 $6,420 $6,679
Travelers $3,652 $4,018 $4,377

What affects car insurance rates in New Providence, New Jersey?

What factors can have an impact on New Providence, NJ car insurance? There are several reasons why New Providence car insurance may be different from surrounding cities. Take a look at what affects car insurance rates in New Providence, New Jersey.

Commute Time in New Providence

The more time you spend in your car the higher the risk of an accident. The average commute length in New Providence, NJ is 38.2 minutes according to City-Data.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption

Compare Car Insurance Quotes in New Providence, NJ

Ready to find affordable New Providence, New Jersey car insurance today? Enter your ZIP code for fast, free New Providence, NJ car insurance quotes.

Free Car Insurance Comparison

Enter your ZIP code below to view companies that have cheap car insurance rates.

 Secured with SHA-256 Encryption